Sold for:Sold Sep 18, 2026
$629,900

195 Ontario Street

St. Catharines (Downtown), ON L2R 5K8

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 195 Ontario Street, St. Catharines, Downtown

2026-09-01
2026-09-18
Sold
Price
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MLS#
x13733796

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 195 Ontario Street, St. Catharines, Downtown

Summarized Description

  • Beautiful all-brick Tudor in Queen Mary neighbourhood
  • Lovingly maintained with timeless character and charm
  • Spacious eat-in kitchen with granite countertops
  • Finished lower level with recreation room and office
  • Pool-sized backyard with landscaped outdoor space
  • Close to parks, restaurants, and public transit
  • Updated bathroom and hardwood floors throughout
  • Fantastic curb appeal with low-maintenance front yard

Timeless character, charm & curb appeal! Welcome to 195 Ontario Street, a beautiful all-brick Tudor nestled in the desirable Queen Mary neighbourhood, just minutes from Downtown St. Catharines. Lovingly maintained, this 1.5-storey home showcases the craftsmanship and charm that make character homes so special. Step inside to a thoughtfully designed layout featuring well-kept hardwood floors, custom door casings, trim & baseboards, beautiful crown moulding and a spacious living room filled with natural light. The inviting eat-in kitchen offers plenty of cabinetry, granite countertops, tiled backsplash and a peninsula with seating - creating a warm, functional space for everyday living and entertaining. Upstairs features 3 natural bedrooms and an updated 4pc bathroom, while the fully finished lower level offers a recreation room, office area, laundry and 3pc bathroom. Walk out outside and enjoy a beautifull landscaped, fully fenced and pool-sized backyard with a spacious deck and dedicated firepit area - an incredible space for entertaining, relaxing and enjoying summer days. The landscaped front yard features low-maintenance AstroTurf, while the double-wide concrete driveway and attached garage add convenience. Fantastic curb appeal completes the package! Ideally located close to Montebello Park, Alex McKenzie Park, Downtown restaurants, shops & amenities, St. Catharines Hospital and public transit, with public and school transit near by. A truly charming home where timeless character meets functionality, fantastic outdoor space and a location close to it all. Come experience the charm for yourself! A true pleasure to view and show.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,881
Land Transfer Tax Fee
$9,073

Rental Items

Rental Equipment
Hot water heater
Under Contract
Hot Water Heater

Basement Type
Full, Finished

Interior Features

Interior Extras
Guest Accommodations, Central Vacuum
Fireplace/Stove
Yes
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
47.67 ft
Lot Depth
120.00 ft

Inclusions

Inclusions
Fridge, Stove, Microfan, Dishwasher, Washer and Dryer. Window coverings.

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Bathroom—
    Second level, 4 Pc Bath
  • Bedroom 2—
    Second level
  • Bathroom—
    Basement level
  • Primary Bedroom—
    Second level
  • Bedroom 3—
    Second level
  • Living Room—
    Main level
  • Kitchen—
    Main level, Eat-in Kitchen, Granite Counters
  • Recreation—
    Basement level

Washrooms

  • 4-piece, Second
  • 3-piece, Lower

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Ontario Street and Welland Avenue
Zoning
M1
Directions
Ontario St and Welland Ave

MLS® number
X13733796
Data source
Toronto Regional Real Estate Board
Status change
2026-09-18
Listed on
2026-09-01
Days on market
17 days
Possession date
2026-10-22
Possession type
Immediate
Co-op commission
2%+HST
Seller
Listed by
OLYMPIA REALTY INCORPORATED

Home Market Value

Current home valuation for 195 Ontario Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $629,900

HOMEH Estimate

?

$644,500

Estimated Sales Range

?

$509,155 - $779,845

HOMEH Estimate for 195 Ontario Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$644,500Medium confidence
Based on 13 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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St. Catharines, ON
Minimum Down Payment Required:6.0%

5% on first $500K + 10% on $129,900 over $500K

Minimum down payment

$37,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
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$23,659$17,574$14,992$0
=Total mortgage
$615,135$584,484$550,407$503,920
Amortization
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Payment frequency
=Mortgage payment
$3,003monthly$2,854monthly$2,687monthly$2,460monthly
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Land Transfer Tax

Provincial

$9,073

Total Land Transfer Tax

$9,073

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