20 James Street
Smiths Falls, ON K7A 1W8
- 3Bedrooms
- 1Bathroom
- 1Garage
- 1100–1500Sq Ft
- $3,191Tax
- 39×120 ftLot Size
Estimated Value:$430,750See Free Estimate Report
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About 20 James Street, Smiths Falls, Smiths Falls
Summarized Description
- Striking 2.5 story detached brick home.
- Impeccably updated, move-in ready condition.
- Gorgeous fully renovated kitchen as the heart.
- Expansive backyard with large deck.
- Three bright bedrooms and stylish bathroom.
- Highly efficient boiler system for comfort.
- Located near Rideau River and parks.
- Classic character combined with contemporary upgrades.
Welcome to this striking 2.5 story, detached brick home on James Street, perfectly positioned just blocks from the Rideau River and Murphy's Park. Impeccably updated from top to bottom, there is truly nothing left to do here but move in and enjoy! The main level showcases thoughtful, high end finishes with refinished original hard wood floors, all new light fixtures, anchored by a gorgeous, fully renovated kitchen that serves as the heart of the home. The living room opens up to a dining room that opens to the back yard, making it great for entertaining. Upstairs, you will find three bright bedrooms, a stylishly appointed full bathroom, and a fully finished attic space, ideal as cozy family lounge. Peace of mind comes built in thanks to a highly efficient boiler system (2022) keeping the home comfortable year round. Step outside to your private outdoor oasis, an expansive backyard completely fenced in, with a large deck, plenty of green space, and convenient dedicated parking. Combining classic architectural character, contemporary upgrades, and an incredible lifestyle location near water, parks, and amenities, this turn key gem won't last long. Schedule your tour today!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,191
- Land Transfer Tax Fee
- $4,965
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Carpet Free
- View
- Clear
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Landscaped, Year Round Living
- Pool
- None
- Property Features
- Rec./Commun.Centre, Library, Fenced Yard, Park
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 39.00 ft
- Lot Depth
- 120.00 ft
Inclusions
- Inclusions
- Dishwasher, washer, dryer, freezer, two fixed night tables in primary bedroom
Exclusions
- Exclusions
- Fridge, Stove, patio furniture
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Heat Pump
- Air Conditioning
- Wall Unit(s)
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
- Family / bonus room
- Yes
Washrooms
- 4-piece
- Municipality
- Smiths Falls
- Neighbourhood
- Smiths Falls
- Main cross streets
- William St W and Strathcona
- Zoning
- R3
- Directions
- From Ottawa take Beckwith Street N turn left onto William Street W and left onto James St
- MLS® number
- X13620248
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-07
- Listed on
- 2026-07-30
- Days on market
- 8 days
- Possession date
- 2026-09-30
- Possession type
- Flexible
- Co-op commission
- 2.0
- Seller
- Listed by
- RE/MAX AFFILIATES MARQUIS
Home Market Value
Current home valuation for 20 James Street, Smiths Falls, Smiths Falls, Smiths Falls, ON. Listed for $424,500
HOMEH Estimate
$430,750
Estimated Sales Range
$340,293 - $521,208
HOMEH Estimate for 20 James Street, Smiths Falls, Smiths Falls
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$21,225
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $16,131 | $11,844 | $10,103 | $0 |
=Total mortgage | $419,406 | $393,894 | $370,928 | $339,600 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,048monthly | $1,923monthly | $1,811monthly | $1,658monthly |
Land Transfer Tax
$4,965
$4,965
Around this home
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