
1361 Mcrae Hay Lake Road
South Algonquin, ON K0J 2M0
- 3Bedrooms
- 1Bathroom
- 0Garage
- 1100–1500Sq Ft
- $3,527Tax
- 133×292 ftLot Size
- Estimated Value:$542,125See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 1361 Mcrae Hay Lake Road, South Algonquin
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-05-13 | 2026-08-31 | Login to See Prices | Expired | x13122064 |
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About 1361 Mcrae Hay Lake Road, South Algonquin
Summarized Description
- Exceptional waterfront property on Hay Lake.
- 133 feet of sandy shoreline and 1.08 acres.
- Stunning sunset views from multiple areas.
- Fully winterized three-bedroom home.
- Includes heated and air-conditioned bunkie.
- Turnkey with most furnishings included.
- Access to Algonquin Provincial Park boating.
- Modern conveniences with peaceful cottage living.
Welcome to your dream waterfront escape on beautiful Hay Lake! Offering 133 feet of clean sandy shoreline and 1.08 private acres, this exceptional four-season home/cottage is the perfect place to relax, entertain, or enjoy year-round living surrounded by nature. Located on a well-maintained four-season road with garbage pickup and modern conveniences including satellite TV, internet, and landline availability, this property combines peaceful cottage living with everyday comfort. Hay Lake is well known for fantastic trout and smallmouth bass fishing, miles of boating, and stunning natural beauty. Explore over 10 miles of boating with access right into Algonquin Provincial Park, while enjoying the endless crown land, shallow sandy swimming areas, and incredible sandbars nearby. The southwest exposure provides breathtaking sunset views that can be enjoyed from the dock, hot tub, or waterfront seating areas. The fully winterized three-bedroom home has been lovingly maintained and features a warm, inviting atmosphere with a stunning wood-burning fireplace as the centerpiece of the living space. A propane fireplace is also installed, ready to be connected. Inside, you will also find a spacious mudroom with extensive storage, a large laundry room, and a beautifully updated three-piece bathroom with a glass shower. The home is wired for a generator and serviced by a 160-foot drilled well complete with a water filtration and UV purification system. Outside, the property continues to impress with a 550 sq. ft. dock, outdoor shower, waterfront storage shed, workshop with workbench, adorable heated and air-conditioned bunkie, and a second screened-in bunkie featuring a futon and walkout to the five-person hottub. The paved asphalt driveway adds to the convenience and curb appeal. Being sold mostly turnkey with furnishings included, excluding bunkbeds, personal items, and kitchen/closet contents, this is an incredible opportunity to start enjoying waterfront living immediately!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,527
- Land Transfer Tax Fee
- $12,055
Rental Items
- Rental Equipment
- NONE
- Under Contract
- None
- Basement Type
- Crawl Space
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Generator - Partial, Guest Accommodations, Primary Bedroom - Main Floor, Storage, Water Heater Owned, Carpet Free
- View
- Clear, Lake, Trees/Woods, Water
- Fireplace/Stove
- Yes
- Fireplace Features
- Propane, Wood
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Fishing, Hot Tub, Landscaped, Patio, Privacy, Recreational Area, Year Round Living
- Pool
- None
- Property Features
- Beach, Clear View, Lake/Pond, Level, Part Cleared, Waterfront
- Other Structures
- Out Buildings, Storage, Workshop
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Wood
- Roof
- Asphalt Shingle
- Foundation Details
- Block, Piers
- Special Designation
- Unknown
Lot
- Lot Front
- 133.31 ft
- Lot Depth
- 292.03 ft
- Lot Size
- 1.08
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- ALL APPLIANCES AND FURNISHINGS AS VIEWED - EXCLUDING EXCLUSIONS LIST.
Exclusions
- Exclusions
- 2 SET OF BUNK BEDS, PERSONAL ITEMS AND ALL ITEMS IN ALL CLOSETS AND KITCHEN CUPBOARDS
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 5
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Propane
- Heat Type
- Other
- Air Conditioning
- None
- Water
- Well
- Sewers
- Septic
- Natural Gas
- No
- Hydro
- Yes
- Cable
- No
- Telephone
- Yes
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Kitchen—Main level
- Dining Room—Main level
- Living Room—Main level
- Primary Bedroom—Main level
- Bedroom—Main level
- Bedroom—Main level
- Bathroom—Main level
- Laundry—Main level
- Mud Room—Main level
Washrooms
- 3-piece, Main
- Municipality
- South Algonquin
- Neighbourhood
- South Algonquin
- Main cross streets
- HIGHWAY 127 AND MCRAE HAY LAKE
- Directions
- HIGHWAY 127 TO MCRAE HAY LAKE ROAD - ER#1361. SEE SIGNS
- Waterfront
- Direct
- MLS® number
- X13122064
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-31
- Listed on
- 2026-05-13
- Days on market
- 110 days
- Possession type
- Flexible
- Co-op commission
- 2.5%
- Seller
- Listed by
- BALL REAL ESTATE INC.
Home Market Value
Current home valuation for 1361 Mcrae Hay Lake Road, South Algonquin, South Algonquin, ON. Listed for $779,000
HOMEH Estimate
$542,125
Estimated Sales Range
$478,652 - $768,862
HOMEH Estimate for 1361 Mcrae Hay Lake Road, South Algonquin
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $279,000 over $500K
$52,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $29,041 | $21,734 | $18,540 | $0 |
=Total mortgage | $755,069 | $722,834 | $680,690 | $623,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,687monthly | $3,529monthly | $3,323monthly | $3,043monthly |
Land Transfer Tax
$12,055
$12,055
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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