
196 Lourdes Street
Waterloo, ON N2L 1N7
- 2Bedrooms
- 2Bathrooms
- 2Garage
- 700–1100Sq Ft
- $5,994Tax
- 57×133 ftLot Size
- Estimated Value:$724,500See Free Estimate Report

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About 196 Lourdes Street, Waterloo
Summarized Description
- Beautifully updated bungalow in desirable Westmount neighborhood.
- Over 1,600 sq. ft. of finished living space.
- Impressive oversized double garage with workshop.
- Private fenced side yard and spacious patio.
- Custom kitchen with high-quality finishes.
- Steps from top-rated schools and amenities.
- Finished lower level with bonus room and fireplace.
- Move-in ready with thoughtful updates throughout.
WESTMOUNT! Welcome to this beautifully updated bungalow in one of Waterloo's most established and desirable neighbourhoods. Offering over 1,600 sq. ft. of finished living space, this move-in-ready home is ideal for families, empty nesters, downsizers, or anyone looking for timeless character, thoughtful updates, great outdoor space, and an impressive oversized double garage.Surrounded by mature trees, the home features a private fenced side yard, spacious patio with charming gazebo, and an attached 11' x 19' sunroom that extends your seasonal living space. Inside, the bright living room offers a large bay window, classic California shutters, and an inviting layout for everyday living or entertaining.The updated kitchen is beautifully finished with custom Chervin cabinetry, quartz countertops, stainless steel appliances, and quality finishes throughout. The main bathroom features a granite-topped vanity and glass walk-in shower with bench seating and handrails. The main-floor bedrooms include fresh carpet and generous closet space. For added convenience, there is also a main-floor laundry hookup, making one-level living a great option.The finished lower level adds flexible space with a large rec room, laundry room, plenty of storage, a 2-piece bathroom, and a spacious bonus room large enough to function as a third bedroom and consistently used as one, complete with a cozy gas fireplace.A standout feature is the impressive 24' x 23' double-car garage with dedicated workshop space and room for two vehicles, storage, hobbies, or projects. The extra-wide driveway provides parking for up to three additional vehicles.Located steps from top-rated schools and within walking distance to Uptown Waterloo, cafes, restaurants, shopping, the LRT, Waterloo Park, and everyday amenities. With great updates including the kitchen, windows, water softener, and bathroom, this is a fantastic opportunity to own a well-cared-for bungalow in the heart of Westmount.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,994
- Land Transfer Tax Fee
- $11,673
Rental Items
- Rental Equipment
- How Water Heater
- Basement Type
- Full
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Water Softener, Water Heater
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick Veneer, Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 57.09 ft
- Lot Depth
- 133.28 ft
- Lot Size
- 0.175
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Dishwasher, Dryer, Refrigerator, Stove, Washer, New Water Softener
Exclusions
- Exclusions
- Reverse Osmosis System
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 2
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Bedroom—Main level
- Kitchen—Main level
- Living Room—Main level
- Primary Bedroom—Main level
- Other—Basement level
- Recreation—Basement level
- Utility Room—Basement level
Washrooms
- 3-piece, Main
- 2-piece, Basement
- Municipality
- Waterloo
- Main cross streets
- Dietz Ave S & Lourdes St.
- Zoning
- SR2
- Directions
- Westmount Rd S to Lourdes St
- MLS® number
- X13174698
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-18
- Listed on
- 2026-05-25
- Days on market
- 24 days
- Possession type
- 30-59 days
- Co-op commission
- 2.25%
- Seller
- Listed by
- RE/MAX TWIN CITY REALTY INC.
Home Market Value
Current home valuation for 196 Lourdes Street, Waterloo, , . Listed for $759,900
HOMEH Estimate
$724,500
Estimated Sales Range
$572,355 - $876,645
HOMEH Estimate for 196 Lourdes Street, Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $259,900 over $500K
$50,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $28,329 | $21,201 | $18,086 | $0 |
=Total mortgage | $736,556 | $705,111 | $664,001 | $607,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,596monthly | $3,443monthly | $3,242monthly | $2,968monthly |
Land Transfer Tax
$11,673
$11,673
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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