4 Gray Street
Severn (Coldwater), ON L0K 1E0
- 3Bedrooms
- 2Bathrooms
- 0Garage
- 1100–1500Sq Ft
- $1,673Tax
- 46×190 ftLot Size
Estimated Value:$592,725See Free Estimate Report
Sale & Price History for 4 Gray Street, Severn, Coldwater
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 4 Gray Street, Severn, Coldwater
Summarized Description
- Charming family home with character and modern updates.
- 3 bedrooms and 1.5 baths ideal for families.
- Original hardwood flooring adds timeless appeal.
- Recently renovated bathrooms for modern comfort.
- Oversized private lot perfect for outdoor activities.
- Easy access to downtown shops and parks.
- Quick commuting to Midland, Orillia, and Barrie.
- Peace of mind with major updates completed.
Welcome to this charming family home in the heart of Coldwater! Offering the perfect blend of character and modern updates, this 3-bedroom, 1.5-bath home is ideal for first-time home buyers, young families, or anyone looking to enjoy the charm of small-town living. Inside, you'll find bright, spacious rooms with soaring ceilings, original hardwood flooring in the living room, and recently renovated bathrooms that add modern comfort while preserving the home's timeless appeal. Major updates have already been completed, including a metal roof, newer windows, a high-efficiency furnace (2021), and a pergola (2021), providing peace of mind for years to come. The oversized, private lot offers exceptional outdoor living with plenty of room for children and pets to play, gardening, entertaining, or simply relaxing. Multiple outdoor spaces and ample storage make this property as functional as it is inviting. Located just steps from downtown Coldwater, you'll enjoy easy access to local shops, restaurants, parks, walking trails, schools, and recreational facilities. With Highway 12 and Highway 400 only minutes away, commuting to Midland, Orillia, Barrie, and surrounding communities is quick and convenient. If you've been searching for an updated character home with an oversized lot, excellent location, and incredible value, this is one you won't want to miss.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $1,673
- Land Transfer Tax Fee
- $7,765
Rental Items
- Rental Equipment
- Hot Water Heater
- Basement Type
- Crawl Space
Interior Features
- Laundry Level
- Upper Level
- Interior Extras
- Carpet Free, Primary Bedroom - Main Floor
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Canopy, Deck, Landscaped, Porch Enclosed, Porch, Year Round Living
- Pool
- None
- Property Features
- Fenced Yard, Level, Park, Place Of Worship, Rec./Commun.Centre, School
- Other Structures
- Fence - Full, Garden Shed, Gazebo, Other
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Metal
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 45.53 ft
- Lot Depth
- 190.31 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Refrigerator, Stove, Dishwasher, Dryer, Washer, Window Coverings (excluding living room), Gazebo, White fridge in Shed off back deck
Exclusions
- Exclusions
- Living room curtains & wall hanging vase, TV mounts, Live edge shelves & brackets in Kitchen, Shelves in lg bdrm upstairs, Hall & Main Floor Bdrm Mirrors, Dragonfly door knocker in porch, . Outside - lights on fence, garden lights, lights around and in the gazebo, curtains, rods, hooks & lights shed
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Dining Room—Main level
- Bathroom—Main level, 2 Pc Bath
- Bedroom 3—Second level
- Primary Bedroom—Main level
- Foyer—Main level
- Sunroom—Main level
- Kitchen—Main level
- Bathroom—Second level
- Bedroom 2—Second level
Washrooms
- 2-piece, Main
- 4-piece, Second
- Municipality
- Severn
- Neighbourhood
- Coldwater
- Main cross streets
- Sturgeon Bay/River
- Zoning
- R2
- Directions
- Highway 12 to Sturgeon Bay Rd to Gray St
- MLS® number
- S13825072
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-24
- Updated on
- 2026-09-24
- Days on market
- 21 days
- Possession type
- Flexible
- Co-op commission
- 2% +tax
- Seller
- Listed by
- Royal LePage In Touch Realty
Home Market Value
Current home valuation for 4 Gray Street, Severn, Coldwater, Severn, ON. Listed for $564,500
HOMEH Estimate
$592,725
Estimated Sales Range
$355,635 - $829,815
HOMEH Estimate for 4 Gray Street, Severn, Coldwater
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $64,500 over $500K
$31,450
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $21,316 | $15,750 | $13,435 | $0 |
=Total mortgage | $554,204 | $523,800 | $493,260 | $451,600 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,706monthly | $2,557monthly | $2,408monthly | $2,205monthly |
Land Transfer Tax
$7,765
$7,765
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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