
Unit 3, 405 Merritt Street
St. Catharines (Oakdale), ON L2P 1P5
- 1+1Bedrooms
- 1Bathroom
- 1Parking
- 800–899Sq Ft
- $3,095Tax
- $548/moCondo Fee
- Estimated Value:$299,000See Free Estimate Report

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About Unit 3, 405 Merritt Street, St. Catharines, Oakdale
Summarized Description
- Unique residence in a converted church.
- Soaring 13-foot ceilings enhance spaciousness.
- Custom kitchen with quartz countertops.
- Exclusive storage locker adds value.
- Versatile den for home office or guests.
- Flooded with natural light throughout.
- Historic charm meets modern design.
- Prime location near shopping and parks.
Welcome to Unit 3 at 405 Merritt Street-a truly one-of-a-kind residence nestled within a beautifully converted church. Soaring 13-foot ceilings, west-facing windows and thoughtfully curated designer finishes create a space that is both warm and striking. Flooded with natural light throughout the afternoon, this home seamlessly blends historic character with modern industrial design.The custom kitchen is the heart of the home, featuring upgraded quartz countertops, beautifully crafted soft-close cabinetry, a stunning handcrafted raw-edge wood island that doubles as a high-top dining table, a custom brick-inspired backsplash, stainless steel appliances, and designer lighting sourced from Chicago. Every finish was carefully selected by the original owner during construction to create a cohesive and timeless aesthetic.The spacious primary bedroom offers two large closets, while the versatile den is ideal as a home office, reading room or guest space. A beautifully finished 4-piece bathroom, textured laminate flooring throughout, an LG smart thermostat with heat pump system, and the added privacy of having no neighbours above complete this exceptional home. As an added bonus, this unit also includes one of only five exclusive storage lockers in the entire building-a rare and highly sought-after feature. Located just minutes from shopping, restaurants, parks, hospitals, highways and Brock University, this is a rare opportunity to own a piece of St. Catharines history without compromising modern comfort. Whether you're a first-time buyer, professional, downsizer or investor, Unit 3 offers a lifestyle unlike anything else on the market.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,095
- Land Transfer Tax Fee
- $3,860
Condo/Maintenance Fee
- Maintenance Fee
- $548 /month
Included In Maintenance Fee
- Water Included
- Building Insurance Included
- Common Elements Included
Rental Items
- Rental Equipment
- None
- Basement Type
- None
Interior Features
- Pets Permitted
- Yes-with Restrictions
- Laundry Features
- Ensuite
- Laundry Level
- Main Level
- Interior Extras
- Primary Bedroom - Main Floor
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Balcony
- None
Building
- Building Type
- Condo Apartment
- Building Style
- Apartment
- Approx Age
- 51-99
- Condo Corp Number
- 316
Construction
- Exposure
- West
- Exterior Finish
- Brick
- Special Designation
- Unknown
Inclusions
- Inclusions
- All Appliances (Fridge, Range Hood, Stove, Dishwasher), Washer, Dryer, All Window Coverings and All Electronic Lighting Fixtures
Exclusions
- Exclusions
- Living room chandelier
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Type
- Owned
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 1
Lockers
- Locker Type
- Owned
- Locker Unit
- 3
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Heat Pump
- Air Conditioning
- Central Air
- Bedrooms
- 1 + 1
- Washrooms
- 1
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Den—Main level
- Living Room—Main level, Open Concept, Window
- Bathroom—Main level, 4 Pc Bath
- Kitchen—Main level, Centre Island, Custom Backsplash, Stainless Steel Appl
- Bedroom—Main level, His and Hers Closets
Washrooms
- 4-piece, Main
- Municipality
- St. Catharines
- Neighbourhood
- Oakdale
- Main cross streets
- Oakdale Ave. & Merritt St.
- Directions
- Oakdale Ave. & Merritt St.
- MLS® number
- X13652122
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-15
- Listed on
- 2026-08-07
- Days on market
- 39 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST + Thanks!
- Seller
- Listed by
- REVEL Realty Inc., Brokerage
Home Market Value
Current home valuation for Unit 3, 405 Merritt Street, St. Catharines, Oakdale, St. Catharines, ON. Listed for $359,000
HOMEH Estimate
$299,000
Estimated Sales Range
$213,120 - $384,880
HOMEH Estimate for Unit 3, 405 Merritt Street, St. Catharines, Oakdale
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$17,950
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $13,642 | $10,016 | $8,544 | $0 |
=Total mortgage | $354,692 | $333,116 | $313,694 | $287,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,732monthly | $1,626monthly | $1,532monthly | $1,402monthly |
Land Transfer Tax
$3,860
$3,860
Around this home
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