
490 Park Street
Tay (Victoria Harbour), ON L0K 2A0
- 3Bedrooms
- 1Bathroom
- 2Garage
- 1100–1500Sq Ft
- $2,520Tax
- 321×146 ftLot Size
- Estimated Value:$526,261See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 490 Park Street, Tay, Victoria Harbour
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-04-10 | 2026-04-22 | Login to See Prices | Sold | s12984718 |
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About 490 Park Street, Tay, Victoria Harbour
Summarized Description
- Spacious home on nearly an acre of land
- Private outdoor retreat for gardening and entertaining
- Charming 1-storey design for flexible living
- Detached garage for vehicles and storage
- Natural gas service for efficient heating
- Potential for future severance adds value
- Located in a friendly small-town community
- Close to local amenities and schools
Welcome to the perfect blend of small-town charm and country living. Nestled on nearly an acre of land, this home offers a rare opportunity to enjoy space, privacy, and a relaxed lifestyle in a welcoming community setting.From the moment you arrive, you'll appreciate the character and warmth throughout. The inviting layout features comfortable, light-filled living spaces that create a cozy yet functional environment, ideal for families, first-time buyers, or those looking to downsize without sacrificing outdoor space. The 1-storey design adds charm and flexibility to suit a variety of living arrangements.Step outside and enjoy your own private retreat. With nearly an acre of property, there's plenty of room for gardening, entertaining, or simply unwinding in nature. Picture summer evenings outdoors, space for kids to play, or the opportunity to create your own backyard oasis. The lot may also offer potential for future severance ( buyer to conduct their own due diligence ), adding long-term value and flexibility. A detached garage provides excellent versatility, perfect for parking vehicles, additional storage, or use as a workshop. Enjoy the added convenience of natural gas service, providing efficient and reliable heating for everyday comfort. Located in a friendly small-town setting, you'll experience a strong sense of community while still being close to local amenities, schools, and everyday essentials. This property offers more than just a home-it's a lifestyle defined by space, comfort, and small-town living. Don't miss your chance to make it yours. New Shingles last fall.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,520
- Land Transfer Tax Fee
- $7,455
Rental Items
- Under Contract
- Hot Water Heater
- Basement Type
- Partial Basement, Full
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Primary Bedroom - Main Floor
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
Construction
- Exterior Finish
- Wood
- Roof
- Asphalt Shingle
- Foundation Details
- Stone, Block
- Special Designation
- Unknown
Lot
- Lot Front
- 321.00 ft
- Lot Depth
- 146.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- fridge, stove, washer, dryer
Exclusions
- Exclusions
- door knocker on front door, horse on post
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 8
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Well
- Sewers
- Septic
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
Washrooms
- 4-piece, Main
- Municipality
- Tay
- Neighbourhood
- Victoria Harbour
- Main cross streets
- Park Street/ Todd Lane
- Directions
- Hiway 12 to Park
- MLS® number
- S12984718
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-04-22
- Listed on
- 2026-04-10
- Days on market
- 12 days
- Possession type
- Flexible
- Co-op commission
- 2.5 plus HST
- Seller
- Listed by
- CENTURY 21 B.J. ROTH REALTY LTD.
Home Market Value
Current home valuation for 490 Park Street, Tay, Victoria Harbour, Tay, ON. Listed for $549,000
HOMEH Estimate
$526,261
Estimated Sales Range
$368,383 - $684,139
HOMEH Estimate for 490 Park Street, Tay, Victoria Harbour
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $49,000 over $500K
$29,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $20,752 | $15,317 | $13,066 | $0 |
=Total mortgage | $539,557 | $509,417 | $479,716 | $439,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,634monthly | $2,487monthly | $2,342monthly | $2,144monthly |
Land Transfer Tax
$7,455
$7,455
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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