
1280 Mount Stephen Road
Severn (Coldwater), ON L0K 2E0
- 3+2Bedrooms
- 3Bathrooms
- 2Garage
- 1500–2000Sq Ft
- $3,897Tax
- 559×636 ftLot Size
- Estimated Value:$886,203See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 1280 Mount Stephen Road, Severn, Coldwater
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-07-10 | 2025-07-18 | Login to See Prices | Sold | s12275521 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 1280 Mount Stephen Road, Severn, Coldwater
Top 5 Reasons You Will Love This Home: 1) Discover the serenity of country living in this charming bungalow nestled on 6.9 private acres, just 10 minutes from town with quick access to Highway 400, surrounded by nature and teeming with wildlife, it's a peaceful retreat where quiet mornings and starry nights awaits 2) The ground-level walkout basement features a fully self-contained in-law suite, complete with its own entrance, two bedrooms, a full bathroom, an eat-in kitchen, a spacious living area, separate laundry, and full-sized windows that invite in plenty of natural light 3) Fully insulated and heated two-car garage offering versatility for use as a gym, workshop, or extra storage space, and includes two garage door openers and a convenient exterior access door 4) Keep energy cost in check with an efficient propane furnace, plus the added benefit of an outdoor hot water wood boiler for supplemental heating 5) The main level offers a bright, open living space with large patio doors, oak kitchen cabinetry, a propane stove, newer dishwasher, and main level laundry, designed for everyday ease and ideal for hosting family and friends. 1,660 above grade sq.ft. plus a finished basement. Visit our website for more detailed information.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,897
- Land Transfer Tax Fee
- $13,973
Rental Items
- Rental Equipment
- Propane Tank.
- Basement Type
- Finished with Walk-Out, Full
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- In-Law Suite
- Security Features
- Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- Above Ground
- Property Features
- Greenbelt/Conservation, River/Stream, School, Wooded/Treed, School Bus Route
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 16-30
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 558.72 ft
- Lot Depth
- 635.53 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Fridge (x2), Stove (x2), Dishwasher, Washer (x2), Dryer (x2), Existing Window Coverings, Above Ground Pool (as-is).
Exclusions
- Exclusions
- Tenants Belongings.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 10
- Total Garage And Parking Spaces
- 12
Heating & Cooling
- Heat Source
- Propane
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Well
- Sewers
- Septic
- Bedrooms
- 3 + 2
- Washrooms
- 3
- Kitchens
- 2
Room sizes
- Kitchen—Main level, Eat-in Kitchen, Vinyl Floor, W/O To Deck
- Living Room—Main level, Open Concept, Double Closet, W/O To Deck
- Primary Bedroom—Main level, 5 Pc Ensuite, Walk-In Closet(s), W/O To Deck
- Bedroom—Main level, Closet, Ceiling Fan(s), Window
- Bedroom—Main level, Closet, Window
- Laundry—Main level, Window
- Kitchen—Basement level, Eat-in Kitchen, Double Sink, Breakfast Bar
- Living Room—Basement level, Ceiling Fan(s), Open Concept, W/O To Yard
- Bedroom—Basement level, Closet, Ceiling Fan(s), Window
- Bedroom—Basement level, Closet, Window
Washrooms
- 4-piece, Main
- 5-piece, Main
- 4-piece, Basement
- Municipality
- Severn
- Neighbourhood
- Coldwater
- Main cross streets
- Taylor Line/Mt Stephen Rd
- Zoning
- RU
- Directions
- Taylor Line/Mt Stephen Rd
- MLS® number
- S12275521
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-07-18
- Listed on
- 2025-07-10
- Days on market
- 8 days
- Possession type
- Flexible
- Co-op commission
- 2.5%
- Seller
- Listed by
- FARIS TEAM REAL ESTATE BROKERAGE
Home Market Value
Current home valuation for 1280 Mount Stephen Road, Severn, Coldwater, Severn, ON. Listed for $874,900
HOMEH Estimate
$886,203
Estimated Sales Range
$620,342 - $1,152,064
HOMEH Estimate for 1280 Mount Stephen Road, Severn, Coldwater
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $374,900 over $500K
$62,490
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $32,476 | $24,410 | $20,823 | $0 |
=Total mortgage | $844,383 | $811,820 | $764,488 | $699,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,123monthly | $3,964monthly | $3,733monthly | $3,417monthly |
Land Transfer Tax
$13,973
$13,973
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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