Was listed for:Terminated Dec 1, 2025
$559,999

407 Elm Street

St. Thomas, ON N5R 1K2

Link House TerminatedNot available

Property not available for sale or for rent.

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Sale & Price History for 407 Elm Street, St. Thomas

2025-10-06
2025-12-01
Terminated
Price
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MLS#
x12452027

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 407 Elm Street, St. Thomas

Located just 10 minutes walk away to St Thomas Elgin General Hospital and Pinafore Park, this renovated 3 bedroom + also two extra finished bonus rooms on the lower level offers excellent potential. The main floor features 3 bedrooms, a spacious living room, dining area, and a 4-piece bathroom. The lower level includes 2 additional rooms, a 3-piece bathroom, and a kitchenette with a separate entrance ideal for in-laws, guests, or potential rental income. Outside, enjoy a large backyard and parking for 4 vehicles, with easy access to parks, schools

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,841
Land Transfer Tax Fee
$7,675

Rental Items

Rental Equipment
None

Basement Type
Development Potential, Separate Entrance

Interior Features

Laundry Level
Lower Level
Interior Extras
In-Law Capability, Sump Pump, Water Heater Owned
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Fenced Yard, Hospital, Place Of Worship, Public Transit, School, School Bus Route
Other Structures
Fence - Full

Building

Building Type
link
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Brick
Roof
Shingles
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
61.55 ft
Lot Depth
92.32 ft
Lot Size
5662
Lot Shape
Rectangular

Inclusions

Inclusions
Dishwasher, Washer, Dryer, Stove Refrigerator, Water Heater

Exclusions

Exclusions
None

Parking & Garages

Garage Type
None
Garage Spaces
3
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Primary Bedroom—
    Main level
  • Bedroom 2—
    Main level
  • Bedroom 3—
    Main level
  • Family Room—
    Basement level
  • Den—
    Basement level
  • Other—
    Basement level
  • Other—
    Basement level

Washrooms

  • 4-piece, Main
  • 3-piece, Basement

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Fairview Ave.
Zoning
R1
Directions
TAKE ELM STREET TO THE west just after Fairview Ave.

MLS® number
X12452027
Data source
Toronto Regional Real Estate Board
Status change
2025-12-01
Listed on
2025-10-06
Days on market
56 days
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
STREETCITY REALTY INC.

Home Market Value

Current home valuation for 407 Elm Street, St. Thomas, St. Thomas, ON. Listed for $559,999

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 407 Elm Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.5%

5% on first $500K + 10% on $59,999 over $500K

Minimum down payment

$31,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$21,146$15,624$13,328$0
=Total mortgage
$549,785$519,623$489,327$447,999
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,684monthly$2,537monthly$2,389monthly$2,187monthly
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Land Transfer Tax

Provincial

$7,675

Total Land Transfer Tax

$7,675

Around this home

7/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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