
Unit 106, 85 Spruce Street
Cambridge (East Galt), ON N1R 4K4
The Spruce Street Lofts2 storeys, 27 suites, built 2009- 2Bedrooms
- 2Bathrooms
- 1Parking
- 1400–1599Sq Ft
- $3,981Tax
- $711/moCondo Fee
- Estimated Value:$474,438See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for Unit 106, 85 Spruce Street, Cambridge, East Galt
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About Unit 106, 85 Spruce Street, Cambridge, East Galt
Why pay more for high rise condos living in the region, when you have this great opportunity with 50% more living space, soaring ceilings, huge storage locker and indoor parking!!! Welcome to 85 Spruce St, Unit 106 conveniently located in our beautiful, growing downtown Galt core. This trendy one-of-a-kind 1500 + sq ft loft offers large bright rooms, high ceilings, large windows, exposed brick walls, polished concrete floors on the main level, hardwood on the second level, high-end stainless steel appliances some smart lights and fabulous open concept layout. This is one of the larger units in the complex, and is packed with stylish and convenient features, including floating stairs, loft bedroom, covered parking, extra large storage locker, direct access to the unit from the street and from the garage, and walks out to a private enclosed courtyard. This fabulous loft is only a few minutes walk to our revitalized downtown. Pop into Monograms for a morning coffee, have dinner at one of our fabulous restaurants, stroll by the Grand River, take in a show at the Hamilton Family Theatre, experience a concert at the Gaslight District, or take a quiet stroll through Soper Park. You can even walk to pick up groceries! All of this convenience, while being located on a quiet street. at the same time.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,981
- Land Transfer Tax Fee
- $9,975
Condo/Maintenance Fee
- Maintenance Fee
- $711 /month
Included In Maintenance Fee
- Building Insurance Included
- Common Elements Included
Rental Items
- Rental Equipment
- Hot Water Heater
- Basement Type
- None
Interior Features
- Pets Permitted
- Yes-with Restrictions
- Laundry Features
- In-Suite Laundry
- Interior Extras
- Water Heater, Water Softener
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Balcony
- Terrace
- Exterior Extras
- Controlled Entry, Patio
Building
- Building Type
- Condo Apartment
- Building Style
- 2-Storey
- Approx Age
- 16-30
- Condo Corp Number
- 487
Construction
- Exposure
- South East
- Exterior Finish
- Brick
- Special Designation
- Unknown
Inclusions
- Inclusions
- Dishwasher, Dryer, Refrigerator, Stove, Washer
Parking & Garages
- Garage Type
- Underground
- Garage Spaces
- 1
- Parking Type
- Exclusive
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 1
Lockers
- Locker Type
- Exclusive
- Locker Unit
- 69
- Locker Number
- 69
- Locker Level
- 1
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Bedrooms
- 2
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Kitchen—Main level
- Living Room—Main level
- Dining Room—Main level
- Bathroom—Main level, 3 Pc Bath
- Primary Bedroom—Second level, Walk-In Closet(s), Walk-Out
- Bathroom—Second level, 5 Pc Bath
- Bedroom—Second level
Washrooms
- 3-piece, Main
- 5-piece, Second
- Municipality
- Cambridge
- Neighbourhood
- East Galt
- Main cross streets
- Spruce & McNaughton
- Zoning
- RM3
- MLS® number
- X11939477
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-03-24
- Listed on
- 2025-01-24
- Days on market
- 59 days
- Possession type
- 90+ days
- Co-op commission
- 2% + hst
- Seller
- Listed by
- Keller Williams Home Group Realty
Home Market Value
Current home valuation for Unit 106, 85 Spruce Street, Cambridge, East Galt, Cambridge, ON. Listed for $675,000
HOMEH Estimate
$474,438
Estimated Sales Range
$417,848 - $531,028
HOMEH Estimate for Unit 106, 85 Spruce Street, Cambridge, East Galt
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $175,000 over $500K
$42,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $25,299 | $18,833 | $16,065 | $0 |
=Total mortgage | $657,774 | $626,333 | $589,815 | $540,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,212monthly | $3,058monthly | $2,880monthly | $2,637monthly |
Land Transfer Tax
$9,975
$9,975
Around this home
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