Listed for:Listed May 20, 2026
$449,900

173 Lake Street

St. Catharines (Downtown), ON L2R 5Y8

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 173 Lake Street, St. Catharines, Downtown

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 173 Lake Street, St. Catharines, Downtown

Summarized Description

  • Beautifully updated 4-bedroom, 2-bathroom home.
  • Fully renovated with modern upgrades and charm.
  • Brand-new kitchen and updated bathrooms.
  • Move-in ready and turnkey property.
  • New furnace and water tank installed.
  • Convenient St.
  • Catharines location.
  • Freshly painted porch and parking pad.
  • Ideal for families or first-time buyers.

Welcome to 173 Lake Street, St. Catharines, a beautifully updated 4-bedroom, 2-bathroom home that blends modern upgrades with timeless charm. Nearly every aspect of this property has been renovated, including a brand-new kitchen, updated bathrooms, new electrical throughout with ESA approval, and fully refreshed interior spaces. The basement and main levels were completely redone in 2026, with the upper floor renovated in 2022, complemented by fresh interior paint in 2026 and exterior paint completed in 2022. Major mechanical updates include a new furnace and water tank installed in 2021, offering peace of mind for years to come. Outside, enjoy a freshly painted porch and a newly laid parking pad completed in 2026. This move-in-ready home is an exceptional opportunity for families, first-time buyers, or investors looking for a turnkey property in a convenient St. Catharines location.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,144
Land Transfer Tax Fee
$5,473

Basement Type
Finished

Interior Features

Laundry Level
Main Level
Interior Extras
Water Heater Owned
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Wood
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
35.00 ft
Lot Depth
145.00 ft

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
1
Total Garage And Parking Spaces
1

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
2
Kitchens
1

Washrooms

  • 3-piece

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Carlton St & Lake St
Directions
North on Lake St | Property on the left

MLS® number
X13153270
Data source
Toronto Regional Real Estate Board
Listed on
2026-05-20
Updated on
2026-10-14
Days on market
152 days
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
RE/MAX NIAGARA REALTY LTD, BROKERAGE

Home Market Value

Current home valuation for 173 Lake Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $449,900

HOMEH Estimate

?

$421,727

Estimated Sales Range

?

$333,164 - $510,290

HOMEH Estimate for 173 Lake Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$421,727Medium confidence
Based on 3 comparable properties
+ $28,173 (7%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$22,495

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$17,096$12,552$10,708$0
=Total mortgage
$444,501$417,462$393,123$359,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,170monthly$2,038monthly$1,919monthly$1,757monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$5,473

Total Land Transfer Tax

$5,473

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