Sold for:Sold Feb 10, 2026
$599,900

55 Thomas Street

St. Catharines (Downtown), ON L2R 6L8

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 55 Thomas Street, St. Catharines, Downtown

2026-01-15
2026-02-10
Sold
Price
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MLS#
x12699390

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 55 Thomas Street, St. Catharines, Downtown

Summarized Description

  • Charming detached residence in desirable downtown area.
  • Open layout with original architectural details.
  • Eat-in kitchen with ample cabinetry.
  • Private backyard oasis for outdoor gatherings.
  • Three well-appointed bedrooms with hardwood floors.
  • Steps from local dining, shops, and parks.
  • Easy access to highways for commuting.

Welcome to 55 Thomas St. A charming character home positioned in one of downtown St. Catharines' most desirable neighbourhoods. This classic two-storey detached residence blends timeless appeal with thoughtful updates. The covered front porch is ideal for your morning coffee or evening unwind. Inside, an open and bright layout where natural light dances across hardwood floors and highlights the home's original architectural details. The living room flows seamlessly into the dining area, creating a versatile space for entertaining. The eat-in kitchen features ample cabinetry and prep space. A main-floor laundry/mudroom leads out to the generous backyard, offering convenience and practicality. Upstairs, you'll find three well-appointed bedrooms with continued hardwood floors and abundant sunlight - providing comfortable living space for family or guests. Step outside to your private backyard oasis, ideal for summer barbecues and outdoor gatherings, along with a detached garage and additional storage space. Situated just steps from downtown St. Catharines, this home places you close to Montebello Park, local dining, shops, cultural venues, parks and more - blending urban convenience with residential charm. Easy access to highways and amenities makes commuting and everyday living effortless.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,373
Land Transfer Tax Fee
$8,473

Rental Items

Rental Equipment
See Schedule B1
Under Contract
Hot Water Heater

Basement Type
Full, Partially Finished

Interior Features

Interior Extras
Other, In-Law Capability, Storage
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Porch, Hot Tub
Pool
None
Property Features
Hospital, Park, Golf, Library, River/Stream, School

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Aluminum Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
34.00 ft
Lot Depth
110.00 ft
Lot Size
110 x 34
Lot Size Code
110 x 34

Inclusions

Inclusions
See Schedule B1

Exclusions

Exclusions
See Schedule B1

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
3
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3 + 2
Washrooms
3
Kitchens
1

Room sizes

  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Laundry—
    Main level
  • Primary Bedroom—
    Second level
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Foyer—
    Main level
  • Bedroom—
    Basement level
  • Bedroom—
    Basement level

Washrooms

  • 2-piece, Main
  • 4-piece, Second
  • 3-piece, Basement

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Ontario St/ Lowell Ave/ Thomas St
Zoning
R2
Directions
Fourth Ave, left at Ontario, right on Lowell, right on Thomas
Waterfront
None

MLS® number
X12699390
Data source
Toronto Regional Real Estate Board
Status change
2026-02-10
Listed on
2026-01-15
Days on market
26 days
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
REAL BROKER ONTARIO LTD.

Home Market Value

Current home valuation for 55 Thomas Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $599,900

HOMEH Estimate

?

$477,004

Estimated Sales Range

?

$333,903 - $620,105

HOMEH Estimate for 55 Thomas Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$477,004Low confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.8%

5% on first $500K + 10% on $99,900 over $500K

Minimum down payment

$34,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$22,580$16,737$14,278$0
=Total mortgage
$587,086$556,647$524,193$479,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,866monthly$2,718monthly$2,559monthly$2,343monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$8,473

Total Land Transfer Tax

$8,473

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