Sold for:Sold Jul 18, 2025
$874,900

1280 Mount Stephen Road

Severn (Coldwater), ON L0K 2E0

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 1280 Mount Stephen Road, Severn, Coldwater

2025-07-10
2025-07-18
Sold
Price
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MLS#
s12275521

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 1280 Mount Stephen Road, Severn, Coldwater

Top 5 Reasons You Will Love This Home: 1) Discover the serenity of country living in this charming bungalow nestled on 6.9 private acres, just 10 minutes from town with quick access to Highway 400, surrounded by nature and teeming with wildlife, it's a peaceful retreat where quiet mornings and starry nights awaits 2) The ground-level walkout basement features a fully self-contained in-law suite, complete with its own entrance, two bedrooms, a full bathroom, an eat-in kitchen, a spacious living area, separate laundry, and full-sized windows that invite in plenty of natural light 3) Fully insulated and heated two-car garage offering versatility for use as a gym, workshop, or extra storage space, and includes two garage door openers and a convenient exterior access door 4) Keep energy cost in check with an efficient propane furnace, plus the added benefit of an outdoor hot water wood boiler for supplemental heating 5) The main level offers a bright, open living space with large patio doors, oak kitchen cabinetry, a propane stove, newer dishwasher, and main level laundry, designed for everyday ease and ideal for hosting family and friends. 1,660 above grade sq.ft. plus a finished basement. Visit our website for more detailed information.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,897
Land Transfer Tax Fee
$13,973

Rental Items

Rental Equipment
Propane Tank.

Basement Type
Finished with Walk-Out, Full

Interior Features

Laundry Level
Main Level
Interior Extras
In-Law Suite
Security Features
Smoke Detector
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
Above Ground
Property Features
Greenbelt/Conservation, River/Stream, School, Wooded/Treed, School Bus Route
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
16-30

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
558.72 ft
Lot Depth
635.53 ft
Lot Shape
Irregular

Inclusions

Inclusions
Fridge (x2), Stove (x2), Dishwasher, Washer (x2), Dryer (x2), Existing Window Coverings, Above Ground Pool (as-is).

Exclusions

Exclusions
Tenants Belongings.

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
10
Total Garage And Parking Spaces
12

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
None
Water
Well
Sewers
Septic

Bedrooms
3 + 2
Washrooms
3
Kitchens
2

Room sizes

  • Kitchen—
    Main level, Eat-in Kitchen, Vinyl Floor, W/O To Deck
  • Living Room—
    Main level, Open Concept, Double Closet, W/O To Deck
  • Primary Bedroom—
    Main level, 5 Pc Ensuite, Walk-In Closet(s), W/O To Deck
  • Bedroom—
    Main level, Closet, Ceiling Fan(s), Window
  • Bedroom—
    Main level, Closet, Window
  • Laundry—
    Main level, Window
  • Kitchen—
    Basement level, Eat-in Kitchen, Double Sink, Breakfast Bar
  • Living Room—
    Basement level, Ceiling Fan(s), Open Concept, W/O To Yard
  • Bedroom—
    Basement level, Closet, Ceiling Fan(s), Window
  • Bedroom—
    Basement level, Closet, Window

Washrooms

  • 4-piece, Main
  • 5-piece, Main
  • 4-piece, Basement

Municipality
Severn
Neighbourhood
Coldwater
Main cross streets
Taylor Line/Mt Stephen Rd
Zoning
RU
Directions
Taylor Line/Mt Stephen Rd

MLS® number
S12275521
Data source
Toronto Regional Real Estate Board
Status change
2025-07-18
Listed on
2025-07-10
Days on market
8 days
Possession type
Flexible
Co-op commission
2.5%
Seller
Listed by
FARIS TEAM REAL ESTATE BROKERAGE

Home Market Value

Current home valuation for 1280 Mount Stephen Road, Severn, Coldwater, Severn, ON. Listed for $874,900

HOMEH Estimate

?

$886,203

Estimated Sales Range

?

$620,342 - $1,152,064

HOMEH Estimate for 1280 Mount Stephen Road, Severn, Coldwater

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$886,203Low confidence
Based on 15 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Severn, ON
Minimum Down Payment Required:7.1%

5% on first $500K + 10% on $374,900 over $500K

Minimum down payment

$62,490

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
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%
$
+CMHC insurance
$32,476$24,410$20,823$0
=Total mortgage
$844,383$811,820$764,488$699,920
Amortization
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Payment frequency
=Mortgage payment
$4,123monthly$3,964monthly$3,733monthly$3,417monthly
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Land Transfer Tax

Provincial

$13,973

Total Land Transfer Tax

$13,973

Around this home

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