
321 Palace Street
Whitby (Downtown Whitby), ON L1N 5G4
- 3+1Bedrooms
- 3Bathrooms
- 1Garage
- 1500–2000Sq Ft
- $6,926Tax
- 60×136 ftLot Size
- Estimated Value:$1,078,750See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 321 Palace Street, Whitby, Downtown Whitby
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-06-25 | 2026-06-29 | Login to See Prices | Sold | e13487864 |
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About 321 Palace Street, Whitby, Downtown Whitby
Summarized Description
- Move-in ready family home in Whitby.
- Renovated kitchen with custom cabinetry.
- Professionally finished basement adds living space.
- Large detached heated garage for storage.
- Spacious principal rooms with natural light.
- Close to parks, schools, and shopping.
- Flexible living space for various needs.
- Comfortable primary retreat with ample closets.
Welcome to 321 Palace Street, Whitby - a bright, beautifully maintained family home offering the perfect blend of comfort, functionality & updated living space. Featuring 3+1 bedrooms & 3 bathrooms, this inviting property is ideal for growing families, professionals, or those seeking flexible living space. The sun-filled main floor features a practical layout with spacious principal rooms, large windows & abundant natural light throughout. Recent updates include luxury vinyl plank flooring throughout the main floor & upper hallway, creating a seamless, modern feel. The renovated kitchen is the heart of the home, featuring custom cabinetry, a custom vent hood, quartz countertops, white oak butcher block accents, new windows & updated appliances. Overlooking the living & dining areas, it offers the perfect space for everyday living & entertaining. Upstairs are three generously sized bedrooms, including a comfortable primary retreat with ample closet space & convenient access to a full bathroom. The additional bedrooms are ideal for children, guests, or a home office. The professionally finished basement adds valuable living space with a stylish recreation room featuring shiplap detailing & cozy carpet flooring, plus a renovated fourth bedroom with durable vinyl plank flooring. An updated bathroom & dedicated laundry/utility area provide excellent flexibility for extended family, guests, a home office, or private retreat. Step outside to enjoy the outdoor space, perfect for relaxing, gardening, or entertaining. The property also features a large detached heated garage offering exceptional space for parking, storage, hobbies, or a workshop year-round. Located in a desirable Whitby neighbourhood close to parks, schools, shopping, restaurants, transit & major commuter routes, this move-in-ready home offers exceptional value, convenience & versatility. Don't miss your opportunity to own this bright, spacious & beautifully updated home in a sought-after community.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $6,926
- Land Transfer Tax Fee
- $17,465
Rental Items
- Rental Equipment
- Hot water tank.
- Basement Type
- Finished
Interior Features
- Interior Extras
- Other
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
Construction
- Exterior Finish
- Wood
- Roof
- Metal
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 60.00 ft
- Lot Depth
- 135.95 ft
Inclusions
- Inclusions
- All existing appliances, all electric light fixtures and all window coverings. Bedroom wardrobes. Pergola. Garage heater and shelving along the back and side wall. Hot tub (as is).
Exclusions
- Exclusions
- All staging items and drapes. Bar fridge and freezer in basement.
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 1
- Washrooms
- 3
- Kitchens
- 1
Room sizes
- Dining Room—Main level
- Office—Main level
- Bedroom 2—Upper level
- Bedroom 3—Upper level
- Recreation—Basement level
- Kitchen—Main level
- Bedroom 4—Basement level
- Primary Bedroom—Upper level
- Living Room—Main level
Washrooms
- 3-piece, Main
- 3-piece, Upper
- 3-piece, Lower
- Municipality
- Whitby
- Neighbourhood
- Downtown Whitby
- Main cross streets
- Palace St & Walnut St W
- Directions
- Palace St & Walnut St W
- MLS® number
- E13487864
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-29
- Listed on
- 2026-06-25
- Days on market
- 4 days
- Possession type
- 60-89 days
- Co-op commission
- 2.50% + HST
- Seller
- Listed by
- THE NOOK REALTY INC.
Home Market Value
Current home valuation for 321 Palace Street, Whitby, Downtown Whitby, Whitby, ON. Listed for $1,049,500
HOMEH Estimate
$1,078,750
Estimated Sales Range
$755,125 - $1,402,375
HOMEH Estimate for 321 Palace Street, Whitby, Downtown Whitby
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $549,500 over $500K
$79,950
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $38,748 | $29,281 | $24,978 | $0 |
=Total mortgage | $1,007,436 | $973,831 | $917,053 | $839,600 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,919monthly | $4,755monthly | $4,478monthly | $4,099monthly |
Land Transfer Tax
$17,465
$17,465
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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