
Unit 103, 85 Spruce Street
Cambridge (East Galt), ON N1R 4K4
The Spruce Street Lofts2 storeys, 27 suites, built 2009- 2Bedrooms
- 2Bathrooms
- 1Parking
- 1600–1799Sq Ft
- $4,642Tax
- $818/moCondo Fee
- Estimated Value:$569,825See Free Estimate Report
Sale & Price History for Unit 103, 85 Spruce Street, Cambridge, East Galt
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About Unit 103, 85 Spruce Street, Cambridge, East Galt
Summarized Description
- Unique multi-level loft in historic factory conversion
- Soaring ceilings and exposed brick create character
- Modern kitchen with oversized island and S/S appliances
- Private patio surrounded by mature greenery
- Close to downtown Galt's amenities and parks
- Secure underground parking for convenience
- Office nook ideal for remote work setup
- Bright living spaces with abundant natural light
Welcome to 103-85 Spruce St, a showstopping 2-bedroom, 2-bathroom multi-level loft offering 1691sqft of updated living space within a converted historic factory! Blending Galt's rich industrial character with contemporary finishes, this one-of-a-kind home delivers the scale, style &personality that traditional condos simply cannot match. Inside soaring ceilings, original exposed brick, polished concrete floors, wood-paneled ceilings, exposed ductwork & dramatic black accents create an effortlessly cool industrial aesthetic. Expansive multi-level design allows each space to feel distinct while maintaining an open connected flow throughout the home. Modern kitchen is an entertainer's dream with white cabinetry, quartz counters, S/S appliances, tiled backsplash & oversized island W/bar seating. Adjoining dining area offers lots of room for hosting friends & enjoying everyday meals, while a versatile office nook provides the perfect work-from-home setup without sacrificing valuable living space. Stylish 3pc bathroom completes this level. A few steps away, the impressive 2-storey living room offers towering ceilings, exposed brick & oversized windows that flood space with natural light. Upstairs the spacious primary bedroom overlooks the dramatic main living area creating a true loft-style retreat. The 2nd bedroom is tucked privately down the hall & offers access to a rare private patio surrounded by mature greenery-perfect secluded spot to enjoy morning coffee or unwind at the end of the day. Luxurious 4pc bathroom W/double vanity & tiled shower/tub completes the upper level. Secure underground parking adds everyday convenience while the building's location in a quiet residential pocket bordering a park offers a peaceful setting just mins from downtown Galt's restaurants, shops, arts venues & fitness studios. Bold, spacious & unlike anything else on the market, this is the perfect home for anyone craving authentic loft character without compromising on modern comfort
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,642
- Land Transfer Tax Fee
- $8,473
Condo/Maintenance Fee
- Maintenance Fee
- $818 /month
Included In Maintenance Fee
- Common Elements Included
- Building Insurance Included
- Parking Included
Rental Items
- Rental Equipment
- Hot Water Heater
- Under Contract
- Hot Water Heater
- Basement Type
- None
Interior Features
- Pets Permitted
- Yes-with Restrictions
- Laundry Features
- In-Suite Laundry
- Laundry Level
- Upper Level
- Interior Extras
- Auto Garage Door Remote, Water Softener
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Balcony
- Enclosed
Building Amenities
- BBQs Allowed
- Exercise Room
- Party Room/Meeting Room
Building
- Building Type
- Condo Townhouse
- Building Style
- 2-Storey
- Approx Age
- 16-30
- Condo Corp Number
- 487
Construction
- Exposure
- North
- Exterior Finish
- Brick, Concrete
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Inclusions
- Inclusions
- Dishwasher, Dryer, Refrigerator, Stove, Washer
Parking & Garages
- Garage Type
- Underground
- Garage Spaces
- 1
- Parking Type
- Exclusive
- Parking Spaces
- 0
- Total Garage And Parking Spaces
- 1
Lockers
- Locker Type
- Exclusive
- Locker Number
- 66
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Bedrooms
- 2
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Bedroom 2—Second level
- Bathroom—Second level, 4 Pc Bath
- Kitchen—Main level
- Living Room—Main level
- Bathroom4.80 x 5.51Main level, 3 Pc Bath
- Primary Bedroom—Second level
- Dining Room—Main level
Washrooms
- 4-piece, Second
- 3-piece, Main
- Area
- Cambridge
- Municipality
- Cambridge
- Neighbourhood
- East Galt
- Main cross streets
- McNaughton St
- Zoning
- RM3
- Directions
- McNaughton St
- MLS® number
- X13810620
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-21
- Updated on
- 2026-10-09
- Days on market
- 36 days
- Possession type
- Flexible
- Co-op commission
- 2 + HST
- Seller
- Listed by
- RE/MAX Real Estate Centre Inc
Home Market Value
Current home valuation for Unit 103, 85 Spruce Street, Cambridge, East Galt, Cambridge, ON. Listed for $599,900
HOMEH Estimate
$569,825
Estimated Sales Range
$450,162 - $689,488
HOMEH Estimate for Unit 103, 85 Spruce Street, Cambridge, East Galt
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $99,900 over $500K
$34,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,580 | $16,737 | $14,278 | $0 |
=Total mortgage | $587,086 | $556,647 | $524,193 | $479,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,866monthly | $2,718monthly | $2,559monthly | $2,343monthly |
Land Transfer Tax
$8,473
$8,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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