
195 Ontario Street
St. Catharines (Downtown), ON L2R 5K8
- 3Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $4,881Tax
- 48×120 ftLot Size
- Estimated Value:$644,500See Free Estimate Report

Property not available for sale or for rent.
HOMEH One: full-service selling for a 1% listing fee. The buyer's agent commission is separate.
Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 195 Ontario Street, St. Catharines, Downtown
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-09-01 | 2026-09-18 | Login to See Prices | Sold | x13733796 |
Real estate boards require you to or to see the full details of this property.
*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 195 Ontario Street, St. Catharines, Downtown
Summarized Description
- Beautiful all-brick Tudor in Queen Mary neighbourhood
- Lovingly maintained with timeless character and charm
- Spacious eat-in kitchen with granite countertops
- Finished lower level with recreation room and office
- Pool-sized backyard with landscaped outdoor space
- Close to parks, restaurants, and public transit
- Updated bathroom and hardwood floors throughout
- Fantastic curb appeal with low-maintenance front yard
Timeless character, charm & curb appeal! Welcome to 195 Ontario Street, a beautiful all-brick Tudor nestled in the desirable Queen Mary neighbourhood, just minutes from Downtown St. Catharines. Lovingly maintained, this 1.5-storey home showcases the craftsmanship and charm that make character homes so special. Step inside to a thoughtfully designed layout featuring well-kept hardwood floors, custom door casings, trim & baseboards, beautiful crown moulding and a spacious living room filled with natural light. The inviting eat-in kitchen offers plenty of cabinetry, granite countertops, tiled backsplash and a peninsula with seating - creating a warm, functional space for everyday living and entertaining. Upstairs features 3 natural bedrooms and an updated 4pc bathroom, while the fully finished lower level offers a recreation room, office area, laundry and 3pc bathroom. Walk out outside and enjoy a beautifull landscaped, fully fenced and pool-sized backyard with a spacious deck and dedicated firepit area - an incredible space for entertaining, relaxing and enjoying summer days. The landscaped front yard features low-maintenance AstroTurf, while the double-wide concrete driveway and attached garage add convenience. Fantastic curb appeal completes the package! Ideally located close to Montebello Park, Alex McKenzie Park, Downtown restaurants, shops & amenities, St. Catharines Hospital and public transit, with public and school transit near by. A truly charming home where timeless character meets functionality, fantastic outdoor space and a location close to it all. Come experience the charm for yourself! A true pleasure to view and show.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,881
- Land Transfer Tax Fee
- $9,073
Rental Items
- Rental Equipment
- Hot water heater
- Under Contract
- Hot Water Heater
- Basement Type
- Full, Finished
Interior Features
- Interior Extras
- Guest Accommodations, Central Vacuum
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 47.67 ft
- Lot Depth
- 120.00 ft
Inclusions
- Inclusions
- Fridge, Stove, Microfan, Dishwasher, Washer and Dryer. Window coverings.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Bathroom—Second level, 4 Pc Bath
- Bedroom 2—Second level
- Bathroom—Basement level
- Primary Bedroom—Second level
- Bedroom 3—Second level
- Living Room—Main level
- Kitchen—Main level, Eat-in Kitchen, Granite Counters
- Recreation—Basement level
Washrooms
- 4-piece, Second
- 3-piece, Lower
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- Ontario Street and Welland Avenue
- Zoning
- M1
- Directions
- Ontario St and Welland Ave
- MLS® number
- X13733796
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-18
- Listed on
- 2026-09-01
- Days on market
- 17 days
- Possession date
- 2026-10-22
- Possession type
- Immediate
- Co-op commission
- 2%+HST
- Seller
- Listed by
- OLYMPIA REALTY INCORPORATED
Home Market Value
Current home valuation for 195 Ontario Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $629,900
HOMEH Estimate
$644,500
Estimated Sales Range
$509,155 - $779,845
HOMEH Estimate for 195 Ontario Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
For the owner
Is this your home? Track its value.
Get this home's HOMEH Estimate by email once a month, with how many homes are for sale around you.
Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $129,900 over $500K
$37,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $23,659 | $17,574 | $14,992 | $0 |
=Total mortgage | $615,135 | $584,484 | $550,407 | $503,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,003monthly | $2,854monthly | $2,687monthly | $2,460monthly |
Land Transfer Tax
$9,073
$9,073
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
Ask HOMEH
New!Hi there!
👋Text or call (416) 301-9001
Recommended for you
Based on homes you've looked at.
No recommended properties found.
Nearby similar homes
No nearby properties found.
More real estate resources
Other homes nearby
Explore this area
Nearby neighbourhoods
No nearby listings available.





























