Sold for:Sold Jan 28, 2026
$534,900

498 Howden Street

Peterborough (Otonabee Ward 1), ON K9J 4B3

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 498 Howden Street, Peterborough, Otonabee Ward 1

2025-10-22
2026-01-28
Sold
Price
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MLS#
x12476651

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 498 Howden Street, Peterborough, Otonabee Ward 1

Welcome to this charming and beautifully maintained south-end home, offering the perfect mix of comfort, functionality, and location. Situated on a nice-sized corner lot, this property features 3 bedrooms and a 4-piece bathroom with a relaxing jacuzzi tub-ideal for unwinding at the end of the day. The bright, open-concept kitchen and living area provide a warm and welcoming space for everyday living and entertaining guests. The finished basement adds valuable extra living space, perfect for a family room, playroom, or home office. Step through the sliding glass doors to your private backyard retreat, complete with a patio and gazebo-perfect for summer gatherings, morning coffee, or relaxing in the shade. A detached garage offers great storage or workshop potential, adding to the home's versatility. Located close to schools, parks, shopping, and all amenities, this home combines charm, convenience, and functionality. Whether you're a first-time buyer or looking for a comfortable family home, this property is move-in ready and waiting to welcome you!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,821
Land Transfer Tax Fee
$7,173

Rental Items

Rental Equipment
Hot Water Heater
Under Contract
Hot Water Tank-Electric

Basement Type
Full, Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Primary Bedroom - Main Floor
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Patio, Privacy
Pool
None
Property Features
Golf, Hospital, Library, Park, Place Of Worship, Public Transit

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
51-99

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
80.00 ft
Lot Depth
91.92 ft
Lot Size
0.18
Lot Shape
Square

Inclusions

Inclusions
Fridge, Stove, Washer, Dryer

Exclusions

Exclusions
Personal Items, Quilt Rack in Stairway, Bathroom Shelf and Boat, Plate Rack

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
3
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3
Washrooms
1
Kitchens
1

Room sizes

  • Kitchen—
    Ground level
  • Living Room—
    Ground level, Combined w/Dining
  • Primary Bedroom—
    Ground level
  • Bathroom—
    Ground level
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Recreation—
    Basement level
  • Utility Room—
    Basement level, Combined w/Laundry

Washrooms

  • 4-piece, Ground

Municipality
Peterborough
Neighbourhood
Otonabee Ward 1
Main cross streets
Monaghan Rd and Howden St
Zoning
R.1
Directions
South on Monaghan Rd left onto Howden St

MLS® number
X12476651
Data source
Toronto Regional Real Estate Board
Status change
2026-01-28
Listed on
2025-10-22
Days on market
98 days
Possession type
Flexible
Co-op commission
2.5%
Seller
Listed by
CENTURY 21 UNITED REALTY INC.

Home Market Value

Current home valuation for 498 Howden Street, Peterborough, Otonabee Ward 1, Peterborough, ON. Listed for $534,900

HOMEH Estimate

?

$469,000

Estimated Sales Range

?

$396,465 - $541,535

HOMEH Estimate for 498 Howden Street, Peterborough, Otonabee Ward 1

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$469,000Low confidence
Based on 4 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Peterborough, ON
Minimum Down Payment Required:5.3%

5% on first $500K + 10% on $34,900 over $500K

Minimum down payment

$28,490

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,241$14,924$12,731$0
=Total mortgage
$526,256$496,334$467,396$427,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,569monthly$2,423monthly$2,282monthly$2,089monthly
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Land Transfer Tax

Provincial

$7,173

Total Land Transfer Tax

$7,173

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