550 Penny Lane
Waterloo, ON N2T 2L3
- 3+1Bedrooms
- 4Bathrooms
- 1Garage
- 1500–2000Sq Ft
- $4,492Tax
- 21×176 ftLot Size
Estimated Value:$836,186See Free Estimate Report
Property not available for sale or for rent.
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 550 Penny Lane, Waterloo
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-08-24 | 2025-11-08 | Login to See Prices | Suspended | x12361741 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 550 Penny Lane, Waterloo
Meticulously Renovated Detached Single Home In Premium Neighborhood, Serene Yet Just A Stone's Throw From All Amenities. One Of A Kind Open Concept Design With Vaulted Ceilings. Bright And Spacious Living And Dining Areas. High-End Hardwood Flooring Throughout. Newer Kitchen & Bathrooms. Freshly Painted. Central Vac Rough-In. Eat-In Kitchen With Walk-Out To Sunroom Porch. Stunning Backyard With Mature Trees And Beautiful Plants. Newer Furnace. Finished Lower Level With In-Law Suite. Pride Of Ownership!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,492
- Land Transfer Tax Fee
- $13,455
- Basement Type
- Finished
Interior Features
- Interior Extras
- Central Vacuum, Carpet Free, Accessory Apartment
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Sidesplit 4
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Other
Lot
- Lot Front
- 21.03 ft
- Lot Depth
- 175.60 ft
- Lot Shape
- Pie
Inclusions
- Inclusions
- S/S Fridge, S/S Stove, S/S Dishwasher, Washer & Dryer, Fridge & Stove In Lower Level, Garage Openers. All Elfs & All Window Coverings. Furnace, A/C, Hot Water Heater & Water Softener Owned.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Septic
- Bedrooms
- 3 + 1
- Washrooms
- 4
- Kitchens
- 2
Room sizes
- Bedroom—Third level
- Bedroom—Third level
- Bathroom—Third level
- Primary Bedroom—Second level
- Bathroom—Second level
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Powder Room—In Between level
- Common Room—Lower level
- Bathroom—Lower level
Washrooms
- 3-piece, Third
- 3-piece, Second
- 2-piece, In Between
- 3-piece, Lower
- Municipality
- Waterloo
- Main cross streets
- Ira Needles Blvd / University Ave W
- Directions
- Use the right lane to merge onto Hwy 8 W/ON-7/ON-8 W toward Stratford. Take the Trussler Road/Regional Road 70 exit. Continue on Ira Needles Blvd. Drive to Penny Ln in Waterloo.
- MLS® number
- X12361741
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-11-08
- Listed on
- 2025-08-24
- Days on market
- 76 days
- Possession date
- 2025-09-24
- Possession type
- 30-59 days
- Co-op commission
- 2%
- Seller
- Listed by
- HOMELIFE/MIRACLE REALTY LTD
Home Market Value
Current home valuation for 550 Penny Lane, Waterloo, , . Listed for $849,000
HOMEH Estimate
$836,186
Estimated Sales Range
$660,587 - $1,011,785
HOMEH Estimate for 550 Penny Lane, Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $349,000 over $500K
$59,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $31,549 | $23,687 | $20,206 | $0 |
=Total mortgage | $820,270 | $787,787 | $741,856 | $679,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,005monthly | $3,846monthly | $3,622monthly | $3,316monthly |
Land Transfer Tax
$13,455
$13,455
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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