41 Ottawa Street
St. Catharines (Downtown), ON L2R 1Z2
- 3Bedrooms
- 2Bathrooms
- 1Garage
- 700–1100Sq Ft
- $2,929Tax
- 29×140 ftLot Size
Estimated Value:$514,676See Free Estimate Report
Sale & Price History for 41 Ottawa Street, St. Catharines, Downtown
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 41 Ottawa Street, St. Catharines, Downtown
Summarized Description
- Charming semi-detached family home with character.
- Spacious primary bedroom with organized closets.
- Open-concept living area filled with natural light.
- Finished lower level with separate entrance.
- Two-tiered deck in fully fenced backyard.
- Driveway parking for four cars and garage.
- 140-foot-deep lot offers ample outdoor space.
- Recent updates enhance modern living experience.
Welcome to 41 Ottawa Street! This charming semi-detached family home offers character, space, parking, a garage, and a fantastic 140-foot-deep lot. The bright sunroom welcomes you into the spacious main floor featuring an open-concept living room, dining room, and kitchen with high ceilings and plenty of natural light. A convenient 2-piece bath is located at the rear entrance. Step outside to the fully fenced backyard with a two-tiered deck and pond, offering a great space to relax and entertain. Upstairs features 3 bedrooms and a 4-piece bath, including a spacious primary bedroom with a full wall of organized closets. The dry and finished lower level offers additional living space, a full laundry room, with walk-out access through the separate entrance. Driveway parking for 4 cars and a full-size garage complete the package. Great location and plenty of space for the whole family! (Updates include furnace and a/c 2018, kitchen floors, counters, sink and faucet 2024, powder room 2024, vanity and toilet in upper bathroom 2023, back door and washer 2024, dishwasher and dryer 2025, garage roof 2020).
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,929
- Land Transfer Tax Fee
- $6,193
Rental Items
- Rental Equipment
- Hot Water Heater
- Under Contract
- Hot Water Heater
- Basement Type
- Separate Entrance, Full, Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Carpet Free, Storage
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Privacy, Porch Enclosed
- Pool
- None
- Property Features
- Fenced Yard, Library, Park, Place Of Worship, Public Transit, School Bus Route
- Other Structures
- Shed
Building
- Building Type
- Semi-Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Stucco (Plaster), Other
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 28.80 ft
- Lot Depth
- 140.25 ft
Inclusions
- Inclusions
- Fridge, Stove, Washer, Dryer, Dishwasher, All Electrical Light Fixtures, All Window Coverings, Gazebo, Pond Equipment
Exclusions
- Exclusions
- 2 Freezers in Basement, all TV wall mounts (sellers will patch and repair holes), Security Cameras
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Mud Room—Main level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Foyer—Main level
- Primary Bedroom—Second level
- Dining Room—Main level
- Recreation—Lower level
- Kitchen—Main level
- Living Room—Main level
- Laundry—Lower level
Washrooms
- 4-piece
- 2-piece
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- Niagara Street
- Directions
- Geneva St or Niagara St to Ottawa St
- MLS® number
- X13625140
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-07-31
- Updated on
- 2026-09-16
- Days on market
- 79 days
- Possession type
- Flexible
- Co-op commission
- 2.0% + HST
- Seller
- Listed by
- REVEL Realty Inc., Brokerage
Home Market Value
Current home valuation for 41 Ottawa Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $485,900
HOMEH Estimate
$514,676
Estimated Sales Range
$308,806 - $720,546
HOMEH Estimate for 41 Ottawa Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$24,295
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,464 | $13,557 | $11,564 | $0 |
=Total mortgage | $480,069 | $450,867 | $424,579 | $388,720 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,344monthly | $2,201monthly | $2,073monthly | $1,898monthly |
Land Transfer Tax
$6,193
$6,193
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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