Was listed for:Expired Sep 13, 2026
$589,999

20 Mill Street

Oshawa (Central), ON L1H 2Z3

Detached House ExpiredNot available

Property not available for sale or for rent.

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Sale & Price History for 20 Mill Street, Oshawa, Central

2026-07-13
2026-09-13
Expired
Price
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MLS#
e13558254
2026-06-10
2026-07-13
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 20 Mill Street, Oshawa, Central

Summarized Description

  • Rare oversized L shaped lot with commercial zoning.
  • Fully renovated kitchen and updated bathrooms.
  • Detached shop with heat and power for versatile use.
  • Private backyard retreat with mature landscaping.
  • Bright layout with 9 ft ceilings and vinyl flooring.
  • Walking distance to scenic bike routes and transit.
  • Close to universities and future Central GO Station.

Welcome to 20 Mill St, set on a rare oversized L shaped lot with residential and commercial zoning, offering incredible flexibility and a wide range of permitted uses.This charming home features 9 ft ceilings on the main floor, new vinyl flooring, two bedrooms on the main level, and an additional bedroom and full bath upstairs. The layout is bright and functional, with a side walk up basement entrance.The private backyard is a true retreat, surrounded by mature trees and greenery, and complemented by a large wooden deck and fencing for added privacy. The landscaped front entrance creating great curb appeal. A standout feature is the detached shop, over 700 sq ft, complete with heat, power, updated siding in 2022, and its own private access, ideal for a workspace, hobbyist, or additional storage.Extensive updates have already been completed, including a fully renovated kitchen in 2026, updated upstairs bathroom in 2026, main floor bathroom in 2021, primary bedroom and back room renovation in 2021, new porch flooring, door, and paint in 2022, fence in 2022, and deck in 2023.Perfectly located within walking distance to Oshawa Creek and scenic bike routes, and just minutes to Highway 401, transit, and the future Central GO Station directly across the street. This central location also offers easy access to Ontario Tech University, Durham College, and Trent University, making it ideal for both end users and investors.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,811
Land Transfer Tax Fee
$8,275

Rental Items

Rental Equipment
Hot water heater

Basement Type
Crawl Space, Walk-Up

Interior Features

Laundry Level
Lower Level
Interior Extras
Water Heater
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Fenced Yard, Greenbelt/Conservation, Park, Public Transit, School, School Bus Route
Other Structures
Fence - Full, Workshop

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
39.50 ft
Lot Depth
153.64 ft
Lot Shape
Irregular

Inclusions

Inclusions
Fridge, stove, dishwasher, (washer/dryer- as is condition), all electrical light fixtures, all window coverings, all washroom mirrors, Organizers in primary and second bedroom, cabinet in kitchen, tv mt in office

Exclusions

Exclusions
mt in living room and kitchen, TV's in office, living room and kitchen, hot tub

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
6
Total Garage And Parking Spaces
8

Heating & Cooling

Heat Source
Gas
Heat Type
Radiant
Air Conditioning
Window Unit(s)
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Bedroom 3—
    Upper level, Closet, Window
  • Dining Room—
    Main level, Vinyl Floor, Window
  • Kitchen—
    Main level, Vinyl Floor, Backsplash, Eat-in Kitchen
  • Living Room—
    Main level, Vinyl Floor, Picture Window
  • Bedroom—
    Main level, Ceiling Fan(s), Picture Window, Vinyl Floor
  • Bedroom 2—
    Main level, Broadloom, Ceiling Fan(s), Ceiling Fan(s)
  • Office—
    Main level, Ceiling Fan(s), B/I Shelves, Large Window

Washrooms

  • 4-piece, Main
  • 4-piece, Upper

Municipality
Oshawa
Neighbourhood
Central
Main cross streets
Simcoe/Mill
Directions
Simcoe/Mill

MLS® number
E13558254
Data source
Toronto Regional Real Estate Board
Status change
2026-09-13
Listed on
2026-07-13
Days on market
62 days
Possession type
Flexible
Co-op commission
2.5% + HST
Seller
Listed by
KELLER WILLIAMS ENERGY REAL ESTATE

Home Market Value

Current home valuation for 20 Mill Street, Oshawa, Central, Oshawa, ON. Listed for $589,999

HOMEH Estimate

?

$296,000

Estimated Sales Range

?

$238,000 - $607,959

HOMEH Estimate for 20 Mill Street, Oshawa, Central

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$296,000Low confidence
Based on 4 comparable properties
+ $293,999 (99%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Oshawa, ON
Minimum Down Payment Required:5.8%

5% on first $500K + 10% on $89,999 over $500K

Minimum down payment

$34,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$22,231$16,461$14,042$0
=Total mortgage
$578,010$547,460$515,541$471,999
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,822monthly$2,673monthly$2,517monthly$2,305monthly
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Land Transfer Tax

Provincial

$8,275

Total Land Transfer Tax

$8,275

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