Listed for:Listed 24 days ago
$998,500

58 Ontario Street

St. Catharines (Downtown), ON L2R 5J4

Multiplex For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 58 Ontario Street, St. Catharines, Downtown

No listing history available

Real estate boards require you to or to see the full details of this property.

*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 58 Ontario Street, St. Catharines, Downtown

Summarized Description

  • Rare architecturally distinctive landmark building in downtown.
  • Flexible zoning allows for various residential and commercial uses.
  • Three income streams with potential gross income of $75,000.
  • Beautifully appointed commercial main floor and two apartments.
  • Historic features like original millwork and stained glass.
  • Updated kitchens and washrooms enhance modern functionality.
  • Located in a vibrant area with ongoing development.
  • Five on-site parking spaces and downtown parking exemption.

Positioned on a prominent downtown corner, 58 Ontario Street presents a rare opportunity for owner-occupiers, investors, or live-work users to acquire a fully vacant 3,528 sq. ft. architecturally distinctive landmark building with exceptional zoning flexibility (C5-92) in the downtown core. Zoning permits a broad range of residential and commercial uses, allowing the property to function as entirely commercial, entirely residential, or mixed-use, while benefiting from the sought-after downtown parking exemption. Currently configured with a beautifully appointed 1,450 sq. ft. commercial main floor and two self-contained residential apartments above, the property offers three income streams with potential gross annual income of approximately $75,000 based on projected market rents, with additional upside through commercial leasing or owner occupancy. Showcasing original millwork, pocket doors, stained and leaded glass, refinished hardwood flooring, and other period details rarely found in commercial properties today, the building seamlessly combines historic character with modern functionality. Additional features include updated washrooms and kitchens, five ductless splits, full basement storage, separate hydro meters, five on-site parking spaces (2 tandem). Located in the heart of Downtown St. Catharines' heritage district, steps from the Performing Arts Centre, Meridian Centre, Brock University's Marilyn I. Walker School, restaurants and cafés, the area continues to benefit from ongoing residential intensification and commercial reinvestment, supporting long-term demand for both residential and commercial space.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$7,956
Land Transfer Tax Fee
$16,445

Rental Items

Rental Equipment
Security system

Basement Type
Full

Interior Features

Interior Extras
Accessory Apartment, In-Law Suite, In-Law Capability
Security Features
Security System
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Arts Centre, Golf, Hospital, Library, Park, Public Transit

Building

Building Type
Multiplex
Building Style
3-Storey

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
50.00 ft
Lot Depth
99.00 ft

Inclusions

Inclusions
All existing appliances, light fixtures and window coverings

Exclusions

Exclusions
None

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
5
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Heat Pump
Air Conditioning
Wall Unit(s)
Water
Municipal
Sewers
Sewer

Bedrooms
5
Washrooms
4
Kitchens
3
Family / bonus room
Yes

Washrooms

  • 2-piece, Main
  • 3-piece, Second
  • 3-piece, Third
  • 2-piece, Basement

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Ontario & Church
Zoning
C5-92
Directions
ONTARIO & CHURCH

MLS® number
X13809304
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-21
Updated on
2026-09-21
Days on market
24 days
Possession type
Flexible
Co-op commission
2% PLUS HST
Seller
Listed by
ROYAL LEPAGE NRC REALTY

Home Market Value

Current home valuation for 58 Ontario Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $998,500

HOMEH Estimate

?

—

Estimated Sales Range

?

—

HOMEH Estimate for 58 Ontario Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

Insufficient Data
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:7.5%

5% on first $500K + 10% on $498,500 over $500K

Minimum down payment

$74,850

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$36,944$27,858$23,764$0
=Total mortgage
$960,556$926,508$872,489$798,800
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,690monthly$4,524monthly$4,260monthly$3,900monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$16,445

Total Land Transfer Tax

$16,445

Around this home

5/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
Loading map...
4.1 /10

St Nicholas

Private·elementary·960m

6.4 /10

Edith Cavell

Public·elementary·990m

5.5 /10

Immaculée-Conception

Private·elementary·French·1.0km

4.4 /10

St. Catharines

Public·secondary·1.2km

5.9 /10

Harriet Tubman

Public·elementary·1.3km

6.2 /10

St Denis

Private·elementary·1.8km

9.2 /10

Connaught

Public·elementary·1.9km

6.2 /10

St Anthony

Private·elementary·2.0km

9.0 /10

Westdale

Public·elementary·2.1km

6.1 /10

DSBN Academy

Public·secondary·2.2km

9.1 /10

Oakridge

Public·elementary·2.3km

6.5 /10

Denis Morris

Private·secondary·2.3km

7.4 /10

Sir Winston Churchill

Public·secondary·2.3km

7.4 /10

Grapeview

Public·elementary·2.3km

5.5 /10

Mother Teresa

Private·elementary·2.3km

Ask HOMEH

New!
H

Hi there!

👋

Text or call (416) 301-9001

Recommended for you

Based on homes you've looked at.

No recommended properties found.

Nearby similar homes

No nearby properties found.