Sold for:Sold Sep 5, 2026
$574,900

45 Albany Street

Oshawa (Central), ON L1H 2Y9

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 45 Albany Street, Oshawa, Central

2026-06-23
2026-09-05
Sold
Price
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MLS#
e13477446

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 45 Albany Street, Oshawa, Central

Summarized Description

  • Charming all brick home with historic appeal.
  • Spacious layout featuring 5 bedrooms and 2 bathrooms.
  • Bright main floor with 9 foot ceilings and hardwood floors.
  • Large eat-in kitchen ideal for family gatherings.
  • Detached double car garage with hydro for versatile use.
  • Generous yard perfect for children and pets.
  • Located in a family-friendly neighborhood near schools.
  • Convenient access to Highway 401 and public transit.

Welcome to 45 Albany Street, Oshawa. This charming all brick home is full of character and curb appeal, featuring a classic white picket fence, inviting front porch, and beautifully maintained yard in a well established family friendly neighbourhood.Offering 5 bedrooms and 2 bathrooms, this spacious home blends timeless charm with everyday functionality. The bright main floor features 9 foot ceilings, large windows, and hardwood flooring, creating a warm and inviting atmosphere throughout. The large eat in kitchen provides plenty of space for family gatherings, while the main floor office offers flexibility for working from home, a playroom, or additional living space. A full bathroom on the main level adds convenience for families and guests.Outside, the detached double car garage with hydro is perfect for parking, storage, a workshop, or hobby space. New Roof Installed 2025, The generous yard offers plenty of room for children, pets, gardening, and outdoor entertaining.Ideally located close to schools, parks, places of worship, shopping, public transit, and downtown Oshawa amenities, this character filled home offers the perfect combination of charm, space, and convenience. A fantastic opportunity to own a beautiful family home in one of Oshawa's most established neighbourhoods.Enjoy the perfect blend of historic charm and modern convenience with easy access to Highway 401, GO Transit, community centres, and all the amenities that make Oshawa a great place to call home.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,979
Land Transfer Tax Fee
$7,973

Rental Items

Rental Equipment
Hot Water Tank.
Under Contract
Hot Water Heater

Basement Type
Unfinished

Interior Features

Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
70.00 ft
Lot Depth
83.50 ft

Inclusions

Inclusions
Refrigerator, Stove, Washer, Dryer, Dishwasher.

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
5
Washrooms
2
Kitchens
1

Room sizes

  • Kitchen—
    Main level, Eat-in Kitchen, Window, Laminate
  • Living Room—
    Main level, Hardwood Floor, Window
  • Primary Bedroom—
    Second level, Hardwood Floor, Closet, Window
  • Bedroom 2—
    Second level, Hardwood Floor, Closet, Window
  • Study—
    Second level, Hardwood Floor, Window
  • Bedroom 3—
    Main level, Hardwood Floor
  • Bedroom 4—
    Main level, Broadloom, Window
  • Bedroom 5—
    Main level, Hardwood Floor, Window

Washrooms

  • 4-piece, Second
  • 3-piece, Main

Municipality
Oshawa
Neighbourhood
Central
Main cross streets
Albany st/Simcoe St S
Directions
*

MLS® number
E13477446
Data source
Toronto Regional Real Estate Board
Status change
2026-09-05
Listed on
2026-06-23
Days on market
74 days
Possession type
Flexible
Co-op commission
2.5
Seller
Listed by
KIC REALTY

Home Market Value

Current home valuation for 45 Albany Street, Oshawa, Central, Oshawa, ON. Listed for $574,900

HOMEH Estimate

?

$514,750

Estimated Sales Range

?

$406,652 - $622,848

HOMEH Estimate for 45 Albany Street, Oshawa, Central

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$514,750Medium confidence
Based on 6 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Oshawa, ON
Minimum Down Payment Required:5.7%

5% on first $500K + 10% on $74,900 over $500K

Minimum down payment

$32,490

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$21,685$16,040$13,683$0
=Total mortgage
$563,816$533,450$502,348$459,920
Amortization
Mortgage rate
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%
%
%
Payment frequency
=Mortgage payment
$2,753monthly$2,605monthly$2,453monthly$2,246monthly
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Land Transfer Tax

Provincial

$7,973

Total Land Transfer Tax

$7,973

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