4458 Plum Point Road
Ramara (Rural Ramara), ON L3V 0L4
- 2+1Bedrooms
- 1Bathroom
- 4Garage
- 700–1100Sq Ft
- $2,736Tax
- 46×180 ftLot Size
Estimated Value:$659,500See Free Estimate Report
Property not available for sale or for rent.
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 4458 Plum Point Road, Ramara, Rural Ramara
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About 4458 Plum Point Road, Ramara, Rural Ramara
This charming 3-season, fully renovated cottage on the shores of Lake Simcoe is tucked into a quiet bay at Mcdonald Beach, where the shallow, sandy bottom makes for ideal swimming for kids, paddle boarding, and fantastic fishing.Originally built as a cozy getaway, this property has been completely updated for modern comfort. The main cottage features 2 bedrooms and a 200 sq. ft loft area, an open concept kitchen/dining/living area, 3-piece bathroom, and a spacious living room with rustic wood beam ceilings. Wall-to-wall windows lets in an abundance of natural light and offers tranquil views of the lake. Extensive upgrades include: New roof (2021), Upgraded electrical panel, new, owned hot water tank, All walls spray foam insulated for energy efficiency and comfort and a new septic system (2019) pumped out 2024.A standout feature is the newly rebuilt bunkie (2021), measuring 8' x 24', perfect for extra guest space and storage. The property also includes a dock and water is drawn from the lake. This property is ready for your family to create years of unforgettable waterfront memories!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,736
- Land Transfer Tax Fee
- $10,973
- Basement Type
- None
Interior Features
- Interior Extras
- Carpet Free, Water Heater Owned
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Other Structures
- Out Buildings
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Other
- Roof
- Asphalt Shingle
- Foundation Details
- Piers
- Special Designation
- Unknown
Lot
- Lot Front
- 45.87 ft
- Lot Depth
- 180.00 ft
- Lot Size
- 0.15
Inclusions
- Inclusions
- Hot Water Tank, Fridge, Stove, Dock, All furnishings except TV/ TV Stand/ Sound System
Exclusions
- Exclusions
- TV/ TV Stand/ Sound System
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 4
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Other
- Heat Type
- Other
- Air Conditioning
- None
- Water
- Other
- Sewers
- Septic
- Bedrooms
- 2 + 1
- Washrooms
- 1
- Kitchens
- 1
Washrooms
- 3-piece, Main
- Municipality
- Ramara
- Neighbourhood
- Rural Ramara
- Main cross streets
- Hwy 12 East / Plum Point Rd
- Zoning
- SR
- Directions
- Hwy 12 East to Plum Point Rd, SOP
- Waterfront
- Direct
- MLS® number
- S12304513
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-09-21
- Listed on
- 2025-07-24
- Days on market
- 59 days
- Possession type
- Flexible
- Co-op commission
- 2.5% + HST
- Seller
- Listed by
- RE/MAX RIGHT MOVE
Home Market Value
Current home valuation for 4458 Plum Point Road, Ramara, Rural Ramara, Ramara, ON. Listed for $724,900
HOMEH Estimate
$659,500
Estimated Sales Range
$521,005 - $797,995
HOMEH Estimate for 4458 Plum Point Road, Ramara, Rural Ramara
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $224,900 over $500K
$47,490
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $27,082 | $20,225 | $17,253 | $0 |
=Total mortgage | $704,139 | $672,635 | $633,418 | $579,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,438monthly | $3,284monthly | $3,093monthly | $2,831monthly |
Land Transfer Tax
$10,973
$10,973
Around this home
No schools found nearby
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