Listed for:Listed Sep 17, 2026
$1,199,000

48 Lake Avenue

Ramara (Rural Ramara), ON L0K 1B0

Detached House For Sale
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Sale & Price History for 48 Lake Avenue, Ramara, Rural Ramara

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 48 Lake Avenue, Ramara, Rural Ramara

Summarized Description

  • Beautiful lakefront cottage in Lagoon City.
  • Private access to Lake Simcoe for swimming.
  • Western exposure offers stunning sunsets.
  • Expansive windows provide natural light.
  • Large covered porch extends living space.
  • Thoughtfully renovated with modern updates.
  • Ideal for year-round living or weekend retreat.

Welcome To This Beautiful Lakefront Cottage In Lagoon City, Offering Private, Direct Access ToLake Simcoe With A Coveted Western Exposure And Breathtaking Sunsets. Filled With Natural Light, The Home Features Expansive Windows And Multiple Rooms With Picturesque Water Views And Bright Light Throughout. A Large Covered Porch Extends The Living Space Outdoors, Providing The Perfect Place To Relax, Dine, And Enjoy The Lakefront Setting In Any Weather. The Shoreline Offers Shallow Waters And A Sandy Bottom, Ideal For Swimming, Wading, And EnjoyingThe Lake With Family And Friends Of All Ages. Thoughtfully Renovated With Modern Updates, This Move-In-Ready Cottage Blends Comfort, Style, And Lakeside Living, Perfect As A Year-Round Residence Or Weekend Retreat.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,287
Land Transfer Tax Fee
$20,455

Rental Items

Under Contract
None

Basement Type
Crawl Space

Interior Features

Laundry Level
Main Level
Interior Extras
Propane Tank, Storage
View
Garden, Lake
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Other Structures
Fence - Partial

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Vinyl Siding
Roof
Shingles
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
50.00 ft
Lot Depth
190.00 ft
Lot Shape
Irregular

Inclusions

Inclusions
S/S Fridge, Dishwasher, Microwave, B/I Cooktop & Hood Fan, W&D, Dock.Over $300K In Upgrades and Renovations To The Property From 2015 To 2023, Including New Front And Back Porches in 2023, Built With Durable, Water-Resistant Composite Material. All Indoor and Patio Furniture And Lake Toys Are Available, Except Exclusions List, To Purchase With House.

Exclusions

Exclusions
Upstairs Washroom Dresser, Secondary Bedroom Bench, Family Room Television, Mini Bar Fridge

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
5
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Hydro
Yes
Cable
Yes

Bedrooms
4
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Dining Room—
    Ground level, Overlook Water, Hardwood Floor
  • Bedroom 3—
    Second level, Overlook Water, Hardwood Floor, Window
  • Primary Bedroom—
    Second level, Hardwood Floor, Window, Closet
  • Kitchen—
    Ground level, Hardwood Floor, Granite Counters, Stainless Steel Appl
  • Bedroom 2—
    Second level, Hardwood Floor, Window, Closet
  • Bathroom—
    Second level, Ceramic Floor, Window
  • Bedroom 4—
    Ground level, Hardwood Floor, Window
  • Bathroom—
    Ground level, Ceramic Floor, Window
  • Bathroom—
    Ground level, Overlook Water
  • Living Room—
    Ground level, Overlook Water, Hardwood Floor

Washrooms

  • 3-piece, Ground
  • 3-piece, Second

Municipality
Ramara
Neighbourhood
Rural Ramara
Main cross streets
Laguna Ave & Simcoe Rd
Directions
As Per Google Maps
Waterfront
Direct

MLS® number
S13797644
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-17
Updated on
2026-09-17
Days on market
31 days
Possession date
2026-11-04
Possession type
Immediate
Co-op commission
2.5%
Seller
Listed by
CENTURY 21 ATRIA REALTY INC.

Home Market Value

Current home valuation for 48 Lake Avenue, Ramara, Rural Ramara, Ramara, ON. Listed for $1,199,000

HOMEH Estimate

?

$874,524

Estimated Sales Range

?

$708,407 - $1,196,301

HOMEH Estimate for 48 Lake Avenue, Ramara, Rural Ramara

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$874,524Low confidence
Based on 6 comparable properties
+ $324,476 (37%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Ramara, ON
Minimum Down Payment Required:7.9%

5% on first $500K + 10% on $699,000 over $500K

Minimum down payment

$94,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$44,123$33,452$28,536$0
=Total mortgage
$1,147,203$1,112,552$1,047,686$959,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$5,601monthly$5,432monthly$5,115monthly$4,683monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$20,455

Total Land Transfer Tax

$20,455

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