
727 Payne Street
Peterborough (Otonabee Ward 1), ON K9J 2Z9
- 4Bedrooms
- 2Bathrooms
- 1Garage
- 700–1100Sq Ft
- $4,051Tax
- 40×124 ftLot Size
- Estimated Value:$314,999See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 727 Payne Street, Peterborough, Otonabee Ward 1
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-05-11 | 2026-06-18 | Login to See Prices | Terminated | x13112440 |
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About 727 Payne Street, Peterborough, Otonabee Ward 1
Summarized Description
- Bungalow in quiet South Peterborough neighborhood
- Fully stripped to the studs for renovations
- New electrical and plumbing systems installed
- Partially finished basement with separate entrance
- Potential for in-law suite or rental unit
- Peaceful surroundings near Otanabee River
- Opportunity for contractors and renovators
- Canvas ready for personal finishes and designs
Tucked into the quiet streets of South Peterborough, this bungalow is a rare find for contractors, renovators, and handy homeowners alike. Just a short stroll from the beautiful Otanabee River, you'll enjoy peaceful surroundings with the kind of neighbourhood charm that's hard to come by. The hard work is already done, and done right. The home has been fully stripped back to the studs, with brand new electrical throughout, a 200-amp panel, and all-new plumbing already in place. The bones are solid, the systems are fresh, and the canvas is completely yours. The partially finished basement, complete with a separate entrance and roughed-in kitchen, is perfectly positioned for an in-law suite, rental unit, or multi-generational living. The potential here is hard to ignore. All the heavy lifting has been taken care of. What's left is the fun part: choosing your finishes, putting your stamp on every room, and turning this blank slate into exactly the home you've always envisioned.Opportunities like this don't come around often. If you've been waiting for the right project, this is it
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,051
- Land Transfer Tax Fee
- $2,975
Rental Items
- Rental Equipment
- Hot Water Tank
- Basement Type
- Partially Finished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- In-Law Suite, Rough-In Bath
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 39.60 ft
- Lot Depth
- 124.00 ft
- Lot Size
- 0.11
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 2
Washrooms
- 4-piece, Main
- 4-piece, Basement
- Municipality
- Peterborough
- Neighbourhood
- Otonabee Ward 1
- Main cross streets
- Payne St & Wilson St
- Zoning
- R1
- Directions
- Corner of Payne St & Wilson St
- MLS® number
- X13112440
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-18
- Listed on
- 2026-05-11
- Days on market
- 38 days
- Possession type
- Flexible
- Co-op commission
- 2.5%
- Seller
- Listed by
- RIGHT AT HOME REALTY
Home Market Value
Current home valuation for 727 Payne Street, Peterborough, Otonabee Ward 1, Peterborough, ON. Listed for $299,999
HOMEH Estimate
$314,999
Estimated Sales Range
$277,199 - $352,799
HOMEH Estimate for 727 Payne Street, Peterborough, Otonabee Ward 1
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$15,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $11,400 | $8,370 | $7,140 | $0 |
=Total mortgage | $296,399 | $278,369 | $262,139 | $239,999 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,447monthly | $1,359monthly | $1,280monthly | $1,172monthly |
Land Transfer Tax
$2,975
$2,975
Around this home
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