
55 Thomas Street
St. Catharines (Downtown), ON L2R 6L8
- 3+2Bedrooms
- 3Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $3,373Tax
- 34×110 ftLot Size
- Estimated Value:$477,004See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 55 Thomas Street, St. Catharines, Downtown
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-01-15 | 2026-02-10 | Login to See Prices | Sold | x12699390 |
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About 55 Thomas Street, St. Catharines, Downtown
Summarized Description
- Charming detached residence in desirable downtown area.
- Open layout with original architectural details.
- Eat-in kitchen with ample cabinetry.
- Private backyard oasis for outdoor gatherings.
- Three well-appointed bedrooms with hardwood floors.
- Steps from local dining, shops, and parks.
- Easy access to highways for commuting.
Welcome to 55 Thomas St. A charming character home positioned in one of downtown St. Catharines' most desirable neighbourhoods. This classic two-storey detached residence blends timeless appeal with thoughtful updates. The covered front porch is ideal for your morning coffee or evening unwind. Inside, an open and bright layout where natural light dances across hardwood floors and highlights the home's original architectural details. The living room flows seamlessly into the dining area, creating a versatile space for entertaining. The eat-in kitchen features ample cabinetry and prep space. A main-floor laundry/mudroom leads out to the generous backyard, offering convenience and practicality. Upstairs, you'll find three well-appointed bedrooms with continued hardwood floors and abundant sunlight - providing comfortable living space for family or guests. Step outside to your private backyard oasis, ideal for summer barbecues and outdoor gatherings, along with a detached garage and additional storage space. Situated just steps from downtown St. Catharines, this home places you close to Montebello Park, local dining, shops, cultural venues, parks and more - blending urban convenience with residential charm. Easy access to highways and amenities makes commuting and everyday living effortless.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,373
- Land Transfer Tax Fee
- $8,473
Rental Items
- Rental Equipment
- See Schedule B1
- Under Contract
- Hot Water Heater
- Basement Type
- Full, Partially Finished
Interior Features
- Interior Extras
- Other, In-Law Capability, Storage
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch, Hot Tub
- Pool
- None
- Property Features
- Hospital, Park, Golf, Library, River/Stream, School
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 34.00 ft
- Lot Depth
- 110.00 ft
- Lot Size
- 110 x 34
- Lot Size Code
- 110 x 34
Inclusions
- Inclusions
- See Schedule B1
Exclusions
- Exclusions
- See Schedule B1
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 2
- Washrooms
- 3
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Laundry—Main level
- Primary Bedroom—Second level
- Bedroom—Second level
- Bedroom—Second level
- Foyer—Main level
- Bedroom—Basement level
- Bedroom—Basement level
Washrooms
- 2-piece, Main
- 4-piece, Second
- 3-piece, Basement
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- Ontario St/ Lowell Ave/ Thomas St
- Zoning
- R2
- Directions
- Fourth Ave, left at Ontario, right on Lowell, right on Thomas
- Waterfront
- None
- MLS® number
- X12699390
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-02-10
- Listed on
- 2026-01-15
- Days on market
- 26 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- REAL BROKER ONTARIO LTD.
Home Market Value
Current home valuation for 55 Thomas Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $599,900
HOMEH Estimate
$477,004
Estimated Sales Range
$333,903 - $620,105
HOMEH Estimate for 55 Thomas Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $99,900 over $500K
$34,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,580 | $16,737 | $14,278 | $0 |
=Total mortgage | $587,086 | $556,647 | $524,193 | $479,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,866monthly | $2,718monthly | $2,559monthly | $2,343monthly |
Land Transfer Tax
$8,473
$8,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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