181 Union Street
Central Elgin (Belmont), ON N0L 1B0
- 4Bedrooms
- 1Bathroom
- 0Garage
- 1100–1500Sq Ft
- $3,333Tax
- 78×276 ftLot Size
Estimated Value:$457,902See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 181 Union Street, Central Elgin, Belmont
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-06-26 | 2026-07-06 | Login to See Prices | Sold | x13498624 |
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About 181 Union Street, Central Elgin, Belmont
Summarized Description
- Nearly half an acre serviced lot available.
- Opportunity for builders and investors.
- 3 bedrooms located on the second floor.
- Main-floor laundry for convenience.
- Fenced backyard and covered porches.
- Affordable price in a welcoming community.
- Close to parks, schools, and amenities.
- Property sold 'as is' with potential.
Situated on a serviced lot of nearly half an acre, this property offers an opportunity for builders, investors, or buyers looking for their next project. Whether you're considering renovating the existing home or exploring future redevelopment possibilities, subject to any required approvals, this property offers plenty of potential. This 1-storey home includes 3 bedrooms on the second floor. The main level offers a living room, kitchen, 4-piece bathroom, and main-floor laundry. Additional features include covered front and rear porches, a fenced backyard, storage shed and an owned hot water tank. Offering plenty of potential at an affordable price, this is a great opportunity to secure a serviced property in the welcoming community of Belmont, with parks, schools, local amenities, and convenient access to London, St. Thomas, and Highway 401. Property is being sold "as is".
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,333
- Land Transfer Tax Fee
- $4,474
- Basement Type
- Full, Unfinished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Water Heater Owned
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch
- Pool
- None
- Property Features
- Golf, Fenced Yard, Park, Wooded/Treed
- Other Structures
- Fence - Full, Shed
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Wood
- Roof
- Asphalt Shingle
- Foundation Details
- Brick
- Special Designation
- Unknown
Lot
- Lot Front
- 77.88 ft
- Lot Depth
- 275.88 ft
- Lot Size
- 0.497
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- fridge, stove, washer, dryer
Exclusions
- Exclusions
- microwave
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 4
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Kitchen—Main level
- Bedroom—Main level
- Foyer—Main level
- Living Room—Main level
- Other—Second level
- Other—Lower level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Bathroom—Main level, 4 Pc Bath
- Utility Room—Lower level
- Bedroom 3—Second level
Washrooms
- 4-piece, Main
- Municipality
- Central Elgin
- Neighbourhood
- Belmont
- Main cross streets
- Belmont Street
- Directions
- From Belmont Road, turn North onto Union Street, property will be on the left.
- Waterfront
- None
- MLS® number
- X13498624
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-06
- Listed on
- 2026-06-26
- Days on market
- 10 days
- Possession type
- 90+ days
- Co-op commission
- 2% + HST (see form 244)
- Seller
- Listed by
- eXp Realty
Home Market Value
Current home valuation for 181 Union Street, Central Elgin, Belmont, Central Elgin, ON. Listed for $399,900
HOMEH Estimate
$457,902
Estimated Sales Range
$320,531 - $595,273
HOMEH Estimate for 181 Union Street, Central Elgin, Belmont
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$19,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $15,196 | $11,157 | $9,518 | $0 |
=Total mortgage | $395,101 | $371,067 | $349,433 | $319,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,929monthly | $1,812monthly | $1,706monthly | $1,562monthly |
Land Transfer Tax
$4,474
$4,474
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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