Listed for:Listed Sep 9, 2026
$769,000

17 Ramsey Street

St. Catharines (Lakeport), ON L2N 2K3

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 17 Ramsey Street, St. Catharines, Lakeport

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 17 Ramsey Street, St. Catharines, Lakeport

Summarized Description

  • Two legal units for rental income or family use.
  • Charming raised mansard bungalow design.
  • Oversized corner lot with ADU potential.
  • Bright upper level with spacious layout.
  • Fully fenced backyard for privacy and relaxation.
  • 8+ car driveway for ample parking.
  • Flexible living options for future owners.
  • Located in a quiet, family-friendly area.

Welcome to this beautifully maintained home featuring two legal units in the desirable North End of St. Catharines. Situated on a generous 60 x 110 ft lot, this charming raised mansard bungalow offers incredible versatility for homeowners, investors, or those looking for a smart way to offset their living costs. The bright and spacious upper level features 2 bedrooms, full bathroom, and a thoughtfully designed layout with comfortable living, dining, and kitchen areas. The lower level features a legal second unit with its own kitchen, 2 bedrooms, full bathroom, and cozy living space-ideal for rental income, extended family, or additional flexibility. Set on an oversized corner lot, the property also offers potential for an ADU (see site plan), subject to municipal approvals and requirements. The home could easily be enjoyed as two units or converted back into a single-family residence, giving future owners a variety of options to suit their needs. Outside, the fully fenced backyard is a wonderful private retreat, surrounded by mature trees and offering plenty of space to relax, entertain, and enjoy the outdoors. The expansive 8+ car driveway provides exceptional parking and added convenience.A well-cared-for property in a quiet, family-friendly neighbourhood, offering the rare combination of income potential, flexible living options, generous outdoor space, and future possibilities.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,087
Land Transfer Tax Fee
$11,855

Rental Items

Rental Equipment
None

Basement Type
Finished, Full, Separate Entrance

Interior Features

Interior Extras
In-Law Capability, In-Law Suite
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow-Raised
Approx Age
31-50

Construction

Exterior Finish
Shingle , Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
60.40 ft
Lot Depth
110.00 ft
Lot Size
6644
Lot Size Code
110 x 60.4

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
8
Total Garage And Parking Spaces
8

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2 + 2
Washrooms
2
Kitchens
2

Room sizes

  • Workshop12.5 x 11.6
    Lower level
  • Dining Room11.2 x 9.2
    Main level
  • Bathroom9.5 x 7
    Main level, 4 Pc Bath
  • Kitchen11.25 x 11
    Main level
  • Bedroom13 x 10
    Main level
  • Living Room16.5 x 12
    Main level
  • Bedroom12.5 x 10.2
    Main level
  • Bedroom12.5 x 11.3
    Lower level
  • Family Room16.3 x 13
    Lower level
  • Bedroom—
    Lower level
  • Room—
  • Kitchen18 x 9.8
    Lower level
  • Bathroom4.8 x 4
    Lower level, 4 Pc Bath

Washrooms

  • 4-piece, Main
  • 4-piece, Lower

Municipality
St. Catharines
Neighbourhood
Lakeport
Main cross streets
North of Scott Street & West of Geneva
Zoning
R1
Directions
North of Scott Street & West of Geneva
Waterfront
None

MLS® number
X13758180
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-09
Updated on
2026-09-09
Days on market
39 days
Possession type
60-89 days
Co-op commission
2.5% plus HST
Seller
Listed by
REVEL Realty Inc., Brokerage

Home Market Value

Current home valuation for 17 Ramsey Street, St. Catharines, Lakeport, St. Catharines, ON. Listed for $769,000

HOMEH Estimate

?

$617,033

Estimated Sales Range

?

$370,220 - $863,846

HOMEH Estimate for 17 Ramsey Street, St. Catharines, Lakeport

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$617,033Low confidence
Based on 15 comparable properties
+ $151,967 (25%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:6.7%

5% on first $500K + 10% on $269,000 over $500K

Minimum down payment

$51,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$28,668$21,455$18,302$0
=Total mortgage
$745,376$713,555$671,952$615,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,639monthly$3,484monthly$3,281monthly$3,004monthly
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Land Transfer Tax

Provincial

$11,855

Total Land Transfer Tax

$11,855

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