
20 Cardiff Court
Whitby (Lynde Creek), ON L1N 5N9
- 3+1Bedrooms
- 2Bathrooms
- 0Garage
- 700–1100Sq Ft
- $5,342Tax
- 45×94 ftLot Size
- Estimated Value:$659,450See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 20 Cardiff Court, Whitby, Lynde Creek
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About 20 Cardiff Court, Whitby, Lynde Creek
Summarized Description
- Updated 3-bedroom, 2-bathroom side-split bungalow.
- Beautifully renovated interior with farmhouse-style kitchen.
- Private backyard with walkout deck and pool.
- Potential in-law suite with separate entrance.
- Located in a quiet, family-friendly cul-de-sac.
- Close to schools, parks, and public transit.
- Move-in ready home in desirable West Lynde.
Welcome to this beautifully updated 3-bedroom, 2-bathroom side-split bungalow nestled in the heart of West Lynde, one of Whitby's most sought-after family-friendly communities. Situated on a quiet, tree-lined cul-de-sac and connected directly to Central Park right beside the home, this property offers the perfect blend of privacy, convenience, and neighborhood charm. Surrounded by a thriving community of young families in one of Whitby's booming areas, this home is ideally located close to public schools, daycares, grocery stores, public transit, the GO Station, and the Iroquois Park Sports & Community Centre. Inside, you'll find a thoughtfully renovated interior featuring a stunning farmhouse-style kitchen complete with a custom vent hood, modern finishes, and exceptional functionality. Beautiful custom bay windows and a large picture window fill the home with natural light, creating warm and inviting living spaces. The spacious layout offers three generous bedrooms and two updated bathrooms, ideal for growing families. Step outside to your own private backyard retreat featuring a walkout deck, mature shaded trees, fruit trees, and an above-ground pool-perfect for entertaining, relaxing, and enjoying summer days with family and friends. A rare opportunity to own a move-in-ready home in a highly desirable West Lynde location where parks, schools, recreation, and everyday amenities are all just moments away. Separate Basement Entrance and potential in-law suite. Don't miss your chance to call this exceptional family home yours!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,342
- Land Transfer Tax Fee
- $10,473
Rental Items
- Rental Equipment
- HWT
- Under Contract
- Hot Water Tank-Gas
- Basement Type
- Partially Finished, Crawl Space, Half, Separate Entrance, Walk-Up
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Bar Fridge, In-Law Capability, In-Law Suite, Primary Bedroom - Main Floor
- Fireplace/Stove
- Yes
- Fireplace Features
- Fireplace Insert, Electric, Family Room, Rec Room
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- Above Ground
- Other Structures
- Garden Shed, Greenhouse, Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Aluminum Siding, Brick Front
- Roof
- Asphalt Shingle
- Foundation Details
- Brick, Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 45.42 ft
- Lot Depth
- 94.00 ft
- Lot Size
- 5393
- Lot Shape
- Irregular
Inclusions
- Inclusions
- garden shed bar fridge
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Septic
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Living Room—Main level, Carpet Free
- Dining Room—Main level, Casement Windows
- Kitchen—Main level, Carpet Free, Above Grade Window
- Primary Bedroom—Second level, Bay Window, Casement Windows, Carpet Free
- Bedroom 2—Second level
- Bedroom 3—Second level, Carpet Free
- Great Room—Basement level
Washrooms
- 4-piece, Main
- 3-piece, Basement
- Municipality
- Whitby
- Neighbourhood
- Lynde Creek
- Main cross streets
- MICHAEL BLVD
- Zoning
- RESIDENTIAL
- Directions
- MICHAEL BLVD/CARDIFF CRT
- MLS® number
- E13434122
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-22
- Listed on
- 2026-06-10
- Days on market
- 42 days
- Possession date
- 2026-07-31
- Possession type
- Flexible
- Co-op commission
- 2.5
- Seller
- Listed by
- RIGHT AT HOME REALTY
Home Market Value
Current home valuation for 20 Cardiff Court, Whitby, Lynde Creek, Whitby, ON. Listed for $699,900
HOMEH Estimate
$659,450
Estimated Sales Range
$520,966 - $797,935
HOMEH Estimate for 20 Cardiff Court, Whitby, Lynde Creek
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $199,900 over $500K
$44,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $26,176 | $19,527 | $16,658 | $0 |
=Total mortgage | $680,582 | $649,437 | $611,573 | $559,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,323monthly | $3,171monthly | $2,986monthly | $2,734monthly |
Land Transfer Tax
$10,473
$10,473
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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