Listed for:Listed Sep 2, 2026
$979,000

45 Sheppard Street

Severn (Coldwater), ON L0K 1E0

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 45 Sheppard Street, Severn, Coldwater

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 45 Sheppard Street, Severn, Coldwater

Summarized Description

  • Brand new build in a quiet village location
  • Custom kitchen with premium appliances
  • Superior craftsmanship throughout the home
  • Finished lower level for expanded living space
  • 9' ceilings and hardwood flooring enhance elegance
  • Full warranty coverage for buyer confidence
  • Peaceful and private setting at end of street

Top 5 Reasons You Will Love This Home: 1) Enjoy the peace and privacy of a premium location situated at the end of a quiet street in the quaint village of Coldwater 2) This brand-new build features superior craftsmanship, including 9' main level ceilings, smooth painted ceilings throughout, and light oak hardwood flooring in the living areas and all bedrooms 3) Experience a high-end culinary environment with a custom kitchen featuring Rock Solid cabinetry, under-cabinet LED lighting, and a premium appliance package that includes a 36" gas range 4) Purchase with absolute confidence as the home comes with full Tarion Warranty Corporation coverage 5) Enjoy immediate peace of mind with a completely finished lower level, seamlessly expanding your overall living space for a growing family or multi-generational layout. *Please note some images have been virtually staged to show the potential of the home.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$538
Land Transfer Tax Fee
$16,055

Rental Items

Rental Equipment
None.

Basement Type
Finished, Full

Interior Features

Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Cul de Sac/Dead End

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
0-5

Construction

Exterior Finish
Stone, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
61.71 ft
Lot Depth
175.77 ft
Lot Shape
Irregular

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer, Dryer, Air Conditioner, Owned Hot Water Heater/Boiler, Garage Door Opener.

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3 + 2
Washrooms
3
Kitchens
1

Room sizes

  • Recreation—
    Lower level, Vinyl Floor, Window, Recessed Lighting
  • Bedroom—
    Lower level, Vinyl Floor, Closet, Window
  • Dining Room—
    Main level, Hardwood Floor, Window, Sliding Doors
  • Primary Bedroom—
    Main level, 5 Pc Ensuite, Hardwood Floor, Walk-In Closet(s)
  • Bedroom—
    Lower level, Vinyl Floor, Closet, Window
  • Living Room—
    Main level, Hardwood Floor, Large Window, Recessed Lighting
  • Kitchen—
    Main level, Hardwood Floor, Centre Island, Stainless Steel Appl
  • Bedroom—
    Main level, Hardwood Floor, Closet, Window
  • Bedroom—
    Main level, Hardwood Floor, Closet, Window

Washrooms

  • 4-piece, Main
  • 5-piece, Main
  • 4-piece, Lower

Municipality
Severn
Neighbourhood
Coldwater
Main cross streets
Wyley St/Sheppard St
Zoning
R1(H11)
Directions
Wyley St/Sheppard St

MLS® number
S13737496
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-02
Updated on
2026-10-16
Days on market
47 days
Possession type
Flexible
Co-op commission
2.5%
Seller
Listed by
FARIS TEAM REAL ESTATE BROKERAGE

Home Market Value

Current home valuation for 45 Sheppard Street, Severn, Coldwater, Severn, ON. Listed for $979,000

HOMEH Estimate

?

$992,693

Estimated Sales Range

?

$595,616 - $1,389,770

HOMEH Estimate for 45 Sheppard Street, Severn, Coldwater

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$992,693Low confidence
Based on 12 comparable properties
− $13,693 (1%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Approximate location — on this street
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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Severn, ON
Minimum Down Payment Required:7.4%

5% on first $500K + 10% on $479,000 over $500K

Minimum down payment

$72,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$36,223$27,314$23,300$0
=Total mortgage
$941,798$908,414$855,450$783,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,598monthly$4,435monthly$4,177monthly$3,824monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$16,055

Total Land Transfer Tax

$16,055

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