
234 Union Street
Central Elgin (Belmont), ON N0L 1B0
- 3Bedrooms
- 2Bathrooms
- 0Garage
- 700–1100Sq Ft
- $3,409Tax
- 33×205 ftLot Size
- Free EstimateSee Free Estimate Report

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About 234 Union Street, Central Elgin, Belmont
Summarized Description
- Well-maintained semi-detached home in Belmont
- Features an in-ground pool for relaxation
- Finished recreation room in lower level
- Bright living room with hardwood flooring
- Updated appliances and powder room
- Private backyard designed for entertaining
- Close to city amenities and small-town charm
- Three spacious bedrooms for families
Welcome to this well-maintained semi-detached home with an in-ground pool, ideally located in the charming and desirable community of Belmont, just minutes from London. Offering excellent curb appeal, this home features 3 spacious bedrooms and 1.5 bathrooms, making it perfect for families or first-time buyers. The main floor offers a bright living room with hardwood flooring and a large, functional kitchen with ample cabinetry and counter space, flowing seamlessly into the dining area with direct access to the backyard. Step outside to a deep, private lot designed for relaxation and entertaining, featuring an in-ground pool and a fireplace at the rear of the yard - your own backyard retreat. The lower level includes a finished recreation room, large storage area, and a dedicated laundry room. Recent updates include front windows (2021), new vinyl flooring upstairs (2024), freshly painted bedrooms (2024), furnace (2023), central air (2019), roof with sheathing and insulation (2017), updated powder room (2023), new fridge, oven, dishwasher, winter pool cover (2018) and the deck was sanded and re-primed (2025). A fantastic opportunity to enjoy small-town living with modern updates and easy access to city amenities.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,409
- Land Transfer Tax Fee
- $6,673
- Basement Type
- Finished
Interior Features
- Interior Extras
- None
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- Inground
Building
- Building Type
- Semi-Detached
- Building Style
- 2-Storey
- Approx Age
- 31-50
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 33.05 ft
- Lot Depth
- 205.26 ft
Inclusions
- Inclusions
- FRIDGE, STOVE, DISHWASHER, WASHER, DRYER
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Powder Room—Main level, 2 Pc Bath
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Bathroom—Second level, 3 Pc Bath
- Recreation—Basement level
- Utility Room—Basement level
Washrooms
- 2-piece, Main
- 3-piece, Second
- Municipality
- Central Elgin
- Neighbourhood
- Belmont
- Main cross streets
- Belmont Rd and Union St
- Directions
- South on Belmont Rd, turn right on Union St
- MLS® number
- X12891882
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-05-25
- Listed on
- 2026-03-17
- Days on market
- 69 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- CENTURY 21 FIRST CANADIAN CORP
Home Market Value
Current home valuation for 234 Union Street, Central Elgin, Belmont, Central Elgin, ON. Listed for $509,900
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 234 Union Street, Central Elgin, Belmont
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $9,900 over $500K
$25,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $19,356 | $14,226 | $12,136 | $0 |
=Total mortgage | $503,251 | $473,136 | $445,551 | $407,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,457monthly | $2,310monthly | $2,175monthly | $1,992monthly |
Land Transfer Tax
$6,673
$6,673
Around this home
No schools found nearby
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