
Unit 101, 85 Spruce Street
Cambridge (East Galt), ON N1R 4K4
The Spruce Street Lofts2 storeys, 27 suites, built 2009- 2Bedrooms
- 3Bathrooms
- 1Parking
- 2000–2249Sq Ft
- $5,050Tax
- $711/moCondo Fee
- Estimated Value:$688,004See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for Unit 101, 85 Spruce Street, Cambridge, East Galt
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2024-08-01 | 2024-11-27 | Login to See Prices | Sold | x9235649 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About Unit 101, 85 Spruce Street, Cambridge, East Galt
This end unit 2069 square foot 2-story renovated 3 bath, 2 bed factory loft with patio has undergone major transformations recently. Once the former docking bay of the Narrow Fabric Textile factory, this unit now provides plenty of sunshine with forested views through oversized 10 foot windows. The Kitchen was professionally designed and definitely a showstopper featuring a massive dramatic granite island, custom walnut cabinets and all new appliances including an additional wall oven. Enjoy a new bar area complete with beer keg and wine fridge. A custom media wall with ethanol fireplace was added in front of the widened staircase. There's plenty of workspaces added for those working from home. Solid sliding barn doors give that extra charm to this factory loft. You'll find a 2-piece washroom on the main floor and two additional 3-piece washrooms with heated floors on the upper level. Both bedrooms feature custom built-in closets with the 2nd bedroom featuring a built-in murphy bed. Enjoy convenient in-suite laundry and your own private back patio, This loft has numerous quality upgrades and style. Your unit comes with a large locker, parking spot and common event room.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,050
- Land Transfer Tax Fee
- $13,773
Condo/Maintenance Fee
- Maintenance Fee
- $711 /month
Included In Maintenance Fee
- Common Elements Included
- Building Insurance Included
- Parking Included
Rental Items
- Rental Equipment
- Hot Water Heater
- Under Contract
- Hot Water Heater
- Basement Type
- None
Interior Features
- Pets Permitted
- Yes-with Restrictions
- Laundry Features
- In-Suite Laundry
- Interior Extras
- Other, Water Softener
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Balcony
- Terrace
- Exterior Extras
- Porch, Patio
Building Amenities
- BBQs Allowed
- Exercise Room
- Party Room/Meeting Room
- Visitor Parking
Building
- Building Type
- Condo Apartment
- Building Style
- Apartment
- Approx Age
- 11-15
- Condo Corp Number
- 487
Construction
- Exposure
- West
- Exterior Finish
- Brick
- Roof
- Tar and Gravel, Flat
- Foundation Details
- Concrete
- Special Designation
- Unknown
Inclusions
- Inclusions
- Dryer, Gas Oven/Range, Gas Stove, Microwave, Refrigerator, Washer, Window Coverings, Wine Cooler, Other
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Type
- Owned
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 1
Lockers
- Locker Type
- Owned
- Locker Unit
- 68
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Bedrooms
- 2
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Bathroom—Main level, 2 Pc Bath
- Dining Room—Main level
- Family Room—Main level
- Kitchen—Main level
- Living Room—Main level
- Office—Main level
- Utility Room—Main level
- Bathroom—Second level, 3 Pc Bath
- Bathroom—Second level, 3 Pc Bath
- Primary Bedroom—Second level
- Bedroom—Second level
- Room—
Washrooms
- 2-piece, Main
- 3-piece, Second
- 3-piece, Second
- Municipality
- Cambridge
- Neighbourhood
- East Galt
- Main cross streets
- MAIN STREET, TO SHADE ST, TO MCNAUGHTON, TO SPRUCE
- Zoning
- RM3
- MLS® number
- X9235649
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2024-11-27
- Listed on
- 2024-08-01
- Days on market
- 118 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- SHAW REALTY GROUP INC.
Home Market Value
Current home valuation for Unit 101, 85 Spruce Street, Cambridge, East Galt, Cambridge, ON. Listed for $864,900
HOMEH Estimate
$688,004
Estimated Sales Range
$481,603 - $894,405
HOMEH Estimate for Unit 101, 85 Spruce Street, Cambridge, East Galt
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $364,900 over $500K
$61,490
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $32,105 | $24,131 | $20,585 | $0 |
=Total mortgage | $834,732 | $802,541 | $755,750 | $691,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,076monthly | $3,918monthly | $3,690monthly | $3,378monthly |
Land Transfer Tax
$13,773
$13,773
Around this home
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