Was listed for:Terminated Jul 25, 2025
$699,000

355 Division Street

Cobourg, ON K9A 3R5

Detached House TerminatedNot available

Property not available for sale or for rent.

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Sale & Price History for 355 Division Street, Cobourg

2025-02-03
2025-07-25
Terminated
Price
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MLS#
x11955660
2024-10-23
2025-02-04
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 355 Division Street, Cobourg

Centrally located in a prime location, this versatile property presents a multitude of opportunities. Currently arranged with 2 separate commercial spaces and a large 3 bedroom residential space. The main commercial space presents a bright reception area, large waiting room and 3 treatment rooms off the front of the property. The main residence is tastefully updated, with a spacious kitchen, large living room, 3 well sized bedrooms and a 4 piece bath. Off the back of the property is private entrance to a studio space currently generating additional income. Don't discount the opportunity to keep this as an income generating property, or convert it back to a large residential home simply by opening a few walls. The exterior presents a large parking space for clientele, but could easily be transformed into a large backyard for a family to enjoy. **EXTRAS** If you are considering expanding your investment portfolio, looking for a live work option, or searching for a large family home, 355 Division has the ability to be just that for the astute buyer!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,169
Land Transfer Tax Fee
$10,455

Rental Items

Rental Equipment
None

Basement Type
Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
Other
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Beach, Fenced Yard, Place Of Worship, Public Transit
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
100+

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Shingles
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
50.00 ft
Lot Depth
150.00 ft

Inclusions

Inclusions
All light fixtures, all window coverings, fridge, stove, built-in microwave, washer, dryer - all appliances as is.

Exclusions

Exclusions
Garden shed, staging items & drapes.

Parking & Garages

Garage Type
None
Garage Spaces
10
Parking Spaces
10
Total Garage And Parking Spaces
10

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
No
Telephone
No

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Breakfast—
    Main level
  • Office—
    Main level
  • Bathroom—
    Main level, 2 Pc Bath
  • Office—
    Main level
  • Family Room—
    Main level
  • Primary Bedroom—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Other—
    Basement level, Unfinished

Washrooms

  • 2-piece, Main
  • 4-piece, Second

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
James St. W & Division St.
Zoning
R3

MLS® number
X11955660
Data source
Toronto Regional Real Estate Board
Status change
2025-07-25
Listed on
2025-02-03
Days on market
172 days
Possession type
Flexible
Co-op commission
2
Seller
Listed by
eXp Realty

Home Market Value

Current home valuation for 355 Division Street, Cobourg, Cobourg, ON. Listed for $699,000

HOMEH Estimate

?

$670,005

Estimated Sales Range

?

$402,003 - $938,007

HOMEH Estimate for 355 Division Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$670,005Low confidence
Based on 12 comparable properties
+ $28,995 (4%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:6.4%

5% on first $500K + 10% on $199,000 over $500K

Minimum down payment

$44,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$26,143$19,502$16,636$0
=Total mortgage
$679,708$648,602$610,786$559,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,319monthly$3,167monthly$2,982monthly$2,730monthly
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Land Transfer Tax

Provincial

$10,455

Total Land Transfer Tax

$10,455

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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