
22 Montgomery Road
St. Thomas, ON N5R 1S5
- 3+3Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $3,082Tax
- 70×125 ftLot Size
- Estimated Value:$462,331See Free Estimate Report

Sale & Price History for 22 Montgomery Road, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 22 Montgomery Road, St. Thomas
Summarized Description
- Versatile property with legal basement apartment.
- Bright 3-bedroom main floor with vaulted ceilings.
- Open-concept kitchen ideal for entertaining.
- Perfect for multi-generational living or rental income.
- Located near schools, parks, and shopping.
- Outstanding flexibility for homeowners and investors.
- Access to London and Highway 401.
**LEGAL BASEMENT** Welcome to 22 Montgomery Rd, St. Thomas, an exceptional opportunity for homeowners and investors alike! This versatile property features a bright and spacious 3-bedroom, 1-bathroom main floor with an open-concept kitchen showcasing impressive vaulted ceilings, creating an inviting space for everyday living and entertaining. The fully legal basement apartment offers an additional 3 bedrooms, 1 bathroom, a full kitchen, and a generous living area, making it ideal for multi-generational living or generating rental income to help offset your mortgage. Whether you're looking to live in one unit and rent the other or expand your investment portfolio, this property delivers outstanding flexibility and value. Conveniently located close to schools, parks, shopping, restaurants, grocery stores, and all everyday amenities, with easy access to London and Highway 401, this home is perfectly situated in one of Southwestern Ontario's fastest-growing communities. Don't miss your chance to own this legal duplex offering incredible income potential and long-term value.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,082
- Land Transfer Tax Fee
- $8,175
Rental Items
- Rental Equipment
- Hot Water Tank
- Basement Type
- Finished with Walk-Out
Interior Features
- Interior Extras
- Carpet Free, Primary Bedroom - Main Floor, Water Meter
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Hospital, Park, School, Ravine, Rec./Commun.Centre, Wooded/Treed
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 70.00 ft
- Lot Depth
- 125.00 ft
Inclusions
- Inclusions
- Stainless Steel Appliances (2 x Fridge, 2 x Stove, Dishwasher) 2 x Washer, 2 x Dryer, AirConditioner
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 3
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Bedroom—Ground level, Closet, Pot Lights, Window
- Kitchen—Ground level, Pot Lights, Stainless Steel Appl, Quartz Counter
- Living Room—Ground level, Combined w/Dining, Pot Lights, Sliding Doors
- Living Room—Basement level, Pot Lights, Window
- Kitchen—Basement level, Pot Lights, Stainless Steel Appl
- Bedroom 2—Ground level, Closet, Pot Lights, Window
- Bedroom 3—Ground level, Closet, Pot Lights, Window
- Bedroom—Basement level, Pot Lights, Closet, Window
- Bedroom 3—Basement level, Pot Lights, Window, Closet
- Bedroom 2—Basement level, Pot Lights, Closet, Window
Washrooms
- 3-piece, Ground
- 3-piece, Basement
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Elm St. / First Ave
- Directions
- Elm St. / First Ave
- MLS® number
- X13799106
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-17
- Updated on
- 2026-09-17
- Days on market
- 28 days
- Possession date
- 2026-09-30
- Possession type
- Flexible
- Co-op commission
- 2.5 + HST
- Seller
- Listed by
- RE/MAX MILLENNIUM REAL ESTATE
Home Market Value
Current home valuation for 22 Montgomery Road, St. Thomas, St. Thomas, ON. Listed for $584,999
HOMEH Estimate
$462,331
Estimated Sales Range
$365,241 - $585,177
HOMEH Estimate for 22 Montgomery Road, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $84,999 over $500K
$33,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,043 | $16,321 | $13,923 | $0 |
=Total mortgage | $573,112 | $542,820 | $511,172 | $467,999 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,798monthly | $2,650monthly | $2,496monthly | $2,285monthly |
Land Transfer Tax
$8,175
$8,175
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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