
645 Annapolis Avenue
Oshawa (McLaughlin), ON L1J 2Z3
- 4Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $4,395Tax
- 48×110 ftLot Size
- Estimated Value:$535,000See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 645 Annapolis Avenue, Oshawa, McLaughlin
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-04-28 | 2026-05-11 | Login to See Prices | Sold | e13053482 |
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About 645 Annapolis Avenue, Oshawa, McLaughlin
Summarized Description
- Lovingly maintained 4 bedroom home in McLaughlin neighbourhood.
- Generous room sizes ideal for growing families.
- Unique second-storey access to carport roof.
- Partially finished basement with separate entrance.
- Private mature backyard perfect for entertaining.
- Family-friendly community near schools and parks.
- Well-built residence owned for over 50 years.
Welcome to 645 Annapolis Ave, a lovingly maintained 4 bedroom home located in the desirable McLaughlin neighbourhood. Proudly cared for by the same owner for over 50 years, this solid, well-built residence offers generous room sizes and a functional layout ideal for growing families. Upstairs, the primary bedroom easily accommodates a king-sized bed, and the 3 additional bedrooms have ample closet space and hardwood flooring underneath the broadloom. A unique second-storey access point to the carport roof adds an interesting architectural feature and future potential. Downstairs, the partially finished basement features a separate entrance, cold storage, large above-grade windows, and closets, allowing for a variety of potential uses. Enjoy a private, mature backyard perfect for entertaining, gardening, or simply relaxing in your own quiet space. Located in a warm, family-friendly community, just a short walk to schools, parks, scenic trails, and everyday amenities. This is a wonderful opportunity to put down roots in an established and welcoming neighbourhood. Pet and smoke-free.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,395
- Land Transfer Tax Fee
- $10,073
Rental Items
- Rental Equipment
- HWT rented with Enercare for approx 38.01+HST/month
- Basement Type
- Partially Finished
Interior Features
- Interior Extras
- None
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick, Aluminum Siding
- Roof
- Shingles
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 47.50 ft
- Lot Depth
- 110.00 ft
Inclusions
- Inclusions
- Kitchen appliances (fridge, stove), secondary freezer in basement, clothing washer & dryer, light fixtures, shed, gazebo
Parking & Garages
- Garage Type
- Carport
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Living Room—Main level, Hardwood Floor, Combined w/Dining
- Dining Room—Main level, Hardwood Floor, Combined w/Living
- Breakfast—Main level
- Kitchen—Main level
- Primary Bedroom—Second level, Hardwood Floor, Walk-In Closet(s)
- Bedroom 2—Second level, Hardwood Floor, Large Closet
- Bedroom 3—Second level, Hardwood Floor, Closet
- Bedroom 4—Second level, Hardwood Floor, Large Closet
Washrooms
- 4-piece, Second
- 2-piece, Second
- Municipality
- Oshawa
- Neighbourhood
- McLaughlin
- Main cross streets
- Waverly St N & Annapolis
- Directions
- Take Waverly St N and turn east on Annapolis Ave.
- MLS® number
- E13053482
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-05-11
- Listed on
- 2026-04-28
- Days on market
- 13 days
- Possession type
- Flexible
- Co-op commission
- 2.5
- Seller
- Listed by
- THE NOOK REALTY INC.
Home Market Value
Current home valuation for 645 Annapolis Avenue, Oshawa, McLaughlin, Oshawa, ON. Listed for $679,900
HOMEH Estimate
$535,000
Estimated Sales Range
$393,921 - $676,079
HOMEH Estimate for 645 Annapolis Avenue, Oshawa, McLaughlin
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $179,900 over $500K
$42,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $25,455 | $18,969 | $16,182 | $0 |
=Total mortgage | $661,841 | $630,879 | $594,097 | $543,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,231monthly | $3,080monthly | $2,901monthly | $2,656monthly |
Land Transfer Tax
$10,073
$10,073
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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