Open house
Sat, Oct 17·12:00 p.m.–2:00 p.m.(Public)
Listed for:Listed 21 days ago
$498,000

6 Spencer Street

Prince Edward County (Picton Ward), ON K0K 2T0

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 6 Spencer Street, Prince Edward County, Picton Ward

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 6 Spencer Street, Prince Edward County, Picton Ward

Summarized Description

  • Ideal for first-time buyers and downsizers
  • Bright three-level side split design
  • Four bedrooms and two bathrooms
  • Fully fenced yard for outdoor activities
  • Well-equipped kitchen with dining area
  • Spacious back deck for relaxation
  • Central location near amenities and parks
  • Versatile layout with additional living space

Welcome to 6 Spencer Street, perfect for first-time buyers, downsizers, or anyone seeking a home on a quiet street in a central Picton location. This bright & inviting three-level side split offers four bedrooms and two bathrooms with a functional and versatile layout, complimented by a large fully fenced yard providing ample space to relax, play, garden and entertain. The main level features a well-equipped kitchen with eat-in dining area, and a comfortable living room. Upstairs, you will find three bedrooms, each with a closet, and a 4-pc bathroom. The lower level adds valuable flexibility and additional living space with a family room, currently being used as a formal dining area, plus an additional bedroom, a two-piece bathroom and a laundry room. The spacious back deck offers a peaceful place to unwind and enjoy the surroundings. Closely located to Picton's downtown, amenities, parks, and schools, this home combines practical living space, outdoor enjoyment and an affordable in-town lifestyle.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,699
Land Transfer Tax Fee
$6,435

Rental Items

Rental Equipment
None

Basement Type
Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Water Heater Owned, Water Meter
Fireplace/Stove
Yes
Fireplace Features
Natural Gas, Living Room
Elevator
No

Exterior Features

Pool
None
Property Features
Golf, Hospital, Library, Marina, School, Place Of Worship

Building

Building Type
Detached
Building Style
Sidesplit

Construction

Exterior Finish
Vinyl Siding
Roof
Metal
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
50.48 ft
Lot Depth
116.56 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher, OTR Microwave, Dishwasher, Washer, Dryer, Curtains/blinds, Playset in backyard, BBQ

Exclusions

Exclusions
Curtains in living room.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
1
Total Garage And Parking Spaces
1

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
Other
Water
Municipal
Sewers
Sewer

Bedrooms
3 + 1
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bedroom 2—
    Upper level
  • Bathroom—
    Upper level, 4 Pc Bath
  • Kitchen—
    Main level
  • Bathroom—
    Lower level, 2 Pc Ensuite
  • Living Room—
    Main level
  • Primary Bedroom—
    Upper level
  • Recreation—
    Lower level
  • Dining Room—
    Main level
  • Bedroom 4—
    Lower level, Walk-In Closet(s), 2 Pc Ensuite
  • Bedroom 3—
    Upper level
  • Laundry—
    Lower level

Washrooms

  • 4-piece, Upper
  • 2-piece, Lower

Municipality
Prince Edward County
Neighbourhood
Picton Ward
Main cross streets
Picton Main Street and Spencer Street
Directions
Picton Main Street to Spencer Street

MLS® number
X13827132
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-24
Updated on
2026-10-08
Days on market
21 days
Possession type
Flexible
Co-op commission
2.5% + HST
Seller
Listed by
CHESTNUT PARK REAL ESTATE LIMITED

Home Market Value

Current home valuation for 6 Spencer Street, Prince Edward County, Picton Ward, Prince Edward County, ON. Listed for $498,000

HOMEH Estimate

?

$595,147

Estimated Sales Range

?

$357,088 - $833,206

HOMEH Estimate for 6 Spencer Street, Prince Edward County, Picton Ward

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$595,147Low confidence
Based on 3 comparable properties
− $97,147 (16%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number
Approximate location — on this street
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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Prince Edward County, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,924$13,894$11,852$0
=Total mortgage
$492,024$462,094$435,152$398,400
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,402monthly$2,256monthly$2,125monthly$1,945monthly
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Land Transfer Tax

Provincial

$6,435

Total Land Transfer Tax

$6,435

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