Sold for:Sold Aug 17, 2026
$490,000

42 Thomas Street

St. Catharines (Downtown), ON L2R 6L9

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 42 Thomas Street, St. Catharines, Downtown

2026-08-03
2026-08-17
Sold
Price
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MLS#
x13631164
2026-07-20
2026-08-02
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 42 Thomas Street, St. Catharines, Downtown

Summarized Description

  • Rich in character and history since 1909
  • Original back staircase showcases heritage
  • Walk-up attic offers additional living potential
  • Fully fenced backyard with new deck
  • Professionally landscaped front yard
  • Located in a family-friendly neighborhood
  • Close to schools and downtown amenities
  • Perfect blend of historic charm and modern updates

Built in 1909, this timeless century home is rich in character, craftsmanship, and history while offering the space and updates today's families are looking for.From the moment you arrive, you'll be captivated by its classic curb appeal, inviting front porch, and undeniable charm. Inside, original details blend effortlessly with modern comforts, creating a home that feels warm, welcoming, and full of personality.The thoughtfully designed main floor offers an elegant formal dining room, a bright and spacious living room, and a cozy family room, providing the perfect balance of everyday living and entertaining. At the heart of the home is the inviting kitchen, complete with ample cabinetry and workspace. Just off the kitchen, you'll discover the original back staircase, a rare architectural feature that beautifully showcases the home's rich heritage and timeless appealUpstairs, you'll find four generously sized bedrooms, while the walk-up attic presents an incredible opportunity to create additional living space. Whether you envision a primary retreat, home office, children's playroom, studio, or loft, this unfinished space is ready for your imagination.The enclosed wraparound porch extends your living space and offers the perfect spot to enjoy your morning coffee or unwind after a long day.Step outside to a fully fenced backyard, where the new deck creates the ideal setting for summer barbecues, entertaining guests, or relaxing with family. The professionally landscaped front yard (2025), exterior doors (2025) roof replaced in 2019.Ideally located in a mature, family-friendly neighbourhood close to schools, Montebello Park, The Preforming Arts Centre, downtown shopping & restaurants, minutes to QEW & 406. this home offers the perfect blend of historic charm, modern updates, and future potential.Homes like this are a rare find. Built to stand the test of time.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,232
Land Transfer Tax Fee
$6,275

Rental Items

Rental Equipment
Hot Water Heater
Under Contract
Hot Water Heater

Basement Type
Full, Unfinished

Interior Features

Laundry Level
Main Level
Interior Extras
Workbench, Sump Pump, Storage, Other
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Pool
None
Property Features
Park, Place Of Worship, School, Hospital, Arts Centre, Public Transit

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Stucco (Plaster), Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
33.25 ft
Lot Depth
110.00 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer & Dryer

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Other—
    Main level
  • Laundry—
    Main level
  • Bedroom 3—
    Second level
  • Loft—
    Second level
  • Foyer—
    Main level
  • Bedroom—
    Second level
  • Loft—
    Second level
  • Family Room—
    Main level
  • Living Room—
    Main level
  • Bedroom 2—
    Second level
  • Other—
    Basement level
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Bedroom 4—
    Second level

Washrooms

  • 2-piece, Main
  • 4-piece, Second
  • 2-piece, Basement

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Welland Ave & Ontario St
Zoning
R2
Directions
GPS
Waterfront
None

MLS® number
X13631164
Data source
Toronto Regional Real Estate Board
Status change
2026-08-17
Listed on
2026-08-03
Days on market
14 days
Possession type
Immediate
Co-op commission
2% + HST
Seller
Listed by
BOLDT REALTY INC., BROKERAGE

Home Market Value

Current home valuation for 42 Thomas Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $490,000

HOMEH Estimate

?

$511,000

Estimated Sales Range

?

$403,690 - $618,310

HOMEH Estimate for 42 Thomas Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$511,000Medium confidence
Based on 11 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

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St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
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+CMHC insurance
$18,620$13,671$11,662$0
=Total mortgage
$484,120$454,671$428,162$392,000
Amortization
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Payment frequency
=Mortgage payment
$2,364monthly$2,220monthly$2,091monthly$1,914monthly
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Land Transfer Tax

Provincial

$6,275

Total Land Transfer Tax

$6,275

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