Listed for:Listed Aug 18, 2026
$325,000

403 Mackay Street

Pembroke, ON K8A 1E3

Multiplex For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 403 Mackay Street, Pembroke, Pembroke

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 403 Mackay Street, Pembroke, Pembroke

Summarized Description

  • Prime Pembroke duplex with two rental units.
  • Gross income of $2,065 per month.
  • Reliable tenants with separate utility meters.
  • Recent updates include new deck and furnaces.
  • Detached garage and dual driveways for privacy.
  • Stable occupancy ideal for investors.
  • Opportunity to live in one unit and rent the other.
  • Book your showing today!

Prime Pembroke Duplex - $2,065/Mo Gross Income - Fully occupied with reliable tenants. This two-storey property in a sought-after neighborhood features two self-contained 2-bedroom units (Upper unit rents for: $1,055 | Main unit rents for: $1,010). Tenants pay natural gas and hydro; separate meters for each unit. Some recent updates include two gas furnaces, newer deck/stairs (2023) from the upper unit to the ground, and main-floor A/C. Dual entrances, two driveways, and detached garage enhance tenant privacy and appeal. Stable, reliable occupancy. Ideal for investors seeking immediate cash flow or an affordable option for those looking to live in one unit while renting the other. Book your showing today!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,958
Land Transfer Tax Fee
$3,350

Rental Items

Rental Equipment
HWT (2)

Basement Type
Separate Entrance, Unfinished, Full

Interior Features

Interior Extras
Carpet Free, Water Heater
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Patio, Privacy
Pool
None

Building

Building Type
Multiplex
Building Style
2-Storey

Construction

Exterior Finish
Stucco (Plaster)
Roof
Asphalt Shingle
Foundation Details
Unknown
Special Designation
Unknown

Lot

Lot Front
87.00 ft
Lot Depth
62.67 ft

Inclusions

Inclusions
2 Stoves, 2 Fridges, Washer & Dryer

Exclusions

Exclusions
Washer, dryer, and window AC units in the upper unit, Tenants' belongings

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
3
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
2
Kitchens
2

Room sizes

  • Primary Bedroom—
    Main level, Closet, Window
  • Dining Room—
    Second level, Combined w/Kitchen
  • Kitchen—
    Main level, Laminate, Window
  • Living Room—
    Second level, Hardwood Floor, Crown Moulding, Fireplace
  • Living Room—
    Main level, Hardwood Floor, Window
  • Bedroom 2—
    Second level, Hardwood Floor, Window
  • Bedroom 2—
    Main level, Hardwood Floor, Window
  • Primary Bedroom—
    Second level, Hardwood Floor, Closet

Washrooms

  • 4-piece, Main

Municipality
Pembroke
Neighbourhood
Pembroke
Main cross streets
MacKay St/Dickson St
Directions
MacKay St at the corner of MacKay and Dickson
Waterfront
None

MLS® number
X13691294
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-18
Updated on
2026-10-05
Days on market
61 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
ROYAL LEPAGE EDMONDS & ASSOCIATES

Home Market Value

Current home valuation for 403 Mackay Street, Pembroke, Pembroke, Pembroke, ON. Listed for $325,000

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 403 Mackay Street, Pembroke, Pembroke

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Pembroke, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$16,250

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$12,350$9,068$7,735$0
=Total mortgage
$321,100$301,568$283,985$260,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,568monthly$1,472monthly$1,387monthly$1,269monthly
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Land Transfer Tax

Provincial

$3,350

Total Land Transfer Tax

$3,350

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