Listed for:Listed Sep 17, 2026
$649,900

224 O'Neil Street

Peterborough (Monaghan Ward 2), ON K9K 0H5

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 224 O'Neil Street, Peterborough, Monaghan Ward 2

No listing history available

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About 224 O'Neil Street, Peterborough, Monaghan Ward 2

Summarized Description

  • New home in desirable Trails of Lily Lake subdivision.
  • Over 2000 sq. ft. of finished living space.
  • Modern kitchen with large island and open layout.
  • Cozy living room features a gas fireplace.
  • Primary retreat includes a 4 piece ensuite.
  • Upper-level laundry for convenience.
  • Unfinished basement offers future potential.
  • Single-car garage with direct entry.

Welcome to 224 O'Neil Street, NEW home in the desirable Trails of Lily lake subdivision! This 2 storey family home offers over 2000 sq. ft. of finished living space above grade, designed with comfort and functionality in mind. The main floor greets you with a spacious foyer and a convenient 2 piece powder room. The heart of the home is the modern kitchen, complete with a large island, ample storage, and an open layout perfect for gatherings. The cozy living room features a gas fireplace, there is a large dining area with Patio doors leading to the backyard and deck - ideal for summer evenings outdoors. Upstairs, the primary retreat boasts a 4 piece ensuite with a separated soaker tub for that quiet time we all need now and then Plus a walk-in closet. Two additional bedrooms, a 5 piece bathroom, and the bonus of upper-level laundry provide everything a busy family needs. The unfinished basement offers endless possibilities for future living space or storage. A single-car garage with direct entry to the home completes this exceptional property.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$1,417
Land Transfer Tax Fee
$9,473

Rental Items

Rental Equipment
Rent Gas water heater ( Enercare)
Under Contract
Hot Water Tank-Gas

Basement Type
Unfinished

Interior Features

Laundry Level
Upper Level
Interior Extras
Air Exchanger, ERV/HRV, Floor Drain, Water Meter
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Living Room, Natural Gas
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Aluminum Siding, Brick Front
Roof
Fibreglass Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
30.02 m
Lot Depth
108.27 m

Inclusions

Inclusions
6 New appliances, Fridge, stove, dishwasher, countertop Microwave, Washer, Dryer, and Chimney Range Hood.

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3
Washrooms
3
Kitchens
1

Room sizes

  • Kitchen—
    Main level, Quartz Counter
  • Primary Bedroom—
    Second level, Walk-In Closet(s), 4 Pc Ensuite, Broadloom
  • Laundry—
    Second level, Tile Floor
  • Bedroom 2—
    Second level, Closet, Broadloom
  • Foyer—
    Main level, Closet, Access To Garage, 2 Way Fireplace
  • Bedroom 3—
    Second level, Closet, Broadloom
  • Dining Room—
    Main level, W/O To Deck
  • Living Room—
    Main level, Fireplace

Washrooms

  • 4-piece, Second
  • 5-piece, Second
  • 2-piece, Main

Municipality
Peterborough
Neighbourhood
Monaghan Ward 2
Main cross streets
York Street to O'Neil
Directions
Lily Lake Rd. west to York Drive follow York to O'Neil Street turn west onto O'Neil Street

MLS® number
X13799144
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-17
Updated on
2026-10-14
Days on market
31 days
Possession type
Flexible
Co-op commission
2% + hst
Seller
Listed by
EXIT REALTY LIFTLOCK

Home Market Value

Current home valuation for 224 O'Neil Street, Peterborough, Monaghan Ward 2, Peterborough, ON. Listed for $649,900

HOMEH Estimate

?

$636,762

Estimated Sales Range

?

$560,351 - $713,173

HOMEH Estimate for 224 O'Neil Street, Peterborough, Monaghan Ward 2

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$636,762High confidence
Based on 4 comparable properties
+ $13,138 (2%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Peterborough, ON
Minimum Down Payment Required:6.2%

5% on first $500K + 10% on $149,900 over $500K

Minimum down payment

$39,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,384$18,132$15,468$0
=Total mortgage
$633,990$603,042$567,883$519,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,095monthly$2,944monthly$2,773monthly$2,539monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$9,473

Total Land Transfer Tax

$9,473

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3/100Almost All Errands Require a Car
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