
20 Mill Street
Oshawa (Central), ON L1H 2Z3
- 3Bedrooms
- 2Bathrooms
- 2Garage
- 1100–1500Sq Ft
- $3,811Tax
- 40×154 ftLot Size
- Estimated Value:$296,000See Free Estimate Report

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About 20 Mill Street, Oshawa, Central
Summarized Description
- Rare oversized L shaped lot with commercial zoning.
- Fully renovated kitchen and updated bathrooms.
- Detached shop with heat and power for versatile use.
- Private backyard retreat with mature landscaping.
- Bright layout with 9 ft ceilings and vinyl flooring.
- Walking distance to scenic bike routes and transit.
- Close to universities and future Central GO Station.
Welcome to 20 Mill St, set on a rare oversized L shaped lot with residential and commercial zoning, offering incredible flexibility and a wide range of permitted uses.This charming home features 9 ft ceilings on the main floor, new vinyl flooring, two bedrooms on the main level, and an additional bedroom and full bath upstairs. The layout is bright and functional, with a side walk up basement entrance.The private backyard is a true retreat, surrounded by mature trees and greenery, and complemented by a large wooden deck and fencing for added privacy. The landscaped front entrance creating great curb appeal. A standout feature is the detached shop, over 700 sq ft, complete with heat, power, updated siding in 2022, and its own private access, ideal for a workspace, hobbyist, or additional storage.Extensive updates have already been completed, including a fully renovated kitchen in 2026, updated upstairs bathroom in 2026, main floor bathroom in 2021, primary bedroom and back room renovation in 2021, new porch flooring, door, and paint in 2022, fence in 2022, and deck in 2023.Perfectly located within walking distance to Oshawa Creek and scenic bike routes, and just minutes to Highway 401, transit, and the future Central GO Station directly across the street. This central location also offers easy access to Ontario Tech University, Durham College, and Trent University, making it ideal for both end users and investors.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,811
- Land Transfer Tax Fee
- $8,275
Rental Items
- Rental Equipment
- Hot water heater
- Basement Type
- Crawl Space, Walk-Up
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Water Heater
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Fenced Yard, Greenbelt/Conservation, Park, Public Transit, School, School Bus Route
- Other Structures
- Fence - Full, Workshop
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 39.50 ft
- Lot Depth
- 153.64 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Fridge, stove, dishwasher, (washer/dryer- as is condition), all electrical light fixtures, all window coverings, all washroom mirrors, Organizers in primary and second bedroom, cabinet in kitchen, tv mt in office
Exclusions
- Exclusions
- mt in living room and kitchen, TV's in office, living room and kitchen, hot tub
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 8
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Radiant
- Air Conditioning
- Window Unit(s)
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Bedroom 3—Upper level, Closet, Window
- Dining Room—Main level, Vinyl Floor, Window
- Kitchen—Main level, Vinyl Floor, Backsplash, Eat-in Kitchen
- Living Room—Main level, Vinyl Floor, Picture Window
- Bedroom—Main level, Ceiling Fan(s), Picture Window, Vinyl Floor
- Bedroom 2—Main level, Broadloom, Ceiling Fan(s), Ceiling Fan(s)
- Office—Main level, Ceiling Fan(s), B/I Shelves, Large Window
Washrooms
- 4-piece, Main
- 4-piece, Upper
- Municipality
- Oshawa
- Neighbourhood
- Central
- Main cross streets
- Simcoe/Mill
- Directions
- Simcoe/Mill
- MLS® number
- E13558254
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-13
- Listed on
- 2026-07-13
- Days on market
- 62 days
- Possession type
- Flexible
- Co-op commission
- 2.5% + HST
- Seller
- Listed by
- KELLER WILLIAMS ENERGY REAL ESTATE
Home Market Value
Current home valuation for 20 Mill Street, Oshawa, Central, Oshawa, ON. Listed for $589,999
HOMEH Estimate
$296,000
Estimated Sales Range
$238,000 - $607,959
HOMEH Estimate for 20 Mill Street, Oshawa, Central
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $89,999 over $500K
$34,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,231 | $16,461 | $14,042 | $0 |
=Total mortgage | $578,010 | $547,460 | $515,541 | $471,999 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,822monthly | $2,673monthly | $2,517monthly | $2,305monthly |
Land Transfer Tax
$8,275
$8,275
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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