109 Ellen Street
Tay (Victoria Harbour), ON L0K 2A0
- 2Bedrooms
- 1Bathroom
- 2Garage
- 1100–1500Sq Ft
- $2,862Tax
- 101×200 ftLot Size
Estimated Value:$537,609See Free Estimate Report
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About 109 Ellen Street, Tay, Victoria Harbour
Summarized Description
- Detached home rebuilt in 2011 for modern living.
- Spacious fully fenced lot with outdoor entertaining areas.
- Open-concept living area with upgraded appliances.
- Two large bedrooms with potential for ensuites.
- Two-car garage and paved driveway for convenience.
- Short walk to local amenities and waterfront.
- Unfinished lower level offers future possibilities.
- Peaceful rear deck ideal for relaxation.
Location. Privacy. Lifestyle. Perfectly positioned in the heart of Victoria Harbour, this thoughtfully rebuilt detached home (2011) offers a wonderful balance of comfort, privacy, and everyday convenience. Just a short walk from local amenities and the waterfront, the property is anchored by the practicality of a spacious two-car garage and set on an impressive 101' x 199.77' fully fenced lot. The outdoor space has been carefully designed to create both entertaining areas and quiet corners to relax, including a peaceful rear deck ideal for unwinding at the end of the day. Inside, the home features two large, sunlit bedrooms, each complete with wall-to-wall closets and the exciting opportunity to create a private ensuite retreat if desired. The open-concept living area forms the welcoming heart of the home, where upgraded appliances and a warm eat-in kitchen create an inviting space for both daily living and hosting family and friends. Thoughtful upgrades throughout-including an on-demand water heater, paved driveway, and battery backup system-add comfort, convenience, and peace of mind to this charming residence offering 1,164 square feet above grade, plus an unfinished lower level ready for future possibilities.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,862
- Land Transfer Tax Fee
- $8,155
Rental Items
- Rental Equipment
- Air Conditioner
- Basement Type
- Unfinished, Crawl Space
Interior Features
- Interior Extras
- On Demand Water Heater, Sump Pump, Water Heater Owned
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 51-99
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 101.00 ft
- Lot Depth
- 199.77 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge Freezer, Basement Chest Freezer, Stove, Microwave, Washer, Dryer, Owned Hot Water Heater
Exclusions
- Exclusions
- Bar Fridge, Kitchen Island, Hot Tub
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Kitchen—Main level, Eat-in Kitchen, Vinyl Floor, Stainless Steel Appl
- Living Room—Main level, Laminate, Window, Ceiling Fan(s)
- Bedroom—Second level, Broadloom, Closet, Ceiling Fan(s)
- Bedroom—Second level, Broadloom, Closet, Ceiling Fan(s)
Washrooms
- 4-piece, Main
- Municipality
- Tay
- Neighbourhood
- Victoria Harbour
- Main cross streets
- Jephson St/Ellen St
- Zoning
- R2
- Directions
- William/Ellen
- MLS® number
- S12872684
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-04-01
- Listed on
- 2026-03-11
- Days on market
- 21 days
- Possession type
- Flexible
- Co-op commission
- 2.5
- Seller
- Listed by
- KELLER WILLIAMS EXPERIENCE REALTY
Home Market Value
Current home valuation for 109 Ellen Street, Tay, Victoria Harbour, Tay, ON. Listed for $584,000
HOMEH Estimate
$537,609
Estimated Sales Range
$376,326 - $698,892
HOMEH Estimate for 109 Ellen Street, Tay, Victoria Harbour
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $84,000 over $500K
$33,400
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,005 | $16,294 | $13,899 | $0 |
=Total mortgage | $572,133 | $541,894 | $510,299 | $467,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,793monthly | $2,646monthly | $2,492monthly | $2,281monthly |
Land Transfer Tax
$8,155
$8,155
Around this home
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