
42 Thomas Street
St. Catharines (Downtown), ON L2R 6L9
- 4Bedrooms
- 3Bathrooms
- 0Garage
- 1500–2000Sq Ft
- $3,232Tax
- 33×110 ftLot Size
- Estimated Value:$511,000See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 42 Thomas Street, St. Catharines, Downtown
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About 42 Thomas Street, St. Catharines, Downtown
Summarized Description
- Rich in character and history since 1909
- Original back staircase showcases heritage
- Walk-up attic offers additional living potential
- Fully fenced backyard with new deck
- Professionally landscaped front yard
- Located in a family-friendly neighborhood
- Close to schools and downtown amenities
- Perfect blend of historic charm and modern updates
Built in 1909, this timeless century home is rich in character, craftsmanship, and history while offering the space and updates today's families are looking for.From the moment you arrive, you'll be captivated by its classic curb appeal, inviting front porch, and undeniable charm. Inside, original details blend effortlessly with modern comforts, creating a home that feels warm, welcoming, and full of personality.The thoughtfully designed main floor offers an elegant formal dining room, a bright and spacious living room, and a cozy family room, providing the perfect balance of everyday living and entertaining. At the heart of the home is the inviting kitchen, complete with ample cabinetry and workspace. Just off the kitchen, you'll discover the original back staircase, a rare architectural feature that beautifully showcases the home's rich heritage and timeless appealUpstairs, you'll find four generously sized bedrooms, while the walk-up attic presents an incredible opportunity to create additional living space. Whether you envision a primary retreat, home office, children's playroom, studio, or loft, this unfinished space is ready for your imagination.The enclosed wraparound porch extends your living space and offers the perfect spot to enjoy your morning coffee or unwind after a long day.Step outside to a fully fenced backyard, where the new deck creates the ideal setting for summer barbecues, entertaining guests, or relaxing with family. The professionally landscaped front yard (2025), exterior doors (2025) roof replaced in 2019.Ideally located in a mature, family-friendly neighbourhood close to schools, Montebello Park, The Preforming Arts Centre, downtown shopping & restaurants, minutes to QEW & 406. this home offers the perfect blend of historic charm, modern updates, and future potential.Homes like this are a rare find. Built to stand the test of time.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,232
- Land Transfer Tax Fee
- $6,275
Rental Items
- Rental Equipment
- Hot Water Heater
- Under Contract
- Hot Water Heater
- Basement Type
- Full, Unfinished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Workbench, Sump Pump, Storage, Other
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Park, Place Of Worship, School, Hospital, Arts Centre, Public Transit
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Stucco (Plaster), Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 33.25 ft
- Lot Depth
- 110.00 ft
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Washer & Dryer
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Other—Main level
- Laundry—Main level
- Bedroom 3—Second level
- Loft—Second level
- Foyer—Main level
- Bedroom—Second level
- Loft—Second level
- Family Room—Main level
- Living Room—Main level
- Bedroom 2—Second level
- Other—Basement level
- Kitchen—Main level
- Dining Room—Main level
- Bedroom 4—Second level
Washrooms
- 2-piece, Main
- 4-piece, Second
- 2-piece, Basement
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- Welland Ave & Ontario St
- Zoning
- R2
- Directions
- GPS
- Waterfront
- None
- MLS® number
- X13631164
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-17
- Listed on
- 2026-08-03
- Days on market
- 14 days
- Possession type
- Immediate
- Co-op commission
- 2% + HST
- Seller
- Listed by
- BOLDT REALTY INC., BROKERAGE
Home Market Value
Current home valuation for 42 Thomas Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $490,000
HOMEH Estimate
$511,000
Estimated Sales Range
$403,690 - $618,310
HOMEH Estimate for 42 Thomas Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$24,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,620 | $13,671 | $11,662 | $0 |
=Total mortgage | $484,120 | $454,671 | $428,162 | $392,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,364monthly | $2,220monthly | $2,091monthly | $1,914monthly |
Land Transfer Tax
$6,275
$6,275
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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