Listed for:Listed Jul 14, 2026
$365,000

11401 Highway 12

Tay (Rural Tay), ON L0K 1E0

Detached House For Sale
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Sale & Price History for 11401 Highway 12, Tay, Rural Tay

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 11401 Highway 12, Tay, Rural Tay

Summarized Description

  • Charming 2-bedroom, 2-bath home on 1.3 acres.
  • New roof installed in 2024 for peace of mind.
  • Upgraded propane system enhances efficiency.
  • Detached garage and mature trees on property.
  • Second bathroom offers renovation potential.
  • Natural light fills the inviting living room.
  • Conveniently located near shopping and parks.
  • Short drive to year-round recreational activities.

MOTIVATED SELLER -Welcome to country living on 1.3 acres! Ideally situated between Orillia and Coldwater, this 2-bedroom, 2-bath home presents an excellent opportunity for investors, contractors, handy buyers, or anyone looking to take on a renovation project. Priced to reflect the work required, this property offers incredible potential for those with the vision to transform it into something special.Filled with natural light, the front living room features beautiful hardwood floors that extend throughout much of the home, providing a solid foundation to build upon. Recent improvements include a new roof (2024), an upgraded propane fuel system replacing the previous oil tanks, and a brand-new hot water tank (2026), allowing you to focus your efforts on bringing the rest of the home back to life. The second bathroom is currently not operational and will require restoration.Outside, the 1.3-acre lot offers exceptional privacy with mature trees, a detached single-car garage, and endless possibilities for gardens, hobbies, or future improvements. Conveniently located just minutes from Orillia and Coldwater, you'll enjoy easy access to shopping, dining, schools, parks, trails, Highway 12, and Mount St. Louis Moonstone Ski Resort for year-round recreation.If you're searching for a turnkey home, this property may not be the right fit. However, if you're looking for a property with tremendous upside and aren't afraid to roll up your sleeves, this is a fantastic opportunity to build equity and create something truly your own.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,518
Land Transfer Tax Fee
$3,950

Rental Items

Rental Equipment
Personal items propane tank
Under Contract
Propane Tank

Basement Type
Unfinished

Interior Features

Interior Extras
Carpet Free, Primary Bedroom - Main Floor, Propane Tank
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Lighting, Year Round Living
Pool
None
Property Features
Hospital, Park, School, Skiing

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
51-99

Construction

Exterior Finish
Aluminum Siding
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
706.69 ft
Lot Depth
168.00 ft
Lot Size
1.306

Inclusions

Inclusions
Fridge, stove, freezer, washer and dryer in basement

Exclusions

Exclusions
Personal items

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
5
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Window Unit(s)
Water
Well
Sewers
Septic

Bedrooms
2
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Washrooms

  • 3-piece, Main

Municipality
Tay
Neighbourhood
Rural Tay
Main cross streets
Lower big chute rd
Zoning
RU
Directions
Lower big chute rd

MLS® number
S13562012
Data source
Toronto Regional Real Estate Board
Listed on
2026-07-14
Updated on
2026-10-14
Days on market
94 days
Possession date
2026-08-31
Possession type
Flexible
Co-op commission
2.5
Seller
Listed by
THE AGENCY

Home Market Value

Current home valuation for 11401 Highway 12, Tay, Rural Tay, Tay, ON. Listed for $365,000

HOMEH Estimate

?

$438,000

Estimated Sales Range

?

$262,800 - $613,200

HOMEH Estimate for 11401 Highway 12, Tay, Rural Tay

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$438,000Low confidence
Based on 5 comparable properties
− $73,000 (17%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Tay, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$18,250

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$13,870$10,184$8,687$0
=Total mortgage
$360,620$338,684$318,937$292,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,761monthly$1,654monthly$1,557monthly$1,426monthly
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Land Transfer Tax

Provincial

$3,950

Total Land Transfer Tax

$3,950

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