
58 Ontario Street
St. Catharines (Downtown), ON L2R 5J4
- 5Bedrooms
- 4Bathrooms
- 5Parking
- 3500–5000Sq Ft
- $7,956Tax
- 50×99 ftLot Size
- Free EstimateSee Free Estimate Report

Sale & Price History for 58 Ontario Street, St. Catharines, Downtown
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 58 Ontario Street, St. Catharines, Downtown
Summarized Description
- Rare architecturally distinctive landmark building in downtown.
- Flexible zoning allows for various residential and commercial uses.
- Three income streams with potential gross income of $75,000.
- Beautifully appointed commercial main floor and two apartments.
- Historic features like original millwork and stained glass.
- Updated kitchens and washrooms enhance modern functionality.
- Located in a vibrant area with ongoing development.
- Five on-site parking spaces and downtown parking exemption.
Positioned on a prominent downtown corner, 58 Ontario Street presents a rare opportunity for owner-occupiers, investors, or live-work users to acquire a fully vacant 3,528 sq. ft. architecturally distinctive landmark building with exceptional zoning flexibility (C5-92) in the downtown core. Zoning permits a broad range of residential and commercial uses, allowing the property to function as entirely commercial, entirely residential, or mixed-use, while benefiting from the sought-after downtown parking exemption. Currently configured with a beautifully appointed 1,450 sq. ft. commercial main floor and two self-contained residential apartments above, the property offers three income streams with potential gross annual income of approximately $75,000 based on projected market rents, with additional upside through commercial leasing or owner occupancy. Showcasing original millwork, pocket doors, stained and leaded glass, refinished hardwood flooring, and other period details rarely found in commercial properties today, the building seamlessly combines historic character with modern functionality. Additional features include updated washrooms and kitchens, five ductless splits, full basement storage, separate hydro meters, five on-site parking spaces (2 tandem). Located in the heart of Downtown St. Catharines' heritage district, steps from the Performing Arts Centre, Meridian Centre, Brock University's Marilyn I. Walker School, restaurants and cafés, the area continues to benefit from ongoing residential intensification and commercial reinvestment, supporting long-term demand for both residential and commercial space.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $7,956
- Land Transfer Tax Fee
- $16,445
Rental Items
- Rental Equipment
- Security system
- Basement Type
- Full
Interior Features
- Interior Extras
- Accessory Apartment, In-Law Suite, In-Law Capability
- Security Features
- Security System
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Arts Centre, Golf, Hospital, Library, Park, Public Transit
Building
- Building Type
- Multiplex
- Building Style
- 3-Storey
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 50.00 ft
- Lot Depth
- 99.00 ft
Inclusions
- Inclusions
- All existing appliances, light fixtures and window coverings
Exclusions
- Exclusions
- None
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 5
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Heat Pump
- Air Conditioning
- Wall Unit(s)
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 5
- Washrooms
- 4
- Kitchens
- 3
- Family / bonus room
- Yes
Washrooms
- 2-piece, Main
- 3-piece, Second
- 3-piece, Third
- 2-piece, Basement
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- Ontario & Church
- Zoning
- C5-92
- Directions
- ONTARIO & CHURCH
- MLS® number
- X13809304
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-21
- Updated on
- 2026-09-21
- Days on market
- 24 days
- Possession type
- Flexible
- Co-op commission
- 2% PLUS HST
- Seller
- Listed by
- ROYAL LEPAGE NRC REALTY
Home Market Value
Current home valuation for 58 Ontario Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $998,500
HOMEH Estimate
—
Estimated Sales Range
—
HOMEH Estimate for 58 Ontario Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $498,500 over $500K
$74,850
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $36,944 | $27,858 | $23,764 | $0 |
=Total mortgage | $960,556 | $926,508 | $872,489 | $798,800 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,690monthly | $4,524monthly | $4,260monthly | $3,900monthly |
Land Transfer Tax
$16,445
$16,445
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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