Real Estate for Sale in Coldwater, Severn, ON

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Neighbourhood in Severn

Coldwater

family-friendly quiet community-oriented

Coldwater is a quiet neighbourhood in Severn, Ontario. It offers a peaceful lifestyle with essential amenities nearby.

Median home price is $649,900 Median rent is $2,100 One elementary school available Local grocery store and restaurant Community gym and library
Coldwater, Severn — HOMEH neighbourhood guide

Severn, Ontario

© Mapbox © OpenStreetMap

At a glance

Photo of 10 Eplett Street
For SaleNew Listing
Listed for:

Listed 6 days ago

$649,900

10 Eplett Street

Severn (Coldwater), ON L0K 1E0

4Bedrooms
2Bathrooms
0Garage
2K-2.5KSq Ft

DetachedFor Sale

Photo of 27 Sheppard Street
For SalePrice Reduced
Listed for:

Listed 19 days ago

$615,000

27 Sheppard Street

Severn (Coldwater), ON L0K 1E0

3Bedrooms
1Bathroom
0Garage
1.1K-1.5KSq Ft

DetachedFor Sale

Photo of 4 Gray Street
For SaleMotivated Seller
Listed for:

Listed 21 days ago

$564,500

4 Gray Street

Severn (Coldwater), ON L0K 1E0

3Bedrooms
2Bathrooms
0Garage
1.1K-1.5KSq Ft

DetachedFor Sale

Photo of 51 Harold Avenue
For SaleFrequently ListedNew Construction
Listed for:

Listed 24 days ago

$725,000

51 Harold Avenue

Severn (Coldwater), ON L0K 1E0

2Bedrooms
2Bathrooms
1Garage
1.1K-1.5KSq Ft

DetachedFor Sale

Photo of 11 Harriet Street
For SaleFrequently ListedFinished BasementLarge Lot
Listed for:

Listed 27 days ago

$639,000

11 Harriet Street

Severn (Coldwater), ON L0K 1E0

3 + 1Bedrooms
2Bathrooms
1Garage
1.1K-1.5KSq Ft

DetachedFor Sale

Photo of 37 Riverwalk Drive
For Sale
Listed for:

Listed 28 days ago

$599,999

37 Riverwalk Drive

Severn (Coldwater), ON L0K 1E0

2Bedrooms
2Bathrooms
1Garage
700-1.1KSq Ft

Freehold TownhouseFor Sale

Day to dayLivability

5

Schools near listings

out of 10 · averaged over 155 past and present listings

Fraser Institute ratings within 2 km of each listing, closer schools weighted more

Each score is an average over this area's own listings and is shown only where at least 5 of them carry one. Scores are reported by listing agents, not measured by HOMEH.

What it costsAffordability

Median asking price

$649,900

19% below Severn 9% below Ontario

In Coldwater

$649,900

In Severn

$799,000

In Ontario

$718,000

Median monthly rent

$2,100/mo

32% below Severn 16% below Ontario

In Coldwater

$2,100

In Severn

$3,100

In Ontario

$2,500

≈ 25.8 years

Of rent to match the purchase price

On the marketMarket snapshot

For sale

19

Median $649,900

Houses 19

For rent

1

Median $2,100

Houses 1

Recently sold

Sign in to see sold data

Recently leased

Sign in to see leased data

Market data as of 2026-10-13. Sold and leased figures are neighbourhood medians over the last 12 months, published only where at least 5 homes closed — never a single sale.

The honest readPros & cons

What people love

  • Affordable housing compared to city median
  • Strong sense of community
  • Low renter percentage

Keep in mind

  • Limited public transit options
  • Few recreational parks and playgrounds

The feel of the placeLifestyle

Daily life in Coldwater is relaxed and community-focused, ideal for families. Residents enjoy local amenities without the hustle of city life.

Great for families first-time buyers retirees

Within the boundaryWhat's nearby

The boundary

3.2 km²

Every count and every census figure on this page was measured inside this line — not within a circle drawn around a centre point.

1

Grocery stores

1

Restaurants

1

Gyms

1

Libraries

1

Pharmacies

Counted across all 3.2 km² of Coldwater. From OpenStreetMap, as of 2026-10-12.

The schoolsWhich schools, and how they rate

5.0/10

Average rating of the 1 rated school in this area

1

Elementary

  • Coldwater Public School

    Public · Grades JK–8 · Simcoe County DSB

    5.0/105.2 over 5 yrs

    2,196th of 3,045 Ontario elementary schools

    555 students · EQAO 2024-2025

Ontario Ministry of Education school registry; ratings from the Fraser Institute report card. These are the schools that stand inside Coldwater, not a catchment — most Ontario boards do not publish attendance boundaries, and we will not draw a line we cannot source. Confirm enrolment with the school board before you buy.

The peopleWho lives here

1,492

Population (2021)

10.4 km²

Area

143

People per km²

49.9

Median age

$73,205

Median income

78%

Own their home

2.3

People per household

695

Households

Every age

  • Children (under 15)13.8%
  • Working age (15–64)58.7%
  • Seniors (65+)27.5%

What is built here

  • Detached houses72.6%
  • Semi-detached0.7%
  • Townhouses6.7%
  • Duplexes2.2%
  • Low-rise apartments18.5%

Own or rent

78%Owners

22%Renters

Across 695 households

When it was built

Mostly 1960 or earlier

  • 1960 or earlier37%
  • 1961–198019%
  • 1981–199016%
  • 1991–200014%
  • 2001–20053%
  • 2006–20102%
  • 2011–20153%
  • 2016–20213%

Share of occupied homes, by the era they were built in. Bars are drawn against the busiest era, not against each other, because the eras are not the same length. The eight shares are unlikely to total exactly 100: Statistics Canada rounds each era's count to the nearest 5 before publishing it, so we print what the census reports rather than adjusting a figure to make the column add up.

6.9%
Born outside Canada
9.6%
Hold a degree or higher
45.5%
Employment rate
0%
Commute by transit
92.6%
Commute by car
1.7
Children per family
$63,132
Median income after tax
$79,780
Average household income
12.3%
Living on a low income
$802/mo
Renters pay, per month
$1,317/mo
Owners pay, per month
$517,287
Median home value at census
21.5%
Renters spending 30%+ of income on housing
18%
Owners spending 30%+ of income on housing

Statistics Canada, Census of Population 2021. Added up from 3 census areas inside the boundary. Medians and rates are a population-weighted average of dissemination-area figures.

Sources: HOMEH listings, Statistics Canada, Census of Population 2021, OpenStreetMap, Photo: © Mapbox © OpenStreetMap

HOMEH Market Pulse Through September 2026 Moderate sales history

What homes in Coldwater actually sell for

37 homes changed hands in Coldwater over the 12 months to September 2026. Half sold above $654,965 and half below, 8.0% lower than the 12 months before. A typical home found its buyer in 54 days.

Median sold price
$655K
-8.0% year over year
Days to sell
54
1 day quicker
Sales closed
37
last 12 months
Per square foot
$532
from 37 sized sales

Three years of sold prices

The line is the median. The band is the middle half of every sale — how wide it runs tells you how much one home here differs from the next.

$1000K$832K$665K$498K
Oct ’23Oct ’24Sep ’25Sep ’26
Median sold price Middle half of sales

What buyers actually paid

$967,400

on a $1,000,000 asking price — under ask by $32,600

−10%Asking price+10%
Of the asking price
96.7%
Sold over asking
2.7%

From 37 sales that closed here in the last 12 months.

What actually trades in Coldwater

A single median hides this: the mix of homes behind it, and what each kind costs.

37sales
  • Detached$648K27.0%
  • Other kinds, too few of each —73.0%

How fast it moves

Median days on market, month by month. Taller means slower.

Jun 2024Jul 2026

Terracotta marks the last 12 months.

Every month behind these charts — Coldwater, sales
Monthly closed sales in Coldwater
MonthClosedMedianMiddle halfDays% of ask
Sep 20263 Not enough sales this month to report a median
Aug 20262 Not enough sales this month to report a median
Jul 20266$595,000$533K – $639K5897.9%
Jun 20263 Not enough sales this month to report a median
May 20262 Not enough sales this month to report a median
Apr 20263 Not enough sales this month to report a median
Mar 20263 Not enough sales this month to report a median
Feb 20261 Not enough sales this month to report a median
Jan 20263 Not enough sales this month to report a median
Dec 20252 Not enough sales this month to report a median
Nov 20254 Not enough sales this month to report a median
Oct 20255$710,000$615K – $725K1997.6%
Sep 20254 Not enough sales this month to report a median
Aug 20259$792,000$720K – $830K6399.0%
Jul 20252 Not enough sales this month to report a median
Jun 20255$741,900$565K – $750K2796.2%
May 20255$700,000$635K – $775K2896.9%
Apr 20254 Not enough sales this month to report a median
Mar 20254 Not enough sales this month to report a median
Feb 20254 Not enough sales this month to report a median
Jan 20253 Not enough sales this month to report a median
Dec 20243 Not enough sales this month to report a median
Nov 20242 Not enough sales this month to report a median
Oct 20243 Not enough sales this month to report a median
Sep 20242 Not enough sales this month to report a median
Aug 20243 Not enough sales this month to report a median
Jul 20241 Not enough sales this month to report a median
Jun 20245$750,000$694K – $965K4895.7%
May 20244 Not enough sales this month to report a median
Apr 20244 Not enough sales this month to report a median
Mar 20244 Not enough sales this month to report a median
Feb 20242 Not enough sales this month to report a median
Jan 20241 Not enough sales this month to report a median
Dec 20231 Not enough sales this month to report a median
Nov 20234 Not enough sales this month to report a median
Oct 20233 Not enough sales this month to report a median

30 of these months closed fewer than 5 sales. A middle value taken over that few is not a market figure — with one sale it is simply that home's closing price — so the count is shown and the median is not. The sales themselves still count toward the 12-month figures above.

What people ask about Coldwater

How much does a home cost in Coldwater?

Homes in Coldwater sold for a median of $654,965 over the 12 months to September 2026, across 37 closed sales — half sold for more and half for less. That is 8.0% lower than the 12 months before it.

How long does it take to sell a home in Coldwater?

A home in Coldwater took a median of 54 days on the market over the 12 months to September 2026. Homes there closed at 96.7% of the asking price on average, with 2.7% selling over asking.

Compiled by HOMEH from sales reported closed in Coldwater on the Toronto Regional Real Estate Board MLS® System, through September 2026. Medians are taken over closed prices, not asking prices. Per-square-foot figures use the midpoint of the banded floor-area range MLS® carries, so they describe the group and not any one home. Not an appraisal or an opinion of value.