
4304 Plum Point Road
Ramara (Rural Ramara), ON L3V 0P8
- 3Bedrooms
- 1Bathroom
- 0Garage
- 700–1100Sq Ft
- $3,150Tax
- 94×76 ftLot Size
- Estimated Value:$699,000See Free Estimate Report

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About 4304 Plum Point Road, Ramara, Rural Ramara
Summarized Description
- 93 ft of direct Lake Simcoe waterfront
- Updated interior with open-concept design
- Large back deck for outdoor enjoyment
- Vaulted ceiling and wide-plank flooring
- Proximity to shopping and amenities
- Access to boating and water activities
- Wildlife sightings enhance peaceful setting
4-SEASON HOME OR COTTAGE WITH 93 FT OF DIRECT LAKE SIMCOE WATERFRONT, A DOCK, BOAT LAUNCH & UPDATED INTERIOR! 4304 Plum Point Road is the Lake Simcoe waterfront home or cottage buyers picture when they think of mornings on the dock, coffee over the water, paddleboards by the shore and evenings stretched out on the deck. Set on 93 ft of direct waterfront, this bungalow offers beautiful water views, a shallow shoreline, northern exposure, a dock, small boat launch, waterfront gazebo and large back deck. Kayak, paddleboard, boat, fish or swim directly from the property, with frequent sightings of swans, blue herons and other wildlife adding to the peaceful bay setting. A well-designed foyer/mudroom with a vaulted ceiling, built-in bench, coat rack and storage cubbies makes room for sandy feet, wet towels and cottage gear before leading into the updated open-concept interior, where oversized windows and a sliding glass walkout keep the lake in view. Wide-plank flooring, a shiplap ceiling, pot lights and carpet-free living create a relaxed cottage feel, while the kitchen adds personality with rich blue cabinetry, some glass-front upper cabinets, open shelving, vertically stacked subway tile and a wood-beamed opening to the main living area. The primary bedroom has its own walkout to the deck, a shiplap feature wall and closet organizers, while two additional bedrooms are served by an updated 3-piece bathroom with a glass-enclosed shower, built-in niche, subway tile, penny tile flooring, modern vanity and black fixtures. The location rounds out the package with a short drive to Orillia for shopping, restaurants and everyday amenities, with nearby highlights including Tudhope Park, Casino Rama, Ramara Library and Community Centre, Uptergrove Public School, multiple beaches and marinas.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,150
- Land Transfer Tax Fee
- $11,655
Rental Items
- Rental Equipment
- Propane Tank.
- Basement Type
- Crawl Space
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Carpet Free, Primary Bedroom - Main Floor, Propane Tank, Sump Pump, Water Heater Owned, Water Treatment
- View
- Bay, Lake, Trees/Woods, Water
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Fishing
- Pool
- None
- Property Features
- Lake Access, Lake/Pond, Marina, Waterfront
- Other Structures
- Fence - Partial, Gazebo, Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Other
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 93.98 ft
- Lot Depth
- 76.00 ft
- Lot Size
- 0.23
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, Stove, Microwave, Dishwasher, Washer, Dryer, Light Fixtures, Window Coverings, Dock, Shed.
Exclusions
- Exclusions
- None.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Propane
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Well
- Sewers
- Septic
- Natural Gas
- No
- Hydro
- Yes
- Cable
- No
- Telephone
- Available
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Foyer—Main level, Vaulted Ceiling(s), B/I Shelves, Closet
- Kitchen—Main level, Pot Lights, Backsplash
- Dining Room—Main level, Pot Lights, Open Concept, Large Window
- Living Room—Main level, Pot Lights, Open Concept, Walk-Out
- Primary Bedroom—Main level, W/O To Deck, Sliding Doors, Closet Organizers
- Bedroom 2—Main level, Closet
- Bedroom 3—Main level, Closet
Washrooms
- 3-piece, Main
- Municipality
- Ramara
- Neighbourhood
- Rural Ramara
- Main cross streets
- Plum Point Rd/River Rd
- Zoning
- SR
- Directions
- Hwy 12/Plum Point Rd
- Waterfront
- Direct
- MLS® number
- S13457846
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-27
- Listed on
- 2026-06-17
- Days on market
- 40 days
- Possession type
- Flexible
- Co-op commission
- 2.5% + HST
- Seller
- Listed by
- RE/MAX HALLMARK PEGGY HILL GROUP REALTY
Home Market Value
Current home valuation for 4304 Plum Point Road, Ramara, Rural Ramara, Ramara, ON. Listed for $759,000
HOMEH Estimate
$699,000
Estimated Sales Range
$552,210 - $845,790
HOMEH Estimate for 4304 Plum Point Road, Ramara, Rural Ramara
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $259,000 over $500K
$50,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $28,296 | $21,176 | $18,064 | $0 |
=Total mortgage | $735,684 | $704,276 | $663,214 | $607,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,592monthly | $3,439monthly | $3,238monthly | $2,965monthly |
Land Transfer Tax
$11,655
$11,655
Around this home
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