28 Ramsey Street E
St. Catharines (Lakeport), ON L2N 2K1
- 3+1Bedrooms
- 2Bathrooms
- 6Garage
- 700–1100Sq Ft
- $4,398Tax
- 50×104 ftLot Size
Estimated Value:$497,027See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 28 Ramsey Street E, St. Catharines, Lakeport
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About 28 Ramsey Street E, St. Catharines, Lakeport
Spacious and well maintained 4 level back-split located on a quiet, mature street in central St. Catharines. The home is fully finished on all levels and features 4 bedrooms, 2 full bathrooms, a basement walkout, large fully fence yard and private driveway parking for 6+ vehicles. Extensively updated throughout including; newer furnace (2019), kitchen / granite countertops and stainless steel appliances (2017), roof shingles (2016) and hardwood flooring (2016). The home is tastefully decorated throughout, is newly painted, carpet free, has central vac, central air, front yard built-in sprinkler system and much more. Close to shopping, transit, schools, parks the lake and more. Book your private viewing today!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,398
- Land Transfer Tax Fee
- $8,273
Rental Items
- Rental Equipment
- Hot Water Tank
- Under Contract
- Hot Water Tank-Gas
- Basement Type
- Finished with Walk-Out, Full
Interior Features
- Interior Extras
- In-Law Capability, Storage
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric
- Elevator
- No
Exterior Features
- Exterior Extras
- Lighting
- Pool
- None
- Property Features
- Park, Public Transit, School Bus Route, School, Place Of Worship
Building
- Building Type
- Detached
- Building Style
- Backsplit 4
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick Front, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 49.61 ft
- Lot Depth
- 103.87 ft
Inclusions
- Inclusions
- Window coverings, light fixtures
Exclusions
- Exclusions
- NONE
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 6
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Kitchen—Main level
- Dining Room—Main level
- Living Room—Main level
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Family Room—Lower level
- Bedroom 4—Lower level
- Recreation—Basement level
- Utility Room—Basement level
Washrooms
- 4-piece, Second
- 3-piece, Lower
- Municipality
- St. Catharines
- Neighbourhood
- Lakeport
- Main cross streets
- Overholt and Geneva
- Directions
- Geneva Street to Overholt St to Ramsey St.
- MLS® number
- X12437028
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-11-14
- Listed on
- 2025-10-01
- Days on market
- 44 days
- Possession date
- 2025-10-17
- Possession type
- Immediate
- Co-op commission
- 2.5
- Seller
- Listed by
- ROYAL LEPAGE NRC REALTY
Home Market Value
Current home valuation for 28 Ramsey Street E, St. Catharines, Lakeport, St. Catharines, ON. Listed for $589,900
HOMEH Estimate
$497,027
Estimated Sales Range
$347,919 - $646,135
HOMEH Estimate for 28 Ramsey Street E, St. Catharines, Lakeport
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $89,900 over $500K
$33,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,227 | $16,458 | $14,040 | $0 |
=Total mortgage | $577,913 | $547,368 | $515,455 | $471,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,822monthly | $2,673monthly | $2,517monthly | $2,304monthly |
Land Transfer Tax
$8,273
$8,273
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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