Sold for:Sold Mar 4, 2025
$589,900

28 Ottawa Street

St. Catharines (Downtown), ON L2R 1Y9

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 28 Ottawa Street, St. Catharines, Downtown

2025-01-02
2025-03-04
Sold
Price
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MLS#
x11904650

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 28 Ottawa Street, St. Catharines, Downtown

OPPORTUNITY AND MOVE IN READY!! Welcome to this sprawling 2 storey property, expanding over 2,000 sqft of fully finished living space, top to bottom, with 2 UNITS! This home has been upgraded and updated, offering many features in both the interior and exterior, adding rustic and modern charm. The main level boasts an inviting and open concept layout with a large front living room, dining area, sizeable updated kitchen with an island, storage, and is complete with a well sized 2 piece bathroom. The lowest level features access to unit from a separate side entrance or within the main level, and provides a full 4 piece bathroom, storage, laundry, and 3 bedrooms, all with their own closets, as well as a utility room. Offering income generating potential or an in-law / multi family set up option, the upper level of this home provides its own separate unit with its own meters! Upstairs is equipped with ample storage, a full 4 piece bathroom, a large primary bedroom with a full walk in closet, a welcoming living room / rec room, and an eat in kitchen! Outdoors presents a tranquil and enjoyable environment. Entertain with ease in the fully fenced in yard surrounded by the perfect compromise of green space, relaxing stone patio around the fire, as well as a large concrete patio. Appreciate being in a quiet neighbourhood with close proximity to many parks, schools, walking trails, amenities, and highway access. Complete with its own private driveway and beautiful fully covered front porch, this property is truly desirable and yields many favourable circumstances! Come and see for yourself all that this home has to offer! **EXTRAS** Built-in Microwave, Dryer, Refrigerator, Stove, Washer, Window Coverings TOTAL Inclusions: 2 FRIDGES, 2 SOTVES, BUILT IN MICROWAVE, ALL ELECTRIC LIGHT FIXTURES, WASHER, DRYER

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,978
Land Transfer Tax Fee
$8,273

Rental Items

Rental Equipment
HOT WATER HEATER
Under Contract
None

Basement Type
Finished, Full

Interior Features

Laundry Level
Lower Level
Interior Extras
Accessory Apartment, Carpet Free, In-Law Capability, In-Law Suite, Separate Hydro Meter
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Patio, Porch
Pool
None

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Board & Batten
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
31.00 ft
Lot Depth
90.00 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Built-in Microwave, Dryer, Refrigerator, Stove, Washer, Window Coverings TOTAL Inclusions: 2 FRIDGES, 2 SOTVES, BUILT IN MICROWAVE, ALL ELECTRIC LIGHT FIXTURES, WASHER, DRYER

Exclusions

Exclusions
Couch in living room (other items in home can be negotiable with the seller if buyer has interest)

Parking & Garages

Garage Type
None
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes

Bedrooms
4
Washrooms
3
Kitchens
2
Family / bonus room
Yes

Room sizes

  • Bedroom 3—
    Basement level, Closet
  • Primary Bedroom—
    Second level, Walk-In Closet(s)
  • Kitchen—
    Second level
  • Living Room—
    Second level, Walk-In Closet(s)
  • Kitchen—
    Main level, Combined w/Dining, Closet
  • Living Room—
    Main level, Open Concept
  • Foyer—
    Main level
  • Laundry—
    Basement level
  • Bedroom—
    Basement level, Closet
  • Bedroom 2—
    Basement level, Closet

Washrooms

  • 2-piece, Main
  • 4-piece, Second
  • 4-piece, Basement

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
GENEVA STREET TO OTTAWA STREET
Zoning
R2

MLS® number
X11904650
Data source
Toronto Regional Real Estate Board
Status change
2025-03-04
Listed on
2025-01-02
Days on market
61 days
Possession date
2025-01-30
Possession type
January 30, 2025
Co-op commission
2.0% + HST
Seller
Listed by
ROYAL LEPAGE NRC REALTY

Home Market Value

Current home valuation for 28 Ottawa Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $589,900

HOMEH Estimate

?

$570,571

Estimated Sales Range

?

$450,751 - $690,391

HOMEH Estimate for 28 Ottawa Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$570,571Medium confidence
Based on 7 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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St. Catharines, ON
Minimum Down Payment Required:5.8%

5% on first $500K + 10% on $89,900 over $500K

Minimum down payment

$33,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$22,227$16,458$14,040$0
=Total mortgage
$577,913$547,368$515,455$471,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,822monthly$2,673monthly$2,517monthly$2,304monthly
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Land Transfer Tax

Provincial

$8,273

Total Land Transfer Tax

$8,273

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8/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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