Unit 203, 85 Spruce Street N
Cambridge (East Galt), ON N1R 4K4
The Spruce Street Lofts2 storeys, 27 suites, built 2009- 2Bedrooms
- 2Bathrooms
- 1Parking
- 900–999Sq Ft
- $3,085Tax
- $819/moCondo Fee
Estimated Value:$364,208See Free Estimate Report
This home has sold. It is no longer available.
Property not available for sale or for rent.
Sale & Price History for Unit 203, 85 Spruce Street N, Cambridge, East Galt
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About Unit 203, 85 Spruce Street N, Cambridge, East Galt
Summarized Description
- Spacious 947 sq ft loft with unique character
- Exposed brick and soaring ceilings enhance charm
- Two bedrooms and two bathrooms for convenience
- Located near Grand River and Gaslight District
- Urban walkability with nearby cafés and shops
- Secure entry and fitness centre for residents
- Perfect for professionals, downsizers, or investors
Welcome to Spruce Street Lofts, where industrial heritage meets modern style in the heart of East Galt. This spacious 947 square foot loft blends original character, andboasts a two bedroom, two bathroom set up, with loft vibes accentuated by exposed brick, soaring ceilings, and oversized windows, the contemporary finishes for a truly one-of-a-kind living experience. Steps from the Grand River, the Gaslight District, cafés, shops, trails, and parks, this location offers both urban walkability and naturalbeauty.Residents enjoy secure entry, a fitness centre, party room, parking, and storage. With its generous floorplan, unique charm, and unbeatable location, this unit isperfect for professionals, downsizers, or investors looking for something special in Cambridge.Historic charm meets Modern comfort, with Downtown convenience. Welcomehome to 203- 85 Spruce Street!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,085
- Land Transfer Tax Fee
- $3,860
Condo/Maintenance Fee
- Maintenance Fee
- $819 /month
Included In Maintenance Fee
- Common Elements Included
- Building Insurance Included
- Parking Included
Rental Items
- Rental Equipment
- Hot Water Heater
- Basement Type
- None
Interior Features
- Pets Permitted
- Yes-with Restrictions
- Laundry Features
- In-Suite Laundry
- Interior Extras
- Auto Garage Door Remote, Carpet Free, Intercom, Separate Hydro Meter, Water Heater, Water Softener
- View
- City
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Balcony
- Open
- Exterior Extras
- Controlled Entry, Landscaped, Paved Yard
- Accessibility Features
- Elevator, Remote Devices, Ramps
Building Amenities
- BBQs Allowed
- Exercise Room
- Gym
- Party Room/Meeting Room
- Visitor Parking
Building
- Building Type
- Condo Apartment
- Building Style
- Apartment
- Approx Age
- 16-30
- Condo Corp Number
- 487
Construction
- Exposure
- South West
- Exterior Finish
- Brick
- Roof
- Flat
- Foundation Details
- Block
- Special Designation
- Unknown
Inclusions
- Inclusions
- Built-in Microwave, Dishwasher, Dryer, Refrigerator, Smoke Detector, Stove, Washer, Window Coverings, All ELFs as Present
Exclusions
- Exclusions
- Owners Personal Contents
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Type
- Owned
- Parking Spaces
- 0
- Total Garage And Parking Spaces
- 1
Lockers
- Locker Type
- Exclusive
- Locker Unit
- 55
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Bedrooms
- 2
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Utility Room—Main level
- Bedroom 2—Main level
- Laundry—Main level
- Living Room—Main level
- Kitchen—Main level
- Bedroom—Main level
Washrooms
- 3-piece, Main
- 4-piece, Main
- Municipality
- Cambridge
- Neighbourhood
- East Galt
- Main cross streets
- Dundas St N/Spruce St
- Directions
- Dundas St N/Spruce St
- MLS® number
- X13487762
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-10-27
- Listed on
- 2026-06-25
- Days on market
- 124 days
- Possession type
- Flexible
- Co-op commission
- 2.25%
- Seller
- Listed by
- MICHAEL ST.JEAN REALTY INC.
Home Market Value
Current home valuation for Unit 203, 85 Spruce Street N, Cambridge, East Galt, Cambridge, ON. Listed for $359,000
HOMEH Estimate
$364,208
Estimated Sales Range
$316,618 - $437,050
HOMEH Estimate for Unit 203, 85 Spruce Street N, Cambridge, East Galt
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$17,950
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $13,642 | $10,016 | $8,544 | $0 |
=Total mortgage | $354,692 | $333,116 | $313,694 | $287,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,732monthly | $1,626monthly | $1,532monthly | $1,402monthly |
Land Transfer Tax
$3,860
$3,860
Around this home
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