Listed for:Listed 2 days ago
$528,888

3 Galbraith Street

St. Catharines (Western Hill), ON L2S 1G2

Freehold Townhouse For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 3 Galbraith Street, St. Catharines, Western Hill

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 3 Galbraith Street, St. Catharines, Western Hill

Summarized Description

  • Ideal for investors and first-time homebuyers
  • Separate entrance for basement unit potential
  • Four spacious bedrooms for family living
  • Well-appointed kitchen with essential appliances
  • Fully rented, generating significant monthly income
  • Convenient location near Brock University and shopping
  • Easy access to Highway 406 for commuting

Attention investors, Brock University families, and first-time homebuyers! Here's your golden opportunity to own a premium property perfectly located on Galbraith Street. Just moments away from The Pen Centre, Downtown St. Catharines, Brock University, shopping hubs, restaurants, and with easy access to Highway 406, this property offers unparalleled convenience. Plus, its only a quick bus ride directly to Brock University! Step inside to discover a spacious living area seamlessly connected to a well-appointed eat-in kitchen, complete with essential appliances and ample storage. This home features four spacious bedrooms upstairs. But that's not all, there's a separate entrance leading to the basement with one bedroom and one bathroom, complete with a separate walk-out, which can be easily converted into an independent unit. Whether you're a parent aiming to save on rental expenses while your child studies at Brock, an investor diversifying your portfolio, or a first-time buyer eager to enter the real estate market, seize this extraordinary opportunity before it vanishes! This lovely home is currently fully rented and generates $3486.25 per month.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,974
Land Transfer Tax Fee
$7,053

Rental Items

Rental Equipment
Hot Water Tank

Basement Type
Separate Entrance, Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Other
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Hospital

Building

Building Type
Freehold Townhouse
Building Style
2-Storey
Approx Age
6-15

Construction

Exterior Finish
Vinyl Siding, Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
24.67 ft
Lot Depth
102.38 ft
Lot Size
2497
Lot Size Code
101.23 x 20.72

Inclusions

Inclusions
Dishwasher, Dryer, Freezer, Stove, Washer

Exclusions

Exclusions
Tenants Belonging

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
3
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3 + 2
Washrooms
3
Kitchens
1

Room sizes

  • Bedroom—
    Second level
  • Bedroom—
    Basement level
  • Bedroom—
    Basement level
  • Laundry—
    Basement level
  • Kitchen—
    Main level
  • Bathroom—
    Basement level
  • Bathroom—
    Main level
  • Bedroom—
    Second level
  • Bathroom—
    Second level
  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Bedroom—
    Second level

Washrooms

  • 2-piece, Main
  • 4-piece, Second
  • 3-piece, Basement

Municipality
St. Catharines
Neighbourhood
Western Hill
Main cross streets
Pelham Road to Galbraith St
Zoning
R2
Directions
PELHAM RD & GALBRAITH ST.
Waterfront
None

MLS® number
X14034528
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-13
Updated on
2026-10-15
Days on market
2 days
Possession date
2206-10-18
Possession type
Flexible
Co-op commission
2.5% + HST
Seller
Listed by
HOMELIFE SUPERSTARS REAL ESTATE LIMITED

Home Market Value

Current home valuation for 3 Galbraith Street, St. Catharines, Western Hill, St. Catharines, ON. Listed for $528,888

HOMEH Estimate

?

$572,849

Estimated Sales Range

?

$343,709 - $801,989

HOMEH Estimate for 3 Galbraith Street, St. Catharines, Western Hill

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$572,849Low confidence
Based on 3 comparable properties
− $43,961 (8%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.3%

5% on first $500K + 10% on $28,888 over $500K

Minimum down payment

$27,889

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,034$14,756$12,588$0
=Total mortgage
$520,891$490,755$462,143$423,110
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,543monthly$2,396monthly$2,256monthly$2,066monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,053

Total Land Transfer Tax

$7,053

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