Listed for:Listed Aug 11, 2026
$549,000

5 Thomas Street

St. Catharines (Downtown), ON L2R 6L7

Multiplex For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 5 Thomas Street, St. Catharines, Downtown

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 5 Thomas Street, St. Catharines, Downtown

Summarized Description

  • Two-storey duplex with R3 zoning for multiple units.
  • Private paved driveway and garage included.
  • Main floor features a 2-bedroom apartment.
  • Second floor offers additional 2-bedroom apartment.
  • Partial finished basement provides extra space.
  • Deep lot enhances outdoor potential.
  • 100 AMP hydro services for reliable electricity.

2 STOREY DUPLEX ZONED R3, PRIVATE PAVED DRIVE, GARAGE, DEEP LOT, MAIN FLOOR 2 BDRM APARTMENT OCCUPIED BY TENANT AND 2 BEDROOM APARTMENT ON SECOND FLOOR, PARTIAL FINISHED BASEMENT, 100 AMP HYDRO SERVICES. TO BE SOLD -AS IS- CONDITION.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,462
Land Transfer Tax Fee
$7,455

Basement Type
Unfinished

Interior Features

Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Multiplex
Building Style
2-Storey

Construction

Exterior Finish
Aluminum Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
35.00 ft
Lot Depth
120.00 ft

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
2
Kitchens
2

Washrooms

  • 3-piece, Main
  • 3-piece, Second

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Welland Ave
Zoning
R3
Directions
Thomas St

MLS® number
X13663548
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-11
Updated on
2026-09-05
Days on market
66 days
Possession type
90+ days
Co-op commission
2%
Seller
Listed by
HOMELIFE SUPERSTARS REAL ESTATE LIMITED

Home Market Value

Current home valuation for 5 Thomas Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $549,000

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 5 Thomas Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.4%

5% on first $500K + 10% on $49,000 over $500K

Minimum down payment

$29,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,752$15,317$13,066$0
=Total mortgage
$539,557$509,417$479,716$439,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,634monthly$2,487monthly$2,342monthly$2,144monthly
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Land Transfer Tax

Provincial

$7,455

Total Land Transfer Tax

$7,455

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