Listed for:Listed Aug 24, 2026
$649,900

654 Duke Street

Cambridge (Preston South), ON N3H 3T5

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 654 Duke Street, Cambridge, Preston South

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 654 Duke Street, Cambridge, Preston South

Summarized Description

  • Versatile property ideal for professionals and investors.
  • Separate two-bedroom apartment for rental income.
  • R5(CO) zoning allows mixed-use opportunities.
  • Flexible layout supports both business and living.
  • Parking available for at least three vehicles.
  • Located in the heart of Cambridge.

GREAT IN-LAW AND INVESTMENT POTENTIAL IN A PRIME CAMBRIDGE LOCATION! Situated on a large lot, this well-maintained and versatile R5(CO)-zoned property offers a rare opportunity for multigenerational families, owner-occupiers and investors. The separate main level, with its own private entrance, kitchen and bathroom, is ideally suited to an in-law or nanny suite, allowing the family to live independently under the same roof while staying close. Live in the bright two-bedroom upper residence and enjoy the spacious deck and private garden while using or renting the main level, or rent the upper apartment, which has historically generated between $1,800 and $2,000+ per month in rental income, and explore converting the main floor into an additional apartment, subject to applicable zoning and municipal approvals. The flexible layout also supports combining residential living with permitted professional use, and the main level may be reconfigured into a spacious open-concept great room, main floor bedroom and family living space. Historically fully rented, the property offers established income potential, ample parking for at least three vehicles and convenient public parking next door. With its desirable location, generous lot, adaptable floor plan, and potential for multiple living spaces, 654 Duke Street offers a rare opportunity to house a family, generate rental income, offset ownership costs, and build long-term value.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,773
Land Transfer Tax Fee
$9,473

Basement Type
Full

Interior Features

Interior Extras
Carpet Free
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Aluminum Siding
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
66.00 ft
Lot Depth
115.00 ft

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
3
Kitchens
1

Room sizes

  • Office—
    Main level
  • Office—
    Main level
  • Bedroom—
    Second level
  • Office—
    Main level
  • Bedroom—
    Second level
  • Foyer—
    Main level
  • Kitchen—
    Main level
  • Office—
    Main level
  • Bathroom—
    Second level, 4 Pc Bath
  • Bathroom—
    Main level, 2 Pc Bath
  • Bathroom—
    Main level
  • Room—

Washrooms

  • 2-piece, Main
  • 4-piece, Second
  • 2-piece, Main

Municipality
Cambridge
Neighbourhood
Preston South
Main cross streets
King St. & Westminster
Directions
West on King St - North on Westminster to Duke St

MLS® number
X13708178
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-24
Updated on
2026-10-07
Days on market
57 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
iCloud Realty Ltd.

Home Market Value

Current home valuation for 654 Duke Street, Cambridge, Preston South, Cambridge, ON. Listed for $649,900

HOMEH Estimate

?

$538,940

Estimated Sales Range

?

$425,763 - $652,539

HOMEH Estimate for 654 Duke Street, Cambridge, Preston South

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$538,940Medium confidence
Based on 7 comparable properties
+ $110,960 (21%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cambridge, ON
Minimum Down Payment Required:6.2%

5% on first $500K + 10% on $149,900 over $500K

Minimum down payment

$39,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,384$18,132$15,468$0
=Total mortgage
$633,990$603,042$567,883$519,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,095monthly$2,944monthly$2,773monthly$2,539monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$9,473

Total Land Transfer Tax

$9,473

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