
28 Ottawa Street
St. Catharines (Downtown), ON L2R 1Y9
- 4Bedrooms
- 3Bathrooms
- 1Garage
- —Sq Ft
- $2,978Tax
- 31×90 ftLot Size
- Estimated Value:$570,571See Free Estimate Report

Property not available for sale or for rent.
HOMEH One: full-service selling for a 1% listing fee. The buyer's agent commission is separate.
Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 28 Ottawa Street, St. Catharines, Downtown
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-01-02 | 2025-03-04 | Login to See Prices | Sold | x11904650 |
Real estate boards require you to or to see the full details of this property.
*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 28 Ottawa Street, St. Catharines, Downtown
OPPORTUNITY AND MOVE IN READY!! Welcome to this sprawling 2 storey property, expanding over 2,000 sqft of fully finished living space, top to bottom, with 2 UNITS! This home has been upgraded and updated, offering many features in both the interior and exterior, adding rustic and modern charm. The main level boasts an inviting and open concept layout with a large front living room, dining area, sizeable updated kitchen with an island, storage, and is complete with a well sized 2 piece bathroom. The lowest level features access to unit from a separate side entrance or within the main level, and provides a full 4 piece bathroom, storage, laundry, and 3 bedrooms, all with their own closets, as well as a utility room. Offering income generating potential or an in-law / multi family set up option, the upper level of this home provides its own separate unit with its own meters! Upstairs is equipped with ample storage, a full 4 piece bathroom, a large primary bedroom with a full walk in closet, a welcoming living room / rec room, and an eat in kitchen! Outdoors presents a tranquil and enjoyable environment. Entertain with ease in the fully fenced in yard surrounded by the perfect compromise of green space, relaxing stone patio around the fire, as well as a large concrete patio. Appreciate being in a quiet neighbourhood with close proximity to many parks, schools, walking trails, amenities, and highway access. Complete with its own private driveway and beautiful fully covered front porch, this property is truly desirable and yields many favourable circumstances! Come and see for yourself all that this home has to offer! **EXTRAS** Built-in Microwave, Dryer, Refrigerator, Stove, Washer, Window Coverings TOTAL Inclusions: 2 FRIDGES, 2 SOTVES, BUILT IN MICROWAVE, ALL ELECTRIC LIGHT FIXTURES, WASHER, DRYER
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,978
- Land Transfer Tax Fee
- $8,273
Rental Items
- Rental Equipment
- HOT WATER HEATER
- Under Contract
- None
- Basement Type
- Finished, Full
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Accessory Apartment, Carpet Free, In-Law Capability, In-Law Suite, Separate Hydro Meter
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Patio, Porch
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Board & Batten
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 31.00 ft
- Lot Depth
- 90.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Built-in Microwave, Dryer, Refrigerator, Stove, Washer, Window Coverings TOTAL Inclusions: 2 FRIDGES, 2 SOTVES, BUILT IN MICROWAVE, ALL ELECTRIC LIGHT FIXTURES, WASHER, DRYER
Exclusions
- Exclusions
- Couch in living room (other items in home can be negotiable with the seller if buyer has interest)
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 1
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Bedrooms
- 4
- Washrooms
- 3
- Kitchens
- 2
- Family / bonus room
- Yes
Room sizes
- Bedroom 3—Basement level, Closet
- Primary Bedroom—Second level, Walk-In Closet(s)
- Kitchen—Second level
- Living Room—Second level, Walk-In Closet(s)
- Kitchen—Main level, Combined w/Dining, Closet
- Living Room—Main level, Open Concept
- Foyer—Main level
- Laundry—Basement level
- Bedroom—Basement level, Closet
- Bedroom 2—Basement level, Closet
Washrooms
- 2-piece, Main
- 4-piece, Second
- 4-piece, Basement
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- GENEVA STREET TO OTTAWA STREET
- Zoning
- R2
- MLS® number
- X11904650
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-03-04
- Listed on
- 2025-01-02
- Days on market
- 61 days
- Possession date
- 2025-01-30
- Possession type
- January 30, 2025
- Co-op commission
- 2.0% + HST
- Seller
- Listed by
- ROYAL LEPAGE NRC REALTY
Home Market Value
Current home valuation for 28 Ottawa Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $589,900
HOMEH Estimate
$570,571
Estimated Sales Range
$450,751 - $690,391
HOMEH Estimate for 28 Ottawa Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
For the owner
Is this your home? Track its value.
Get this home's HOMEH Estimate by email once a month, with how many homes are for sale around you.
Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $89,900 over $500K
$33,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,227 | $16,458 | $14,040 | $0 |
=Total mortgage | $577,913 | $547,368 | $515,455 | $471,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,822monthly | $2,673monthly | $2,517monthly | $2,304monthly |
Land Transfer Tax
$8,273
$8,273
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
Ask HOMEH
New!Hi there!
👋Text or call (416) 301-9001
Recommended for you
Based on homes you've looked at.
No recommended properties found.
Nearby similar homes
No nearby properties found.
More real estate resources
Other homes nearby
Explore this area
Nearby neighbourhoods
No nearby listings available.






































