Sold for:Sold Mar 24, 2025
$675,000

Unit 106, 85 Spruce Street

Cambridge (East Galt), ON N1R 4K4

Condo Apartment SoldNot available
The Spruce Street Lofts exteriorThe Spruce Street Lofts2 storeys, 27 suites, built 2009

Property not available for sale or for rent.

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Sale & Price History for Unit 106, 85 Spruce Street, Cambridge, East Galt

-
-
Unknown
Price
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MLS#
2026-04-28
2026-08-05
Expired
Price
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2025-01-24
2025-03-24
Sold
Price
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MLS#
x11939477
2024-10-23
2025-01-23
Expired
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About Unit 106, 85 Spruce Street, Cambridge, East Galt

Why pay more for high rise condos living in the region, when you have this great opportunity with 50% more living space, soaring ceilings, huge storage locker and indoor parking!!! Welcome to 85 Spruce St, Unit 106 conveniently located in our beautiful, growing downtown Galt core. This trendy one-of-a-kind 1500 + sq ft loft offers large bright rooms, high ceilings, large windows, exposed brick walls, polished concrete floors on the main level, hardwood on the second level, high-end stainless steel appliances some smart lights and fabulous open concept layout. This is one of the larger units in the complex, and is packed with stylish and convenient features, including floating stairs, loft bedroom, covered parking, extra large storage locker, direct access to the unit from the street and from the garage, and walks out to a private enclosed courtyard. This fabulous loft is only a few minutes walk to our revitalized downtown. Pop into Monograms for a morning coffee, have dinner at one of our fabulous restaurants, stroll by the Grand River, take in a show at the Hamilton Family Theatre, experience a concert at the Gaslight District, or take a quiet stroll through Soper Park. You can even walk to pick up groceries! All of this convenience, while being located on a quiet street. at the same time.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,981
Land Transfer Tax Fee
$9,975

Condo/Maintenance Fee

Maintenance Fee
$711 /month

Included In Maintenance Fee

  • Building Insurance Included
  • Common Elements Included

Rental Items

Rental Equipment
Hot Water Heater

Basement Type
None

Interior Features

Pets Permitted
Yes-with Restrictions
Laundry Features
In-Suite Laundry
Interior Extras
Water Heater, Water Softener
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Balcony
Terrace
Exterior Extras
Controlled Entry, Patio

Building

Building Type
Condo Apartment
Building Style
2-Storey
Approx Age
16-30
Condo Corp Number
487

Construction

Exposure
South East
Exterior Finish
Brick
Special Designation
Unknown

Inclusions

Inclusions
Dishwasher, Dryer, Refrigerator, Stove, Washer

Parking & Garages

Garage Type
Underground
Garage Spaces
1
Parking Type
Exclusive
Parking Spaces
1
Total Garage And Parking Spaces
1

Lockers

Locker Type
Exclusive
Locker Unit
69
Locker Number
69
Locker Level
1

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air

Bedrooms
2
Washrooms
2
Kitchens
1

Room sizes

  • Kitchen—
    Main level
  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Bathroom—
    Main level, 3 Pc Bath
  • Primary Bedroom—
    Second level, Walk-In Closet(s), Walk-Out
  • Bathroom—
    Second level, 5 Pc Bath
  • Bedroom—
    Second level

Washrooms

  • 3-piece, Main
  • 5-piece, Second

Municipality
Cambridge
Neighbourhood
East Galt
Main cross streets
Spruce & McNaughton
Zoning
RM3

MLS® number
X11939477
Data source
Toronto Regional Real Estate Board
Status change
2025-03-24
Listed on
2025-01-24
Days on market
59 days
Possession type
90+ days
Co-op commission
2% + hst
Seller
Listed by
Keller Williams Home Group Realty

Home Market Value

Current home valuation for Unit 106, 85 Spruce Street, Cambridge, East Galt, Cambridge, ON. Listed for $675,000

HOMEH Estimate

?

$474,438

Estimated Sales Range

?

$417,848 - $531,028

HOMEH Estimate for Unit 106, 85 Spruce Street, Cambridge, East Galt

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$474,438Low confidence
Based on 14 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cambridge, ON
Minimum Down Payment Required:6.3%

5% on first $500K + 10% on $175,000 over $500K

Minimum down payment

$42,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$25,299$18,833$16,065$0
=Total mortgage
$657,774$626,333$589,815$540,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,212monthly$3,058monthly$2,880monthly$2,637monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$9,975

Total Land Transfer Tax

$9,975

Around this home

7/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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