
407 Elm Street
St. Thomas, ON N5R 1K2
- 3Bedrooms
- 2Bathrooms
- 3Garage
- 700–1100Sq Ft
- $2,841Tax
- 62×92 ftLot Size
- Free EstimateSee Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 407 Elm Street, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-10-06 | 2025-12-01 | Login to See Prices | Terminated | x12452027 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 407 Elm Street, St. Thomas
Located just 10 minutes walk away to St Thomas Elgin General Hospital and Pinafore Park, this renovated 3 bedroom + also two extra finished bonus rooms on the lower level offers excellent potential. The main floor features 3 bedrooms, a spacious living room, dining area, and a 4-piece bathroom. The lower level includes 2 additional rooms, a 3-piece bathroom, and a kitchenette with a separate entrance ideal for in-laws, guests, or potential rental income. Outside, enjoy a large backyard and parking for 4 vehicles, with easy access to parks, schools
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,841
- Land Transfer Tax Fee
- $7,675
Rental Items
- Rental Equipment
- None
- Basement Type
- Development Potential, Separate Entrance
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- In-Law Capability, Sump Pump, Water Heater Owned
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Fenced Yard, Hospital, Place Of Worship, Public Transit, School, School Bus Route
- Other Structures
- Fence - Full
Building
- Building Type
- link
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick
- Roof
- Shingles
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 61.55 ft
- Lot Depth
- 92.32 ft
- Lot Size
- 5662
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Dishwasher, Washer, Dryer, Stove Refrigerator, Water Heater
Exclusions
- Exclusions
- None
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 3
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level
- Kitchen—Main level
- Dining Room—Main level
- Primary Bedroom—Main level
- Bedroom 2—Main level
- Bedroom 3—Main level
- Family Room—Basement level
- Den—Basement level
- Other—Basement level
- Other—Basement level
Washrooms
- 4-piece, Main
- 3-piece, Basement
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Fairview Ave.
- Zoning
- R1
- Directions
- TAKE ELM STREET TO THE west just after Fairview Ave.
- MLS® number
- X12452027
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-12-01
- Listed on
- 2025-10-06
- Days on market
- 56 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- STREETCITY REALTY INC.
Home Market Value
Current home valuation for 407 Elm Street, St. Thomas, St. Thomas, ON. Listed for $559,999
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 407 Elm Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $59,999 over $500K
$31,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $21,146 | $15,624 | $13,328 | $0 |
=Total mortgage | $549,785 | $519,623 | $489,327 | $447,999 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,684monthly | $2,537monthly | $2,389monthly | $2,187monthly |
Land Transfer Tax
$7,675
$7,675
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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