Listed for:Listed Aug 15, 2026
$649,000

280 St Andrew Street

Ottawa (Lower Town), ON K1N 5G7

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 280 St Andrew Street, Ottawa, Lower Town

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 280 St Andrew Street, Ottawa, Lower Town

Summarized Description

  • Affordable single family home for first-time buyers
  • Private rear yard with two car parking
  • Generous main floor living space
  • Den with skylight and two bedrooms
  • Recent updates including furnace and heat pump
  • Zoning allows for development opportunities
  • Close to parks, museums, and Byward Market
  • Historic charm with modern conveniences

A rare affordable single family opportunity for first time buyer! Best Location and Beautiful Area! Steps to King Edward Park, Stanley Park, Rideau River, Parliament Hill, Museums, Art Gallery, Famous Byward Market, University of Ottawa and Global Affairs and many attractions! This century old home features generous main floor living space including Living room, Dinning Area, and a kitchen with sunny breakfast area overlooking the private yard. Convenient main floor powder room and laundry The upper level features a Den with skylight as well as two generous sized bedrooms and full bath. Eavestrough(2023), Furnace (2023), Heat pump (2023),Washer and Dryer(2022), Range (2022), Freezer (2024), Fence (2024) and a lot of changes! This property offers a private rear yard and two car parking. Zoning allows for many development opportunities also!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,362
Land Transfer Tax Fee
$9,455

Rental Items

Rental Equipment
Hot Water Tank

Basement Type
Unfinished

Interior Features

Interior Extras
Carpet Free
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Public Transit, Fenced Yard

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete, Stone
Special Designation
Unknown

Lot

Lot Front
40.23 ft
Lot Depth
71.40 ft

Inclusions

Inclusions
Stove(as-is), Fridge(as-is), Freezer, Dishwasher(as-is), Washer, Dryer, Ranger

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes

Bedrooms
2
Washrooms
2
Kitchens
1

Room sizes

  • Other—
    Lower level
  • Bathroom—
    Second level
  • Dining Room—
    Main level
  • Bedroom—
    Second level
  • Den—
    Second level
  • Bedroom 2—
    Second level
  • Dining Room—
    Main level
  • Bathroom—
    Second level, 4 Pc Ensuite
  • Powder Room—
    Main level, Combined w/Laundry
  • Den—
    Second level
  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Bathroom—
    Main level

Washrooms

  • 4-piece, Second
  • 2-piece, Main

Municipality
Ottawa
Neighbourhood
Lower Town
Main cross streets
King Edward to St Andrew or east on St Patrick to St Andrew
Directions
From King Edward Ave to St Andrew St

MLS® number
X13679180
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-15
Updated on
2026-08-20
Days on market
61 days
Possession date
2026-08-15
Possession type
Immediate
Co-op commission
2%
Seller
Listed by
BAY STREET GROUP INC.

Home Market Value

Current home valuation for 280 St Andrew Street, Ottawa, Lower Town, Ottawa, ON. Listed for $649,000

HOMEH Estimate

?

$744,807

Estimated Sales Range

?

$588,398 - $901,216

HOMEH Estimate for 280 St Andrew Street, Ottawa, Lower Town

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$744,807Medium confidence
Based on 3 comparable properties
− $95,807 (13%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Ottawa, ON
Minimum Down Payment Required:6.1%

5% on first $500K + 10% on $149,000 over $500K

Minimum down payment

$39,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,350$18,107$15,446$0
=Total mortgage
$633,112$602,207$567,096$519,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,091monthly$2,940monthly$2,769monthly$2,535monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$9,455

Total Land Transfer Tax

$9,455

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