Sold for:Sold Mar 27, 2025
$849,000

522 Ontario Street

St. Catharines (Lakeport), ON L2N 4N3

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 522 Ontario Street, St. Catharines, Lakeport

2024-12-20
2025-03-27
Sold
Price
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MLS#
x11899204

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 522 Ontario Street, St. Catharines, Lakeport

This is no ordinary home! Upstairs-downstairs, inside-outside, everything you see will please you. It's a City-Smart, Dollar-Wise Investment. This 3 bed home offers a fully finished lower level 2 bedroom apartment with a separate walkout entrance, laundry room and separate unfinished room with endless possibilities. There is ample parking in the main driveway and a separate driveway for extra vehicles or tenant parking. The huge property allows for many uses such as 2 accessory dwelling units (ADU) could be built on the property to accommodate in-laws or additional tenant income. With a little imagination and TLC, this home is a jewel in the rough as the unique size of the property, easy access to the QEW and all St. Catherines has to offer truly makes this home unique.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,451
Land Transfer Tax Fee
$13,455

Rental Items

Rental Equipment
hot water tank
Under Contract
Hot Water Tank-Electric

Basement Type
Apartment, Separate Entrance

Interior Features

Laundry Level
Lower Level
Interior Extras
Primary Bedroom - Main Floor, In-Law Suite
Fireplace/Stove
Yes
Fireplace Features
Wood
Elevator
No

Exterior Features

Pool
None
Property Features
Place Of Worship, Public Transit, Rolling
Accessibility Features
None

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Brick, Stone
Roof
Asphalt Shingle
Foundation Details
Concrete, Concrete Block
Special Designation
Unknown

Lot

Lot Front
175.23 ft
Lot Depth
201.19 ft
Lot Shape
Irregular

Inclusions

Inclusions
window coverings

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
7
Total Garage And Parking Spaces
9

Heating & Cooling

Heat Source
Other
Heat Type
Other
Air Conditioning
Wall Unit(s)
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available

Bedrooms
3 + 2
Washrooms
2
Kitchens
2

Room sizes

  • Living Room—
    Ground level
  • Primary Bedroom—
    Ground level
  • Bedroom 2—
    Ground level
  • Bedroom 3—
    Ground level
  • Bathroom—
    Ground level, 4 Pc Bath
  • Other—
    Ground level
  • Foyer—
    Ground level, Ceramic Floor
  • Other—
    Ground level
  • Laundry—
    Lower level
  • Kitchen—
    Lower level, Carpet Free
  • Living Room—
    Lower level, Carpet Free

Washrooms

  • 4-piece, Ground
  • 4-piece, Basement

Municipality
St. Catharines
Neighbourhood
Lakeport
Main cross streets
Linwell Road
Zoning
R1
Waterfront
None

MLS® number
X11899204
Data source
Toronto Regional Real Estate Board
Status change
2025-03-27
Listed on
2024-12-20
Days on market
97 days
Possession date
2025-01-06
Possession type
January 6, 2025
Co-op commission
2%
Seller
Listed by
RE/MAX DYNAMICS REALTY

Home Market Value

Current home valuation for 522 Ontario Street, St. Catharines, Lakeport, St. Catharines, ON. Listed for $849,000

HOMEH Estimate

?

$807,509

Estimated Sales Range

?

$565,256 - $1,049,762

HOMEH Estimate for 522 Ontario Street, St. Catharines, Lakeport

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$807,509Low confidence
Based on 11 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:7.1%

5% on first $500K + 10% on $349,000 over $500K

Minimum down payment

$59,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$31,549$23,687$20,206$0
=Total mortgage
$820,270$787,787$741,856$679,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,005monthly$3,846monthly$3,622monthly$3,316monthly
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Land Transfer Tax

Provincial

$13,455

Total Land Transfer Tax

$13,455

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