40 St Charles Street
Belleville (Belleville Ward), ON K8P 2V8
- 2+3Bedrooms
- 3Bathrooms
- 1Garage
- 700–1100Sq Ft
- $4,243Tax
- 39×161 ftLot Size
Estimated Value:$433,920See Free Estimate Report
Sale & Price History for 40 St Charles Street, Belleville, Belleville Ward
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 40 St Charles Street, Belleville, Belleville Ward
Summarized Description
- Spacious raised bungalow on a quiet street
- Updated bathroom and private ensuite
- Expansive fenced backyard for outdoor activities
- Newly renovated kitchen enhances living space
- Separate entrance ideal for in-law suite
- Attached garage and ample parking available
- Close to schools, shopping, and Hwy 401
- Quick closing option for buyers
Exceptional opportunity to own a spacious raised bungalow on a quiet, family-friendly street. Conveniently located close to schools, shopping, amenities, and Hwy 401, this versatile property offers the perfect blend of comfortable family living and investment appeal.The bright and inviting main level features spacious principal rooms, an updated bathroom, and a generously sized primary bedroom complete with a private 2-piece ensuite. Large windows fill the home with natural light, creating a warm and welcoming atmosphere throughout. Step outside to a deck overlooking the expansive fully fenced backyard, providing plenty of space for children, pets, gardening, and outdoor entertaining.The lower level significantly expands the living space and has been enhanced with fresh paint and new flooring throughout. Featuring three bedrooms, a newly renovated kitchen, a full bathroom, and a separate entrance, this flexible layout offers excellent potential for multi-generational living, an in-law suite, or additional rental income.Additional highlights include an attached garage, ample driveway parking, and important updates such as a new furnace (2025) and hot water tank (2023). Whether you're a homeowner seeking extra living space or an investor looking for a property with strong income potential, this home presents exceptional value. Quick closing available.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,243
- Land Transfer Tax Fee
- $6,273
Rental Items
- Rental Equipment
- Hot Water Tank
- Basement Type
- Apartment, Finished with Walk-Out, Separate Entrance
Interior Features
- Interior Extras
- In-Law Suite, Primary Bedroom - Main Floor, Sump Pump
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Fenced Yard
- Other Structures
- Fence - Full, Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow-Raised
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 39.45 ft
- Lot Depth
- 161.34 ft
Inclusions
- Inclusions
- 2 Dishwashers, 2 Refrigerator, 2 Stove, Washer, Dryer, Smoke and Carbon Monoxide Detector, Window Coverings, Garage door opener.
Exclusions
- Exclusions
- microwaves, video door bell, camera system
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 2 + 3
- Washrooms
- 3
- Kitchens
- 2
Room sizes
- Room—Basement level, Window, Vinyl Floor
- Bedroom 5—Basement level, Vinyl Floor, Window
- Living Room—Main level, Broadloom
- Bedroom 2—Main level, Broadloom, Window
- Bedroom 5—Basement level, Window, Vinyl Floor
- Bedroom 4—Basement level, Vinyl Floor, Window
- Kitchen—Main level, Vinyl Floor
- Great Room—Main level, Broadloom, Ensuite Bath, Window
- Room—Basement level, Window, 3 Pc Bath
- Bedroom 3—Basement level, Vinyl Floor, Window
- Kitchen—Basement level, Vinyl Floor, Window
Washrooms
- 4-piece, Main
- 2-piece, Main
- 3-piece, Basement
- Municipality
- Belleville
- Neighbourhood
- Belleville Ward
- Main cross streets
- North Front St., East On Moira
- Directions
- North Front St., East On Moira
- MLS® number
- X13811996
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-21
- Updated on
- 2026-09-22
- Days on market
- 29 days
- Possession type
- Immediate
- Co-op commission
- 2.5% - $ 50 mkt fee + hst
- Seller
- Listed by
- HOMELIFE/MIRACLE REALTY LTD
Home Market Value
Current home valuation for 40 St Charles Street, Belleville, Belleville Ward, Belleville, ON. Listed for $489,900
HOMEH Estimate
$433,920
Estimated Sales Range
$260,352 - $607,488
HOMEH Estimate for 40 St Charles Street, Belleville, Belleville Ward
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$24,495
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,616 | $13,668 | $11,660 | $0 |
=Total mortgage | $484,021 | $454,578 | $428,075 | $391,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,363monthly | $2,219monthly | $2,090monthly | $1,914monthly |
Land Transfer Tax
$6,273
$6,273
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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