Listed for:Listed Sep 12, 2026
$600,000

220 Elgin Street E

St. Marys, ON N4X 1A1

Detached House For Sale
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Sale & Price History for 220 Elgin Street E, St. Marys

No listing history available

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About 220 Elgin Street E, St. Marys

Summarized Description

  • Built in 1879 with unique Georgian architecture.
  • Features 10' ceilings and exquisite craftsmanship.
  • Includes a cozy theatre room for entertainment.
  • Detached garage with a working blacksmith forge.
  • Walking distance to downtown and local amenities.
  • Generous dining room with solid brass fixtures.
  • Charming outdoor space with perennial beds and pond.

This lovely home was built in 1879 and designed by architect Silas Weekes. 220 Elgin St E is a Georgian-style home with 10' ceilings and carries the kind of craftsmanship that's become rare, and it's the sort of house made to hold a family for many years. The baseboards set the tone the moment you step inside, a full foot tall and running through the main level with a quiet sense of grace. The dining room is generous enough for the whole family, lit by two solid brass fixtures, with a bar tucked between it and the kitchen. Hardwood flows through both the dining and living rooms, and the living room welcomes you with a gas fireplace for the colder months. In the kitchen, a wood stove brings a gentle warmth to winter mornings. Just beyond, you'll find a pantry and an office, and the office opens onto the back deck, where a few steps lead down to the grass, the perennial beds, and a small pond. The main level also offers a theatre room, complete with real theatre chairs, lovely as it is for movie nights and just as easily reimagined as a main floor bedroom. A powder room finishes the level for guests. Upstairs, pine floors carry you through three well-sized bedrooms and two three-piece baths, with a washer and dryer placed on the same level. The detached garage is currently given over to woodworking, with a working blacksmith forge at the back, ready for you to keep, use, or reimagine. The home rests easily on its street, among the heritage houses that surround it, and within walking distance of downtown, the schools, the rec centre, and the senior centre. As for St. Marys, they call it Stonetown for good reason. Its limestone buildings rose through the 1800s when the quarries were thriving, and much of that architecture still stands beautifully today, including the Opera House, another Silas Weekes design. Add a charming main street, the Grand Trunk Trail, and the outdoor quarry in summer, and you have a town people settle into and rarely leave.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,100
Land Transfer Tax Fee
$8,475

Rental Items

Rental Equipment
Hot water heater and water softener

Basement Type
Partial Basement, Unfinished, Crawl Space

Interior Features

Laundry Level
Upper Level
Interior Extras
Water Heater, Water Softener
Fireplace/Stove
Yes
Fireplace Features
Natural Gas, Electric
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Lighting, Privacy
Pool
None
Property Features
Hospital, Golf, Park, Place Of Worship, Rec./Commun.Centre, River/Stream

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Brick
Roof
Shingles
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
47.50 ft
Lot Depth
90.00 ft
Lot Shape
Rectangular

Inclusions

Inclusions
S/S Gas Stove, S/S Fridge, dishwasher, washer and dryer

Exclusions

Exclusions
Ceiling light fixture in primary bedroom and grey bedroom

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
4
Washrooms
3
Kitchens
1

Room sizes

  • Bedroom—
    Main level
  • Pantry—
    Main level
  • Other—
    Main level
  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Primary Bedroom—
    Second level
  • Laundry—
    Second level
  • Bedroom—
    Second level
  • Kitchen—
    Main level
  • Foyer—
    Main level
  • Office—
    Main level
  • Bedroom—
    Second level
  • Breakfast—
    Main level

Washrooms

  • 3-piece, Second
  • 3-piece, Second
  • 2-piece, Main

Municipality
St. Marys
Neighbourhood
St. Marys
Main cross streets
Queen St E & James St S
Zoning
R3
Directions
Queen St E to James St S to Elgin St E

MLS® number
X13775934
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-12
Updated on
2026-10-15
Days on market
35 days
Possession type
Flexible
Co-op commission
2.0% + HST
Seller
Listed by
Peak Select Realty Inc

Home Market Value

Current home valuation for 220 Elgin Street E, St. Marys, St. Marys, ON. Listed for $600,000

HOMEH Estimate

?

$628,767

Estimated Sales Range

?

$377,260 - $880,274

HOMEH Estimate for 220 Elgin Street E, St. Marys

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$628,767Low confidence
Based on 2 comparable properties
− $28,767 (5%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Marys, ON
Minimum Down Payment Required:5.8%

5% on first $500K + 10% on $100,000 over $500K

Minimum down payment

$35,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$22,584$16,740$14,280$0
=Total mortgage
$587,184$556,740$524,280$480,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,867monthly$2,718monthly$2,560monthly$2,344monthly
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Land Transfer Tax

Provincial

$8,475

Total Land Transfer Tax

$8,475

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